Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Hightstown after a DUI is Progressive
  • Average car insurance rates in Hightstown, NJ for senior drivers are $3,108/year
  • The cheapest car insurance company in Hightstown for teen drivers is GEICO

Average car insurance rates in Hightstown, New Jersey are $416 a month. But with a little research you can get a great deal from the top car insurance companies in Hightstown, NJ. Before you buy Hightstown, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare Hightstown car insurance rates with Clifton car insurance rates, Camden car insurance rates, or Newark car insurance rates to make sure you’re getting the best Hightstown, NJ car insurance quotes available.

Need affordable Hightstown, NJ car insurance? Enter your ZIP code to compare Hightstown car insurance quotes from multiple car insurance companies near you.

Hightstown, NJ Minimum Car Insurance Coverage

Hightstown, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hightstown, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hightstown, NJ Car Insurance Rates by Coverage Level

Some Hightstown drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Hightstown, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hightstown, New Jersey

Insurance Company Low Medium High
Allstate $5,044 $5,520 $5,767
Farmers $5,843 $6,470 $7,196
GEICO $2,220 $2,525 $2,685
Liberty Mutual $5,410 $6,205 $6,463
Progressive $3,039 $3,415 $3,625
State Farm $6,286 $6,845 $7,142
Travelers $4,034 $4,396 $4,756

Hightstown, NJ Car Insurance Rates by Age, Gender, and Marital Status

Hightstown, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hightstown, NJ car insurance, get quotes from multiple car insurance companies in the Hightstown area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hightstown, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,250 $3,233 $3,141 $3,141 $10,286 $12,737 $3,805 $3,957
Farmers $4,143 $4,178 $4,034 $3,945 $12,013 $13,800 $4,913 $5,000
GEICO $2,025 $1,981 $1,968 $1,968 $3,629 $3,659 $2,311 $2,274
Liberty Mutual $3,984 $3,984 $4,372 $4,372 $10,349 $11,750 $4,372 $5,025
Progressive $1,741 $1,615 $1,577 $1,619 $7,761 $8,541 $2,053 $1,970
State Farm $3,952 $3,952 $3,579 $3,579 $12,904 $16,564 $4,503 $5,029
Travelers $3,352 $3,236 $3,102 $3,118 $7,508 $8,407 $3,244 $3,198

Hightstown, NJ Car Insurance Rates for Teens

How much is Hightstown, New Jersey car insurance for teens? Compare rates from top Hightstown car insurance companies below to help find the cheapest teen car insurance in Hightstown, NJ.

Annual Car Insurance Rates for Teen Drivers in Hightstown, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,286 $12,737
Farmers $12,013 $13,800
GEICO $3,629 $3,659
Liberty Mutual $10,349 $11,750
Progressive $7,761 $8,541
State Farm $12,904 $16,564
Travelers $7,508 $8,407

Hightstown, NJ Car Insurance Rates for Seniors

Before seniors buy Hightstown, New Jersey car insurance, they should make sure to shop around. Some Hightstown, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hightstown, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,141 $3,141
Farmers $4,034 $3,945
GEICO $1,968 $1,968
Liberty Mutual $4,372 $4,372
Progressive $1,577 $1,619
State Farm $3,579 $3,579
Travelers $3,102 $3,118

Hightstown, NJ Car Insurance Rates by Credit History

How does your credit history affect Hightstown, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hightstown, New Jersey

Insurance Company Poor Fair Good
Allstate $7,544 $4,909 $3,879
Farmers $7,739 $6,056 $5,715
GEICO $3,719 $2,149 $1,563
Liberty Mutual $7,627 $5,664 $4,787
Progressive $3,751 $3,286 $3,042
State Farm $9,770 $5,900 $4,604
Travelers $5,928 $4,324 $2,934

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hightstown, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hightstown, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hightstown.

Annual Hightstown, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,084 $6,783 $5,941 $4,967
Farmers $5,048 $8,536 $6,964 $5,465
GEICO $1,930 $2,532 $3,515 $1,930
Liberty Mutual $5,789 $6,617 $5,909 $5,789
Progressive $2,899 $3,867 $3,303 $3,369
State Farm $3,681 $6,686 $10,739 $5,925
Travelers $3,373 $5,040 $4,850 $4,318

Hightstown, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your Hightstown, NJ car insurance rates. Compare rates below to see which Hightstown car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hightstown, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,941
Farmers $6,964
GEICO $3,515
Liberty Mutual $5,909
Progressive $3,303
State Farm $10,739
Travelers $4,850

Hightstown, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hightstown, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Hightstown companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hightstown, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,434 $5,454
Farmers $6,503 $6,503
GEICO $2,457 $2,497
Liberty Mutual $5,968 $6,084
Progressive $3,360 $3,360
State Farm $6,585 $6,931
Travelers $4,395 $4,395

Hightstown, NJ Cheapest Car Insurance Rates

How do the top Hightstown, New Jersey car insurance companies’ average rates stack up against the Hightstown average monthly car insurance rates of $416? Take a look and see.

Best Annual Car Insurance Rates by Company in Hightstown, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hightstown, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hightstown, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hightstown, New Jersey

Insurance Company Average Annual Rates
Allstate $5,444
Farmers $6,503
GEICO $2,477
Liberty Mutual $6,026
Progressive $3,360
State Farm $6,758
Travelers $4,395

Other Factors Affecting Hightstown, NJ Car Insurance Rates

Before you buy Hightstown, New Jersey car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hightstown, NJ Commute Time

How does your Hightstown, NJ commute time compare with the average driver? In Hightstown, the average commute is 27.0 minutes.

Hightstown, NJ Car Insurance Quotes

Compare Hightstown, NJ car insurance quotes from multiple companies by entering your ZIP code now.