Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Guntersville, AL are $299/month
  • The cheapest car insurance company in Guntersville for teen drivers is USAA
  • The cheapest car insurance company in Guntersville after a DUI is USAA

Average car insurance rates in Guntersville, Alabama are $299 a month. But with a little research you can get a great deal from the top car insurance companies in Guntersville, AL. Before you buy Guntersville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Guntersville car insurance rates with Tuscaloosa car insurance rates, Dothan car insurance rates, or Madison car insurance rates to make sure you’re getting the best Guntersville, AL car insurance quotes available.

Need affordable Guntersville, AL car insurance? Enter your ZIP code to compare Guntersville car insurance quotes from multiple car insurance companies near you.

Guntersville, AL Minimum Car Insurance Coverage

Guntersville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Guntersville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Guntersville, AL Car Insurance Rates by Coverage Level

Some Guntersville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Guntersville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Guntersville, Alabama

Insurance Company Low Medium High
Allstate $3,256 $3,366 $3,493
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,809 $5,016 $5,295
Nationwide $2,476 $2,473 $2,534
Progressive $3,727 $4,131 $4,597
State Farm $4,919 $5,190 $5,474
Travelers $3,099 $3,336 $3,377
USAA $2,004 $2,069 $2,168

Guntersville, AL Car Insurance Rates by Age, Gender, and Marital Status

Guntersville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Guntersville, AL car insurance, get quotes from multiple car insurance companies in the Guntersville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guntersville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,938 $1,839 $1,874 $7,078 $7,599 $2,280 $2,333
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,932 $3,166 $2,406 $2,689 $10,743 $11,940 $3,121 $3,324
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,217 $2,072 $1,818 $1,944 $9,352 $10,436 $2,597 $2,778
State Farm $3,129 $3,129 $2,843 $2,843 $9,765 $12,189 $3,542 $4,116
Travelers $1,344 $1,364 $1,265 $1,259 $7,090 $11,115 $1,273 $1,455
USAA $1,290 $1,307 $1,206 $1,179 $3,876 $4,295 $1,681 $1,811

Guntersville, AL Car Insurance Rates for Teens

How much is Guntersville, Alabama car insurance for teens? Compare rates from top Guntersville car insurance companies below to help find the cheapest teen car insurance in Guntersville, AL.

Annual Car Insurance Rates for Teen Drivers in Guntersville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,078 $7,599
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,743 $11,940
Nationwide $4,292 $5,507
Progressive $9,352 $10,436
State Farm $9,765 $12,189
Travelers $7,090 $11,115
USAA $3,876 $4,295

Guntersville, AL Car Insurance Rates for Seniors

Before seniors buy Guntersville, Alabama car insurance, they should make sure to shop around. Some Guntersville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Guntersville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,874
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,406 $2,689
Nationwide $1,494 $1,543
Progressive $1,818 $1,944
State Farm $2,843 $2,843
Travelers $1,265 $1,259
USAA $1,206 $1,179

Guntersville, AL Car Insurance Rates by Credit History

How does your credit history affect Guntersville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Guntersville, Alabama

Insurance Company Poor Fair Good
Allstate $4,164 $3,274 $2,678
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,215 $4,429 $3,476
Nationwide $3,007 $2,349 $2,126
Progressive $4,671 $4,021 $3,763
State Farm $8,433 $4,261 $2,889
Travelers $3,569 $3,092 $3,150
USAA $2,792 $1,822 $1,628

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Guntersville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Guntersville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Guntersville.

Annual Guntersville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,865 $3,377 $4,007 $3,239
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,951 $5,506 $5,378 $5,325
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,746 $4,728 $4,027 $4,106
State Farm $4,669 $5,837 $5,136 $5,136
Travelers $2,724 $2,859 $4,177 $3,322
USAA $1,600 $2,011 $2,980 $1,731

Guntersville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Guntersville, AL car insurance rates. Compare rates below to see which Guntersville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Guntersville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,007
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,378
Nationwide $3,164
Progressive $4,027
State Farm $5,136
Travelers $4,177
USAA $2,980

Guntersville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Guntersville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Guntersville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Guntersville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,372 $3,372
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,040 $5,040
Nationwide $2,494 $2,494
Progressive $4,152 $4,152
State Farm $5,070 $5,319
Travelers $3,270 $3,270
USAA $1,986 $2,176

Guntersville, AL Cheapest Car Insurance Rates

How do the top Guntersville, Alabama car insurance companies’ average rates stack up against the Guntersville average monthly car insurance rates of $299? Take a look and see.

Best Annual Car Insurance Rates by Company in Guntersville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Guntersville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Guntersville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Guntersville, Alabama

Insurance Company Average Annual Rates
Allstate $3,372
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,040
Nationwide $2,494
Progressive $4,152
State Farm $5,194
Travelers $3,270
USAA $2,081

Other Factors Affecting Guntersville, AL Car Insurance Rates

Before you buy Guntersville, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Guntersville, AL Car Theft Rates

The car theft rate in Guntersville, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Guntersville, Alabama is 41 stolen cars.

Guntersville, AL Commute Time

How does your Guntersville, AL commute time compare with the average driver? In Guntersville, the average commute is 22.9 minutes.

Guntersville, AL Car Insurance Quotes

Compare Guntersville, AL car insurance quotes from multiple companies by entering your ZIP code now.