Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Plainsboro, NJ for senior drivers are $3,158/year
  • Average car insurance rates in Plainsboro, NJ are $422/month
  • The cheapest car insurance company in Plainsboro for teen drivers is GEICO

Average car insurance rates in Plainsboro, New Jersey are $422 a month. But with a little research you can get a great deal from the top car insurance companies in Plainsboro, NJ. Before you buy Plainsboro, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare Plainsboro car insurance rates with Clifton car insurance rates, Elizabeth car insurance rates, or Camden car insurance rates to make sure you’re getting the best Plainsboro, NJ car insurance quotes available.

Need affordable Plainsboro, NJ car insurance? Enter your ZIP code to compare Plainsboro car insurance quotes from multiple car insurance companies near you.

Plainsboro, NJ Minimum Car Insurance Coverage

Plainsboro, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Plainsboro, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Plainsboro, NJ Car Insurance Rates by Coverage Level

Some Plainsboro drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Plainsboro, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Plainsboro, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,232 $6,900 $7,654
GEICO $2,517 $2,914 $3,127
Liberty Mutual $5,410 $6,205 $6,463
Progressive $3,169 $3,548 $3,752
State Farm $5,931 $6,420 $6,679
Travelers $4,150 $4,546 $4,947

Plainsboro, NJ Car Insurance Rates by Age, Gender, and Marital Status

Plainsboro, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Plainsboro, NJ car insurance, get quotes from multiple car insurance companies in the Plainsboro area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plainsboro, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,395 $4,431 $4,277 $4,188 $12,836 $14,755 $5,222 $5,327
GEICO $2,306 $2,271 $2,260 $2,260 $4,237 $4,235 $2,660 $2,592
Liberty Mutual $3,984 $3,984 $4,372 $4,372 $10,349 $11,750 $4,372 $5,025
Progressive $1,787 $1,661 $1,619 $1,655 $8,076 $8,959 $2,113 $2,047
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $3,460 $3,341 $3,207 $3,226 $7,771 $8,731 $3,345 $3,301

Plainsboro, NJ Car Insurance Rates for Teens

How much is Plainsboro, New Jersey car insurance for teens? Compare rates from top Plainsboro car insurance companies below to help find the cheapest teen car insurance in Plainsboro, NJ.

Annual Car Insurance Rates for Teen Drivers in Plainsboro, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,836 $14,755
GEICO $4,237 $4,235
Liberty Mutual $10,349 $11,750
Progressive $8,076 $8,959
State Farm $12,082 $15,515
Travelers $7,771 $8,731

Plainsboro, NJ Car Insurance Rates for Seniors

Before seniors buy Plainsboro, New Jersey car insurance, they should make sure to shop around. Some Plainsboro, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Plainsboro, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,277 $4,188
GEICO $2,260 $2,260
Liberty Mutual $4,372 $4,372
Progressive $1,619 $1,655
State Farm $3,365 $3,365
Travelers $3,207 $3,226

Plainsboro, NJ Car Insurance Rates by Credit History

How does your credit history affect Plainsboro, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Plainsboro, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $8,235 $6,457 $6,093
GEICO $4,299 $2,470 $1,789
Liberty Mutual $7,627 $5,664 $4,787
Progressive $3,889 $3,414 $3,166
State Farm $9,165 $5,539 $4,325
Travelers $6,142 $4,472 $3,029

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Plainsboro, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Plainsboro, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Plainsboro.

Annual Plainsboro, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,368 $9,104 $7,420 $5,822
GEICO $2,219 $2,917 $4,056 $2,219
Liberty Mutual $5,789 $6,617 $5,909 $5,789
Progressive $3,022 $4,008 $3,428 $3,501
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $3,487 $5,210 $5,030 $4,465

Plainsboro, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your Plainsboro, NJ car insurance rates. Compare rates below to see which Plainsboro car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Plainsboro, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,420
GEICO $4,056
Liberty Mutual $5,909
Progressive $3,428
State Farm $10,076
Travelers $5,030

Plainsboro, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Plainsboro, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Plainsboro companies based on commute time.

Annual Car Insurance Rates by Commute Length in Plainsboro, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,929 $6,929
GEICO $2,829 $2,877
Liberty Mutual $5,968 $6,084
Progressive $3,490 $3,490
State Farm $6,184 $6,502
Travelers $4,548 $4,548

Plainsboro, NJ Cheapest Car Insurance Rates

How do the top Plainsboro, New Jersey car insurance companies’ average rates stack up against the Plainsboro average monthly car insurance rates of $422? Take a look and see.

Best Annual Car Insurance Rates by Company in Plainsboro, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Plainsboro, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Plainsboro, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Plainsboro, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,929
GEICO $2,853
Liberty Mutual $6,026
Progressive $3,490
State Farm $6,343
Travelers $4,548

Other Factors Affecting Plainsboro, NJ Car Insurance Rates

Before you buy Plainsboro, New Jersey car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Plainsboro, NJ Commute Time

How does your Plainsboro, NJ commute time compare with the average driver? In Plainsboro, the average commute is 37.0 minutes.

Plainsboro, NJ Car Insurance Quotes

Compare Plainsboro, NJ car insurance quotes from multiple companies by entering your ZIP code now.