Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in East Grand Forks after a DUI is State Farm
  • Average car insurance rates in East Grand Forks, MN for senior drivers are $2,861/year
  • Average car insurance rates in East Grand Forks, MN are $362/month

Average car insurance rates in East Grand Forks, Minnesota are $362 a month. But with a little research you can get a great deal from the top car insurance companies in East Grand Forks, MN. Before you buy East Grand Forks, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare East Grand Forks car insurance rates with Minneapolis car insurance rates, Rochester car insurance rates, or Plymouth car insurance rates to make sure you’re getting the best East Grand Forks, MN car insurance quotes available.

Need affordable East Grand Forks, MN car insurance? Enter your ZIP code to compare East Grand Forks car insurance quotes from multiple car insurance companies near you.

East Grand Forks, MN Minimum Car Insurance Coverage

East Grand Forks, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in East Grand Forks, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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East Grand Forks, MN Car Insurance Rates by Coverage Level

Some East Grand Forks drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your East Grand Forks, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in East Grand Forks, Minnesota

Insurance Company Low Medium High
Allstate $4,352 $4,406 $4,470
American Family $3,310 $3,404 $3,221
Farmers $2,728 $2,836 $2,915
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,685 $2,858 $2,971
State Farm $1,794 $1,873 $1,934
USAA $2,849 $2,927 $3,012

East Grand Forks, MN Car Insurance Rates by Age, Gender, and Marital Status

East Grand Forks, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy East Grand Forks, MN car insurance, get quotes from multiple car insurance companies in the East Grand Forks area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Grand Forks, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,940 $2,940 $2,816 $2,816 $6,680 $9,746 $3,568 $3,768
American Family $2,111 $2,111 $1,912 $1,912 $5,674 $8,274 $2,111 $2,390
Farmers $1,849 $1,845 $1,775 $1,877 $5,238 $5,262 $2,420 $2,345
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,904 $1,914 $1,695 $1,799 $4,884 $5,942 $2,237 $2,330
State Farm $1,390 $1,390 $1,235 $1,235 $3,003 $3,736 $1,620 $1,326
USAA $1,943 $1,944 $1,759 $1,775 $5,094 $5,626 $2,553 $2,740

East Grand Forks, MN Car Insurance Rates for Teens

How much is East Grand Forks, Minnesota car insurance for teens? Compare rates from top East Grand Forks car insurance companies below to help find the cheapest teen car insurance in East Grand Forks, MN.

Annual Car Insurance Rates for Teen Drivers in East Grand Forks, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,680 $9,746
American Family $5,674 $8,274
Farmers $5,238 $5,262
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,884 $5,942
State Farm $3,003 $3,736
USAA $5,094 $5,626

East Grand Forks, MN Car Insurance Rates for Seniors

Before seniors buy East Grand Forks, Minnesota car insurance, they should make sure to shop around. Some East Grand Forks, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in East Grand Forks, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $2,816
American Family $1,912 $1,912
Farmers $1,775 $1,877
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,695 $1,799
State Farm $1,235 $1,235
USAA $1,759 $1,775

East Grand Forks, MN Car Insurance Rates by Credit History

How does your credit history affect East Grand Forks, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in East Grand Forks, Minnesota

Insurance Company Poor Fair Good
Allstate $6,488 $3,498 $3,242
American Family $4,487 $3,013 $2,436
Farmers $3,538 $2,554 $2,387
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,373 $2,724 $2,417
State Farm $2,721 $1,665 $1,214
USAA $4,630 $2,232 $1,926

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East Grand Forks, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your East Grand Forks, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in East Grand Forks.

Annual East Grand Forks, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,241 $4,647 $5,546 $4,203
American Family $2,219 $4,036 $4,476 $2,516
Farmers $2,422 $3,052 $3,082 $2,749
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,256 $2,989 $3,436 $2,671
State Farm $1,718 $2,016 $1,867 $1,867
USAA $2,176 $2,758 $4,189 $2,593

East Grand Forks, MN Car Insurance Rates With a DUI

Even a single DUI can increase your East Grand Forks, MN car insurance rates. Compare rates below to see which East Grand Forks car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in East Grand Forks, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,546
American Family $4,476
Farmers $3,082
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,436
State Farm $1,867
USAA $4,189

East Grand Forks, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your East Grand Forks, MN car insurance rates may be. Let’s take a look at average car insurance rates from top East Grand Forks companies based on commute time.

Annual Car Insurance Rates by Commute Length in East Grand Forks, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,409 $4,409
American Family $3,273 $3,351
Farmers $2,826 $2,826
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,838 $2,838
State Farm $1,818 $1,916
USAA $2,891 $2,968

East Grand Forks, MN Cheapest Car Insurance Rates

How do the top East Grand Forks, Minnesota car insurance companies’ average rates stack up against the East Grand Forks average monthly car insurance rates of $362? Take a look and see.

Best Annual Car Insurance Rates by Company in East Grand Forks, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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East Grand Forks, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top East Grand Forks, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in East Grand Forks, Minnesota

Insurance Company Average Annual Rates
Allstate $4,409
American Family $3,312
Farmers $2,826
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,838
State Farm $1,867
USAA $2,929

Other Factors Affecting East Grand Forks, MN Car Insurance Rates

Before you buy East Grand Forks, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

East Grand Forks, MN Commute Time

How does your East Grand Forks, MN commute time compare with the average driver? In East Grand Forks, the average commute is 14.8 minutes.

East Grand Forks, MN Car Insurance Quotes

Compare East Grand Forks, MN car insurance quotes from multiple companies by entering your ZIP code now.