UPDATED: Mar 13, 2020

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Written By: Laura BerryReviewed By: Melanie MussonUPDATED: Mar 13, 2020Fact Checked

A person’s driving record is only one factor that influences the cost of insurance. Even if you have an excellent driving history, your rates may fluctuate depending on the type of car you drive. Some vehicles are costly to insure due to their repair cost, and a car’s safety ratings and features influences the cost of coverage as well.

If you’re looking at buying a new vehicle, it makes sense to look at the possible cost of insurance. Although insurance prices are not the only thing to consider when buying a car, premiums are an ongoing ownership expense that can add up over the life of the vehicle. All other factors being equal, you may want to go for the vehicle with the lowest insurance costs to reduce the amount you spend on the car while you own it.

Nissan Pathfinder Overview

The Nissan Pathfinder is a mid-size SUV. Unlike many similar vehicles, which are constructed with a unibody, the Pathfinder is essentially a pickup truck with additional panels. In fact, the Pathfinder has the same undercarriage as the Nissan Titan pickup. This makes the car heavier than other SUVs, but it’s also more durable because of this construction. The Pathfinder has three rows of seating, and the third row of seats can be folded down to provide more cargo space. It also has an impressive towing capacity.

Altogether, the Pathfinder is a popular choice for multi-purpose driving. Its size makes it attractive for families that needing the seating and hauling capacity, but it has the muscle and off-roading capacity to make a good work truck. In most areas, however, it’s pretty average when compared to other cars of its class. It’s also slightly less fuel-economical than some other mid-size SUVs on the market.

Nissan Pathfinder Safety Features

Safety and anti-theft devices on a vehicle play a large role in determining the cost of coverage for that car. A vehicle with a high safety rating may not be less likely to wreck, but drivers and passengers will be less likely to sustain injuries. This in turn keeps insurance claims inexpensive, which is why insurance companies give cheaper coverage to cars with high safety ratings. The Nissan Pathfinder comes with standard safety features for other cars in its class:

— Anti-lock brakes
— Front, side and ceiling airbags
— Computer-regulated security control
— Seat belt pretensioners that hold people in position during impact

The vehicle also comes equipped with a car alarm and engine shut-down device whenever someone tries to start the car with a counterfeit key.

All SUVs are more prone to roll-over accidents than other cars due to their high center of gravity and heavy weight. SUV’s are also not as sensitive to handling, which makes them (as a group) slightly more accident-prone than more responsive vehicles.

Overall, the Pathfinder ranks slightly above average in safety, with rankings of eight out of 10. Its lowest safety category is roll-overs, where it scored just three out of five stars, which is fairly consistent with other SUVs in its class.

How much does it cost to insure a Nissan Pathfinder?

The total cost of auto insurance will vary from one customer to the other, and it may be higher in some parts of the country than in other places. Nevertheless, it is possible to get a general idea of how much insurance premiums for a certain vehicle will cost by averaging several quotes.

A Nissan Pathfinder costs around $969 annually for a safe driver, making this vehicle slightly cheaper than average to insure. Cars usually cost more to insure than SUVs and trucks, and the Pathfinder is consistent with other vehicles in its class.

New drivers with three or fewer years of experience can expect to pay nearly twice as much for auto insurance. The average price of insurance for a Pathfinder is $1,800 for young drivers. This is also consistent with other types of similar vehicles.

It appears that the Pathfinder is comparable to other vehicles in its class in terms of safety features, handling and insurance prices. If you’re looking into buying any type of SUV, you can expect similar rates to what you would pay for the Pathfinder, so it’s a solid choice for fans of that vehicle type.

The cost of insurance for your vehicle may vary depending on your driving history, where you live and other factors. Therefore, your insurance costs for a Nissan Pathfinder may be higher or lower than this average. The only way to know for sure how much you’ll pay for insurance is to get several quotes from different insurers and compare the rates. This will ensure that you get the best possible deal on coverage.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson