Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Hutchinson, KS are $267/month
  • Average car insurance rates in Hutchinson, KS for senior drivers are $1,869/year
  • The cheapest car insurance company in Hutchinson for teen drivers is American Family

Average car insurance rates in Hutchinson, Kansas are $267 a month. But with a little research you can get a great deal from the top car insurance companies in Hutchinson, KS. Before you buy Hutchinson, Kansas car insurance, make sure your coverage meets or exceeds the Kansas minimum of 25/50/25.

It may even be helpful to compare Hutchinson car insurance rates with Lenexa car insurance rates, Overland Park car insurance rates, or Olathe car insurance rates to make sure you’re getting the best Hutchinson, KS car insurance quotes available.

Need affordable Hutchinson, KS car insurance? Enter your ZIP code to compare Hutchinson car insurance quotes from multiple car insurance companies near you.

Hutchinson, KS Minimum Car Insurance Coverage

Hutchinson, Kansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hutchinson, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hutchinson, KS Car Insurance Rates by Coverage Level

Some Hutchinson drivers can get by with the Kansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Hutchinson, Kansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hutchinson, Kansas

Insurance Company Low Medium High
Allstate $3,935 $4,043 $4,177
American Family $2,079 $2,163 $1,935
Farmers $3,289 $3,418 $3,608
GEICO $2,963 $3,035 $3,119
Liberty Mutual $4,175 $4,270 $4,395
Nationwide $2,574 $2,417 $2,340
Progressive $3,582 $3,751 $4,012
State Farm $2,551 $2,672 $2,768
Travelers $3,812 $4,020 $4,209
USAA $2,169 $2,245 $2,340

Hutchinson, KS Car Insurance Rates by Age, Gender, and Marital Status

Hutchinson, Kansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hutchinson, KS car insurance, get quotes from multiple car insurance companies in the Hutchinson area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hutchinson, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,733 $2,495 $2,567 $7,537 $8,389 $2,893 $2,997
American Family $1,618 $1,618 $1,462 $1,462 $3,126 $3,749 $1,618 $1,818
Farmers $2,340 $2,320 $2,087 $2,184 $6,477 $6,704 $2,634 $2,763
GEICO $2,366 $2,313 $2,389 $2,223 $4,378 $5,894 $2,754 $1,995
Liberty Mutual $2,116 $2,285 $2,026 $2,260 $9,804 $10,951 $2,307 $2,492
Nationwide $1,809 $1,866 $1,608 $1,736 $3,684 $4,515 $2,099 $2,235
Progressive $2,176 $2,068 $1,757 $1,832 $8,045 $9,061 $2,567 $2,745
State Farm $1,702 $1,702 $1,508 $1,508 $4,755 $6,044 $1,918 $2,170
Travelers $1,932 $1,965 $1,891 $1,911 $7,858 $12,243 $1,980 $2,328
USAA $1,335 $1,358 $1,226 $1,238 $4,520 $4,736 $1,761 $1,837

Hutchinson, KS Car Insurance Rates for Teens

How much is Hutchinson, Kansas car insurance for teens? Compare rates from top Hutchinson car insurance companies below to help find the cheapest teen car insurance in Hutchinson, KS.

Annual Car Insurance Rates for Teen Drivers in Hutchinson, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,537 $8,389
American Family $3,126 $3,749
Farmers $6,477 $6,704
GEICO $4,378 $5,894
Liberty Mutual $9,804 $10,951
Nationwide $3,684 $4,515
Progressive $8,045 $9,061
State Farm $4,755 $6,044
Travelers $7,858 $12,243
USAA $4,520 $4,736

Hutchinson, KS Car Insurance Rates for Seniors

Before seniors buy Hutchinson, Kansas car insurance, they should make sure to shop around. Some Hutchinson, KS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hutchinson, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,567
American Family $1,462 $1,462
Farmers $2,087 $2,184
GEICO $2,389 $2,223
Liberty Mutual $2,026 $2,260
Nationwide $1,608 $1,736
Progressive $1,757 $1,832
State Farm $1,508 $1,508
Travelers $1,891 $1,911
USAA $1,226 $1,238

Hutchinson, KS Car Insurance Rates by Credit History

How does your credit history affect Hutchinson, KS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hutchinson, Kansas

Insurance Company Poor Fair Good
Allstate $5,024 $3,810 $3,321
American Family $2,687 $1,903 $1,586
Farmers $4,045 $3,227 $3,043
GEICO $4,723 $2,498 $1,896
Liberty Mutual $4,280 $4,280 $4,280
Nationwide $2,715 $2,389 $2,228
Progressive $4,334 $3,644 $3,367
State Farm $3,878 $2,318 $1,795
Travelers $4,634 $3,778 $3,629
USAA $3,069 $2,021 $1,665

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hutchinson, KS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hutchinson, Kansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hutchinson.

Annual Hutchinson, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,510 $4,086 $4,686 $3,925
American Family $2,021 $2,171 $2,021 $2,021
Farmers $2,896 $3,733 $3,638 $3,487
GEICO $1,915 $3,133 $4,828 $2,280
Liberty Mutual $3,230 $4,854 $4,767 $4,270
Nationwide $1,833 $2,110 $3,733 $2,100
Progressive $3,489 $4,092 $3,649 $3,896
State Farm $2,456 $2,871 $2,664 $2,664
Travelers $2,919 $3,815 $5,266 $4,055
USAA $1,648 $2,218 $3,252 $1,888

Hutchinson, KS Car Insurance Rates With a DUI

Even a single DUI can increase your Hutchinson, KS car insurance rates. Compare rates below to see which Hutchinson car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hutchinson, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,686
American Family $2,021
Farmers $3,638
GEICO $4,828
Liberty Mutual $4,767
Nationwide $3,733
Progressive $3,649
State Farm $2,664
Travelers $5,266
USAA $3,252

Hutchinson, KS Car Insurance Rates by ZIP Code

Just like Hutchinson car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Hutchinson, KS car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Hutchinson, Kansas

ZIP Code Average Annual Rates
67501 $3,416
67502 $3,327

Hutchinson, KS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hutchinson, KS car insurance rates may be. Let’s take a look at average car insurance rates from top Hutchinson companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hutchinson, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,052 $4,052
American Family $2,032 $2,085
Farmers $3,439 $3,439
GEICO $2,975 $3,103
Liberty Mutual $4,280 $4,280
Nationwide $2,444 $2,444
Progressive $3,782 $3,782
State Farm $2,596 $2,731
Travelers $4,014 $4,014
USAA $2,186 $2,317

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hutchinson, KS Cheapest Car Insurance Rates

How do the top Hutchinson, Kansas car insurance companies’ average rates stack up against the Hutchinson average monthly car insurance rates of $267? Take a look and see.

Best Annual Car Insurance Rates by Company in Hutchinson, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

Hutchinson, KS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hutchinson, Kansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hutchinson, Kansas

Insurance Company Average Annual Rates
Allstate $4,052
American Family $2,059
Farmers $3,439
GEICO $3,039
Liberty Mutual $4,280
Nationwide $2,444
Progressive $3,782
State Farm $2,664
Travelers $4,014
USAA $2,251

Other Factors Affecting Hutchinson, KS Car Insurance Rates

Before you buy Hutchinson, Kansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hutchinson, KS Car Theft Rates

The car theft rate in Hutchinson, KS will affect your car insurance rates. FBI data shows that the annual car theft rate for Hutchinson, Kansas is 117 stolen cars.

Hutchinson, KS Commute Time

How does your Hutchinson, KS commute time compare with the average driver? In Hutchinson, the average commute is 16.8 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hutchinson, KS Car Insurance Quotes

Compare Hutchinson, KS car insurance quotes from multiple companies by entering your ZIP code now.