Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Essex Junction for teen drivers is USAA
  • Average car insurance rates in Essex Junction, VT for senior drivers are $1,842/year
  • The cheapest car insurance company in Essex Junction after a DUI is USAA

Average car insurance rates in Essex Junction, Vermont are $261 a month. But with a little research you can get a great deal from the top car insurance companies in Essex Junction, VT. Before you buy Essex Junction, Vermont car insurance, make sure your coverage meets or exceeds the Vermont minimum of 25/50/10.

It may even be helpful to compare Essex Junction car insurance rates with St. Albans car insurance rates, South Burlington car insurance rates, or Newport car insurance rates to make sure you’re getting the best Essex Junction, VT car insurance quotes available.

Need affordable Essex Junction, VT car insurance? Enter your ZIP code to compare Essex Junction car insurance quotes from multiple car insurance companies near you.

Essex Junction, VT Minimum Car Insurance Coverage

Essex Junction, Vermont law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Essex Junction, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Essex Junction, VT Car Insurance Rates by Coverage Level

Some Essex Junction drivers can get by with the Vermont minimum coverage of 25/50/10. Other drivers may need more. See how much your Essex Junction, Vermont car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Essex Junction, Vermont

Insurance Company Low Medium High
Allstate $3,361 $3,438 $3,529
GEICO $2,107 $2,198 $2,282
Liberty Mutual $3,365 $3,570 $3,796
Nationwide $2,143 $2,116 $2,059
Progressive $4,690 $4,893 $5,308
State Farm $3,740 $3,996 $4,187
USAA $1,612 $1,672 $1,739

Essex Junction, VT Car Insurance Rates by Age, Gender, and Marital Status

Essex Junction, Vermont car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Essex Junction, VT car insurance, get quotes from multiple car insurance companies in the Essex Junction area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Essex Junction, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,334 $2,334 $2,228 $2,228 $5,553 $7,311 $2,647 $2,905
GEICO $1,670 $1,552 $1,637 $1,492 $3,895 $4,529 $1,409 $1,381
Liberty Mutual $1,869 $2,022 $1,653 $1,857 $7,961 $8,856 $2,138 $2,260
Nationwide $1,429 $1,452 $1,287 $1,356 $3,487 $4,430 $1,641 $1,766
Progressive $3,209 $3,166 $2,875 $2,883 $9,948 $10,884 $3,272 $3,474
State Farm $2,452 $2,452 $2,196 $2,196 $7,320 $9,411 $2,735 $3,031
USAA $1,012 $1,014 $950 $943 $3,262 $3,394 $1,381 $1,436

Essex Junction, VT Car Insurance Rates for Teens

How much is Essex Junction, Vermont car insurance for teens? Compare rates from top Essex Junction car insurance companies below to help find the cheapest teen car insurance in Essex Junction, VT.

Annual Car Insurance Rates for Teen Drivers in Essex Junction, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,553 $7,311
GEICO $3,895 $4,529
Liberty Mutual $7,961 $8,856
Nationwide $3,487 $4,430
Progressive $9,948 $10,884
State Farm $7,320 $9,411
USAA $3,262 $3,394

Essex Junction, VT Car Insurance Rates for Seniors

Before seniors buy Essex Junction, Vermont car insurance, they should make sure to shop around. Some Essex Junction, VT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Essex Junction, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,228
GEICO $1,637 $1,492
Liberty Mutual $1,653 $1,857
Nationwide $1,287 $1,356
Progressive $2,875 $2,883
State Farm $2,196 $2,196
USAA $950 $943

Essex Junction, VT Car Insurance Rates by Credit History

How does your credit history affect Essex Junction, VT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Essex Junction, Vermont

Insurance Company Poor Fair Good
Allstate $4,222 $3,223 $2,883
GEICO $3,552 $1,870 $1,164
Liberty Mutual $5,341 $3,069 $2,322
Nationwide $2,427 $2,019 $1,872
Progressive $5,699 $4,784 $4,409
State Farm $6,989 $2,982 $1,952
USAA $2,407 $1,448 $1,167

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Essex Junction, VT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Essex Junction, Vermont car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Essex Junction.

Annual Essex Junction, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,778 $3,884 $3,254
GEICO $1,417 $2,353 $3,266 $1,746
Liberty Mutual $3,148 $3,763 $3,998 $3,400
Nationwide $1,689 $2,164 $2,717 $1,854
Progressive $4,185 $6,056 $4,701 $4,913
State Farm $3,608 $4,340 $3,974 $3,974
USAA $1,276 $1,613 $2,388 $1,418

Essex Junction, VT Car Insurance Rates With a DUI

Even a single DUI can increase your Essex Junction, VT car insurance rates. Compare rates below to see which Essex Junction car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Essex Junction, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,884
GEICO $3,266
Liberty Mutual $3,998
Nationwide $2,717
Progressive $4,701
State Farm $3,974
USAA $2,388

Essex Junction, VT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Essex Junction, VT car insurance rates may be. Let’s take a look at average car insurance rates from top Essex Junction companies based on commute time.

Annual Car Insurance Rates by Commute Length in Essex Junction, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,375 $3,511
GEICO $2,164 $2,227
Liberty Mutual $3,577 $3,577
Nationwide $2,106 $2,106
Progressive $4,964 $4,964
State Farm $3,847 $4,101
USAA $1,654 $1,694

Essex Junction, VT Cheapest Car Insurance Rates

How do the top Essex Junction, Vermont car insurance companies’ average rates stack up against the Essex Junction average monthly car insurance rates of $261? Take a look and see.

Best Annual Car Insurance Rates by Company in Essex Junction, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Essex Junction, VT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Essex Junction, Vermont car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Essex Junction, Vermont

Insurance Company Average Annual Rates
Allstate $3,443
GEICO $2,196
Liberty Mutual $3,577
Nationwide $2,106
Progressive $4,964
State Farm $3,974
USAA $1,674

Other Factors Affecting Essex Junction, VT Car Insurance Rates

Before you buy Essex Junction, Vermont car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Essex Junction, VT Commute Time

How does your Essex Junction, VT commute time compare with the average driver? In Essex Junction, the average commute is 20.2 minutes.

Essex Junction, VT Car Insurance Quotes

Compare Essex Junction, VT car insurance quotes from multiple companies by entering your ZIP code now.