Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Iredell, TX for senior drivers are $2,193/year
  • The cheapest car insurance company in Iredell after a DUI is GEICO
  • Average car insurance rates in Iredell, TX are $304/month

Average car insurance rates in Iredell, Texas are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Iredell, TX. Before you buy Iredell, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Iredell car insurance rates with Plano car insurance rates, Laredo car insurance rates, or San Antonio car insurance rates to make sure you’re getting the best Iredell, TX car insurance quotes available.

Need affordable Iredell, TX car insurance? Enter your ZIP code to compare Iredell car insurance quotes from multiple car insurance companies near you.

Iredell, TX Minimum Car Insurance Coverage

Iredell, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Iredell, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Iredell, TX Car Insurance Rates by Coverage Level

Some Iredell drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Iredell, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Iredell, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $3,632 $3,750 $4,271
GEICO $2,690 $2,793 $2,978
Nationwide $4,222 $3,736 $3,754
Progressive $4,753 $4,986 $5,280
State Farm $2,560 $2,675 $2,809
USAA $2,147 $2,207 $2,291

Iredell, TX Car Insurance Rates by Age, Gender, and Marital Status

Iredell, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Iredell, TX car insurance, get quotes from multiple car insurance companies in the Iredell area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Iredell, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,423 $2,678 $2,221 $2,526 $6,037 $7,918 $3,402 $3,868
GEICO $2,122 $2,272 $2,020 $2,262 $4,554 $4,735 $2,294 $2,303
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,622 $2,490 $2,344 $2,381 $11,303 $12,630 $3,118 $3,163
State Farm $1,904 $1,904 $1,687 $1,687 $4,439 $5,639 $2,062 $2,132
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Iredell, TX Car Insurance Rates for Teens

How much is Iredell, Texas car insurance for teens? Compare rates from top Iredell car insurance companies below to help find the cheapest teen car insurance in Iredell, TX.

Annual Car Insurance Rates for Teen Drivers in Iredell, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $6,037 $7,918
GEICO $4,554 $4,735
Nationwide $6,954 $8,943
Progressive $11,303 $12,630
State Farm $4,439 $5,639
USAA $3,930 $4,294

Iredell, TX Car Insurance Rates for Seniors

Before seniors buy Iredell, Texas car insurance, they should make sure to shop around. Some Iredell, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Iredell, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,221 $2,526
GEICO $2,020 $2,262
Nationwide $2,152 $2,282
Progressive $2,344 $2,381
State Farm $1,687 $1,687
USAA $1,355 $1,350

Iredell, TX Car Insurance Rates by Credit History

How does your credit history affect Iredell, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Iredell, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $5,385 $3,344 $2,924
GEICO $4,336 $2,468 $1,656
Nationwide $4,686 $3,760 $3,266
Progressive $5,618 $4,876 $4,525
State Farm $3,801 $2,363 $1,881
USAA $3,262 $1,876 $1,507

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Iredell, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Iredell, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Iredell.

Annual Iredell, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $3,555 $4,482 $3,944 $3,555
GEICO $2,398 $3,140 $2,659 $3,085
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $4,358 $5,668 $5,091 $4,908
State Farm $2,397 $2,731 $3,202 $2,397
USAA $1,658 $2,433 $2,868 $1,902

Iredell, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Iredell, TX car insurance rates. Compare rates below to see which Iredell car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Iredell, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,233
American Family $3,944
GEICO $2,659
Nationwide $5,028
Progressive $5,091
State Farm $3,202
USAA $2,868

Iredell, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Iredell, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Iredell companies based on commute time.

Annual Car Insurance Rates by Commute Length in Iredell, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,887 $5,118
American Family $3,884 $3,884
GEICO $2,767 $2,874
Nationwide $3,904 $3,904
Progressive $5,006 $5,006
State Farm $2,682 $2,682
USAA $2,187 $2,243

Iredell, TX Cheapest Car Insurance Rates

How do the top Iredell, Texas car insurance companies’ average rates stack up against the Iredell average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Iredell, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Iredell, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Iredell, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Iredell, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,884
GEICO $2,820
Nationwide $3,904
Progressive $5,006
State Farm $2,682
USAA $2,215

Other Factors Affecting Iredell, TX Car Insurance Rates

Before you buy Iredell, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Iredell, TX Commute Time

How does your Iredell, TX commute time compare with the average driver? In Iredell, the average commute is 46.6 minutes.

Iredell, TX Car Insurance Quotes

Compare Iredell, TX car insurance quotes from multiple companies by entering your ZIP code now.