A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Fridley for teen drivers is State Farm
  • Average car insurance rates in Fridley, MN are $414/month
  • Average car insurance rates in Fridley, MN for senior drivers are $3,284/year

Average car insurance rates in Fridley, Minnesota are $414 a month. But with a little research you can get a great deal from the top car insurance companies in Fridley, MN. Before you buy Fridley, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare Fridley car insurance rates with Duluth car insurance rates, Brooklyn Park car insurance rates, or Rochester car insurance rates to make sure you’re getting the best Fridley, MN car insurance quotes available.

Need affordable Fridley, MN car insurance? Enter your ZIP code to compare Fridley car insurance quotes from multiple car insurance companies near you.

Fridley, MN Minimum Car Insurance Coverage

Fridley, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fridley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Fridley, MN Car Insurance Rates by Coverage Level

Some Fridley drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Fridley, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fridley, Minnesota

Insurance Company Low Medium High
Allstate $5,395 $5,489 $5,592
American Family $3,799 $3,925 $3,745
Farmers $3,371 $3,544 $3,659
GEICO $3,966 $4,114 $4,265
Liberty Mutual $13,339 $13,748 $14,114
Nationwide $3,449 $3,692 $3,836
State Farm $2,504 $2,631 $2,721
USAA $2,722 $2,806 $2,894

Fridley, MN Car Insurance Rates by Age, Gender, and Marital Status

Fridley, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fridley, MN car insurance, get quotes from multiple car insurance companies in the Fridley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fridley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,672 $3,672 $3,568 $3,568 $8,388 $11,920 $4,500 $4,649
American Family $2,408 $2,408 $2,193 $2,193 $6,730 $9,562 $2,408 $2,685
Farmers $2,247 $2,244 $2,156 $2,297 $6,673 $6,780 $2,961 $2,839
GEICO $3,064 $3,032 $2,920 $2,838 $6,724 $8,470 $2,862 $3,010
Liberty Mutual $9,874 $9,874 $9,782 $9,782 $18,947 $28,184 $9,874 $13,551
Nationwide $2,413 $2,401 $2,149 $2,269 $6,450 $7,766 $2,868 $2,956
State Farm $1,908 $1,908 $1,732 $1,732 $4,365 $5,285 $2,199 $1,819
USAA $1,843 $1,800 $1,695 $1,663 $5,088 $5,494 $2,383 $2,492

Fridley, MN Car Insurance Rates for Teens

How much is Fridley, Minnesota car insurance for teens? Compare rates from top Fridley car insurance companies below to help find the cheapest teen car insurance in Fridley, MN.

Annual Car Insurance Rates for Teen Drivers in Fridley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,388 $11,920
American Family $6,730 $9,562
Farmers $6,673 $6,780
GEICO $6,724 $8,470
Liberty Mutual $18,947 $28,184
Nationwide $6,450 $7,766
State Farm $4,365 $5,285
USAA $5,088 $5,494

Fridley, MN Car Insurance Rates for Seniors

Before seniors buy Fridley, Minnesota car insurance, they should make sure to shop around. Some Fridley, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fridley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,568 $3,568
American Family $2,193 $2,193
Farmers $2,156 $2,297
GEICO $2,920 $2,838
Liberty Mutual $9,782 $9,782
Nationwide $2,149 $2,269
State Farm $1,732 $1,732
USAA $1,695 $1,663

Fridley, MN Car Insurance Rates by Credit History

How does your credit history affect Fridley, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Fridley, Minnesota

Insurance Company Poor Fair Good
Allstate $8,033 $4,377 $4,067
American Family $5,326 $3,427 $2,717
Farmers $4,396 $3,193 $2,984
GEICO $4,938 $4,042 $3,365
Liberty Mutual $19,130 $12,386 $9,685
Nationwide $4,361 $3,514 $3,101
State Farm $3,819 $2,334 $1,701
USAA $4,339 $2,172 $1,911

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Fridley, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fridley, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fridley.

Annual Fridley, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,930 $5,812 $6,986 $5,240
American Family $2,582 $4,582 $5,205 $2,925
Farmers $3,021 $3,798 $3,865 $3,415
GEICO $2,756 $4,346 $6,406 $2,953
Liberty Mutual $9,746 $13,639 $21,043 $10,505
Nationwide $2,910 $3,855 $4,428 $3,444
State Farm $2,380 $2,856 $2,618 $2,618
USAA $2,082 $2,675 $3,998 $2,475

Fridley, MN Car Insurance Rates With a DUI

Even a single DUI can increase your Fridley, MN car insurance rates. Compare rates below to see which Fridley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fridley, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,986
American Family $5,205
Farmers $3,865
GEICO $6,406
Liberty Mutual $21,043
Nationwide $4,428
State Farm $2,618
USAA $3,998

Fridley, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fridley, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Fridley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fridley, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,492 $5,492
American Family $3,779 $3,867
Farmers $3,525 $3,525
GEICO $4,057 $4,173
Liberty Mutual $13,345 $14,122
Nationwide $3,659 $3,659
State Farm $2,544 $2,693
USAA $2,771 $2,844

Fridley, MN Cheapest Car Insurance Rates

How do the top Fridley, Minnesota car insurance companies’ average rates stack up against the Fridley average monthly car insurance rates of $414? Take a look and see.

Best Annual Car Insurance Rates by Company in Fridley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Fridley, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fridley, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fridley, Minnesota

Insurance Company Average Annual Rates
Allstate $5,492
American Family $3,823
Farmers $3,525
GEICO $4,115
Liberty Mutual $13,733
Nationwide $3,659
State Farm $2,618
USAA $2,807

Other Factors Affecting Fridley, MN Car Insurance Rates

Before you buy Fridley, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Fridley, MN Commute Time

How does your Fridley, MN commute time compare with the average driver? In Fridley, the average commute is 24.0 minutes.

Fridley, MN Car Insurance Quotes

Compare Fridley, MN car insurance quotes from multiple companies by entering your ZIP code now.