Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Westside after a DUI is Progressive
  • Average car insurance rates in Westside, IA are $241/month
  • The cheapest car insurance company in Westside for teen drivers is USAA

Average car insurance rates in Westside, Iowa are $241 a month. But with a little research you can get a great deal from the top car insurance companies in Westside, IA. Before you buy Westside, Iowa car insurance, make sure your coverage meets or exceeds the Iowa minimum of 20/40/15.

It may even be helpful to compare Westside car insurance rates with Ankeny car insurance rates, Ames car insurance rates, or Sioux City car insurance rates to make sure you’re getting the best Westside, IA car insurance quotes available.

Need affordable Westside, IA car insurance? Enter your ZIP code to compare Westside car insurance quotes from multiple car insurance companies near you.

Westside, IA Minimum Car Insurance Coverage

Westside, Iowa law requires drivers carry a minimum of 20/40/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Westside, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Westside, IA Car Insurance Rates by Coverage Level

Some Westside drivers can get by with the Iowa minimum coverage of 20/40/15. Other drivers may need more. See how much your Westside, Iowa car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Westside, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,125 $3,277 $2,913
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,247 $4,420 $4,622
Nationwide $2,544 $2,422 $2,339
Progressive $2,119 $2,255 $2,370
State Farm $2,111 $2,229 $2,311
Travelers $4,373 $4,744 $4,899
USAA $1,835 $1,940 $2,026

Westside, IA Car Insurance Rates by Age, Gender, and Marital Status

Westside, Iowa car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Westside, IA car insurance, get quotes from multiple car insurance companies in the Westside area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westside, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,157 $2,346 $1,893 $2,303 $10,156 $11,442 $2,443 $2,697
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,598 $1,543 $1,317 $1,366 $3,836 $4,333 $1,921 $2,073
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,113 $2,156 $2,051 $2,058 $9,318 $14,896 $2,195 $2,591
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

Westside, IA Car Insurance Rates for Teens

How much is Westside, Iowa car insurance for teens? Compare rates from top Westside car insurance companies below to help find the cheapest teen car insurance in Westside, IA.

Annual Car Insurance Rates for Teen Drivers in Westside, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,344 $7,497
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,156 $11,442
Nationwide $3,895 $5,038
Progressive $3,836 $4,333
State Farm $3,891 $4,937
Travelers $9,318 $14,896
USAA $3,461 $3,687

Westside, IA Car Insurance Rates for Seniors

Before seniors buy Westside, Iowa car insurance, they should make sure to shop around. Some Westside, IA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Westside, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,790 $1,790
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,893 $2,303
Nationwide $1,508 $1,610
Progressive $1,317 $1,366
State Farm $1,269 $1,269
Travelers $2,051 $2,058
USAA $1,188 $1,218

Westside, IA Car Insurance Rates by Credit History

How does your credit history affect Westside, IA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Westside, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $3,960 $2,910 $2,445
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,327 $3,894 $3,068
Nationwide $2,957 $2,317 $2,030
Progressive $2,663 $2,144 $1,938
State Farm $3,157 $1,953 $1,541
Travelers $5,256 $4,486 $4,274
USAA $2,547 $1,745 $1,510

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Westside, IA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Westside, Iowa car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Westside.

Annual Westside, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,828 $4,728 $4,832 $4,330
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,811 $2,952 $1,964 $2,266
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,414 $4,538 $6,072 $4,665
USAA $1,478 $1,982 $2,578 $1,696

Westside, IA Car Insurance Rates With a DUI

Even a single DUI can increase your Westside, IA car insurance rates. Compare rates below to see which Westside car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Westside, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
American Family $4,262
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,832
Nationwide $3,450
Progressive $1,964
State Farm $2,217
Travelers $6,072
USAA $2,578

Westside, IA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Westside, IA car insurance rates may be. Let’s take a look at average car insurance rates from top Westside companies based on commute time.

Annual Car Insurance Rates by Commute Length in Westside, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,069 $3,141
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,430 $4,430
Nationwide $2,435 $2,435
Progressive $2,248 $2,248
State Farm $2,164 $2,270
Travelers $4,672 $4,672
USAA $1,863 $2,004

Westside, IA Cheapest Car Insurance Rates

How do the top Westside, Iowa car insurance companies’ average rates stack up against the Westside average monthly car insurance rates of $241? Take a look and see.

Best Annual Car Insurance Rates by Company in Westside, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Westside, IA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Westside, Iowa car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Westside, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,105
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,430
Nationwide $2,435
Progressive $2,248
State Farm $2,217
Travelers $4,672
USAA $1,934

Other Factors Affecting Westside, IA Car Insurance Rates

Before you buy Westside, Iowa car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Westside, IA Commute Time

How does your Westside, IA commute time compare with the average driver? In Westside, the average commute is 17.8 minutes.

Westside, IA Car Insurance Quotes

Compare Westside, IA car insurance quotes from multiple companies by entering your ZIP code now.