Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Goshen after a DUI is USAA
  • Average car insurance rates in Goshen, IN for senior drivers are $1,652/year
  • The cheapest car insurance company in Goshen for teen drivers is USAA

Average car insurance rates in Goshen, Indiana are $265 a month. But with a little research you can get a great deal from the top car insurance companies in Goshen, IN. Before you buy Goshen, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Goshen car insurance rates with Indianapolis car insurance rates, Gary car insurance rates, or Carmel car insurance rates to make sure you’re getting the best Goshen, IN car insurance quotes available.

Need affordable Goshen, IN car insurance? Enter your ZIP code to compare Goshen car insurance quotes from multiple car insurance companies near you.

Goshen, IN Minimum Car Insurance Coverage

Goshen, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Goshen, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Goshen, IN Car Insurance Rates by Coverage Level

Some Goshen drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Goshen, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Goshen, Indiana

Insurance Company Low Medium High
Allstate $3,725 $3,889 $4,099
American Family $3,709 $3,875 $3,670
Farmers $3,416 $3,535 $3,678
GEICO $1,840 $1,945 $2,069
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,433 $2,377 $2,378
Progressive $3,315 $3,455 $3,759
State Farm $2,192 $2,306 $2,422
Travelers $3,202 $3,290 $3,289
USAA $1,543 $1,603 $1,677

Goshen, IN Car Insurance Rates by Age, Gender, and Marital Status

Goshen, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Goshen, IN car insurance, get quotes from multiple car insurance companies in the Goshen area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goshen, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,475 $2,122 $2,320 $7,425 $9,350 $2,455 $2,671
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,596 $1,574 $1,362 $1,534 $8,660 $9,226 $2,110 $2,281
GEICO $1,332 $1,325 $1,247 $1,287 $3,910 $3,640 $1,524 $1,346
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,485 $1,401 $1,350 $1,356 $8,818 $9,914 $1,859 $1,894
State Farm $1,397 $1,397 $1,252 $1,252 $4,336 $5,545 $1,550 $1,726
Travelers $1,171 $1,191 $1,101 $1,100 $7,309 $11,536 $1,242 $1,431
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

Goshen, IN Car Insurance Rates for Teens

How much is Goshen, Indiana car insurance for teens? Compare rates from top Goshen car insurance companies below to help find the cheapest teen car insurance in Goshen, IN.

Annual Car Insurance Rates for Teen Drivers in Goshen, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,425 $9,350
American Family $6,505 $9,403
Farmers $8,660 $9,226
GEICO $3,910 $3,640
Liberty Mutual $8,242 $12,437
Nationwide $4,271 $5,546
Progressive $8,818 $9,914
State Farm $4,336 $5,545
Travelers $7,309 $11,536
USAA $2,864 $3,192

Goshen, IN Car Insurance Rates for Seniors

Before seniors buy Goshen, Indiana car insurance, they should make sure to shop around. Some Goshen, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Goshen, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,320
American Family $2,106 $2,106
Farmers $1,362 $1,534
GEICO $1,247 $1,287
Liberty Mutual $3,469 $3,469
Nationwide $1,307 $1,395
Progressive $1,350 $1,356
State Farm $1,252 $1,252
Travelers $1,101 $1,100
USAA $955 $960

Goshen, IN Car Insurance Rates by Credit History

How does your credit history affect Goshen, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Goshen, Indiana

Insurance Company Poor Fair Good
Allstate $4,839 $3,602 $3,272
American Family $5,137 $3,330 $2,786
Farmers $4,134 $3,371 $3,124
GEICO $2,345 $1,952 $1,558
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,725 $2,305 $2,158
Progressive $3,864 $3,429 $3,236
State Farm $3,361 $2,005 $1,554
Travelers $3,628 $3,077 $3,075
USAA $2,158 $1,433 $1,231

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Goshen, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Goshen, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Goshen.

Annual Goshen, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,114 $4,573 $4,222 $3,708
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,166 $3,697 $3,811 $3,497
GEICO $1,282 $2,017 $2,733 $1,774
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,632 $4,615 $3,138 $3,654
State Farm $2,251 $2,475 $2,251 $2,251
Travelers $2,771 $3,422 $3,876 $2,971
USAA $1,213 $1,731 $1,983 $1,504

Goshen, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Goshen, IN car insurance rates. Compare rates below to see which Goshen car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Goshen, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,222
American Family $5,221
Farmers $3,811
GEICO $2,733
Liberty Mutual $7,973
Nationwide $2,545
Progressive $3,138
State Farm $2,251
Travelers $3,876
USAA $1,983

Goshen, IN Car Insurance Rates by ZIP Code

Just like Goshen car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Goshen, IN car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Goshen, Indiana

ZIP Code Average Annual Rates
46526 $3,069
46528 $3,123

Goshen, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Goshen, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Goshen companies based on commute time.

Annual Car Insurance Rates by Commute Length in Goshen, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,904 $3,904
American Family $3,706 $3,797
Farmers $3,543 $3,543
GEICO $1,919 $1,984
Liberty Mutual $5,367 $5,659
Nationwide $2,396 $2,396
Progressive $3,510 $3,510
State Farm $2,242 $2,372
Travelers $3,260 $3,260
USAA $1,586 $1,629

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Goshen, IN Cheapest Car Insurance Rates

How do the top Goshen, Indiana car insurance companies’ average rates stack up against the Goshen average monthly car insurance rates of $265? Take a look and see.

Best Annual Car Insurance Rates by Company in Goshen, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Goshen, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Goshen, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Goshen, Indiana

Insurance Company Average Annual Rates
Allstate $3,904
American Family $3,751
Farmers $3,543
GEICO $1,952
Liberty Mutual $5,513
Nationwide $2,396
Progressive $3,510
State Farm $2,307
Travelers $3,260
USAA $1,607

Other Factors Affecting Goshen, IN Car Insurance Rates

Before you buy Goshen, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Goshen, IN Car Theft Rates

The car theft rate in Goshen, IN will affect your car insurance rates. FBI data shows that the annual car theft rate for Goshen, Indiana is 101 stolen cars.

Goshen, IN Commute Time

How does your Goshen, IN commute time compare with the average driver? In Goshen, the average commute is 24.3 minutes.

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Goshen, IN Car Insurance Quotes

Compare Goshen, IN car insurance quotes from multiple companies by entering your ZIP code now.