Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Kentwood, MI are $758/month
  • Average car insurance rates in Kentwood, MI for senior drivers are $5,928/year
  • The cheapest car insurance company in Kentwood after a DUI is Nationwide

Average car insurance rates in Kentwood, Michigan are $758 a month. But with a little research you can get a great deal from the top car insurance companies in Kentwood, MI. Before you buy Kentwood, Michigan car insurance, make sure your coverage meets or exceeds the Michigan minimum of 20/40/10.

It may even be helpful to compare Kentwood car insurance rates with Detroit car insurance rates, Lansing car insurance rates, or Dearborn car insurance rates to make sure you’re getting the best Kentwood, MI car insurance quotes available.

Need affordable Kentwood, MI car insurance? Enter your ZIP code to compare Kentwood car insurance quotes from multiple car insurance companies near you.

Kentwood, MI Minimum Car Insurance Coverage

Kentwood, Michigan law requires drivers carry a minimum of 20/40/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kentwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Kentwood, MI Car Insurance Rates by Coverage Level

Some Kentwood drivers can get by with the Michigan minimum coverage of 20/40/10. Other drivers may need more. See how much your Kentwood, Michigan car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kentwood, Michigan

Insurance Company Low Medium High
Allstate $22,352 $22,951 $23,402
Farmers $4,725 $4,844 $4,997
GEICO $4,752 $5,027 $5,430
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $3,643 $3,461 $3,433
Progressive $4,676 $4,799 $4,905
State Farm $11,740 $12,386 $12,820
Travelers $7,150 $7,227 $7,287
USAA $3,220 $3,323 $3,404

Kentwood, MI Car Insurance Rates by Age, Gender, and Marital Status

Kentwood, Michigan car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kentwood, MI car insurance, get quotes from multiple car insurance companies in the Kentwood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kentwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,361 $16,361 $15,079 $15,079 $42,889 $42,889 $17,278 $17,278
Farmers $3,625 $3,625 $3,380 $3,380 $8,338 $8,338 $4,079 $4,079
GEICO $3,398 $3,398 $3,503 $3,503 $10,118 $10,118 $3,260 $3,260
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $2,575 $2,575 $2,318 $2,318 $6,356 $6,356 $2,798 $2,798
Progressive $2,734 $2,554 $2,429 $2,681 $10,472 $11,291 $3,189 $2,997
State Farm $7,400 $7,400 $6,866 $6,866 $26,284 $26,284 $8,711 $8,711
Travelers $4,850 $4,850 $4,165 $4,165 $14,603 $14,603 $5,267 $5,267
USAA $2,440 $2,296 $2,300 $2,160 $5,952 $5,616 $2,953 $2,809

Kentwood, MI Car Insurance Rates for Teens

How much is Kentwood, Michigan car insurance for teens? Compare rates from top Kentwood car insurance companies below to help find the cheapest teen car insurance in Kentwood, MI.

Annual Car Insurance Rates for Teen Drivers in Kentwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,889 $42,889
Farmers $8,338 $8,338
GEICO $10,118 $10,118
Liberty Mutual $31,321 $31,321
Nationwide $6,356 $6,356
Progressive $10,472 $11,291
State Farm $26,284 $26,284
Travelers $14,603 $14,603
USAA $5,952 $5,616

Kentwood, MI Car Insurance Rates for Seniors

Before seniors buy Kentwood, Michigan car insurance, they should make sure to shop around. Some Kentwood, MI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kentwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,079 $15,079
Farmers $3,380 $3,380
GEICO $3,503 $3,503
Liberty Mutual $13,258 $13,258
Nationwide $2,318 $2,318
Progressive $2,429 $2,681
State Farm $6,866 $6,866
Travelers $4,165 $4,165
USAA $2,300 $2,160

Kentwood, MI Car Insurance Rates by Credit History

How does your credit history affect Kentwood, MI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kentwood, Michigan

Insurance Company Poor Fair Good
Allstate $34,487 $19,223 $14,995
Farmers $6,341 $4,271 $3,953
GEICO $6,512 $4,793 $3,904
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $4,339 $3,329 $2,868
Progressive $5,485 $4,662 $4,232
State Farm $19,987 $10,104 $6,856
Travelers $7,398 $7,178 $7,088
USAA $4,945 $2,840 $2,163

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Kentwood, MI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kentwood, Michigan car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kentwood.

Annual Kentwood, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,060 $14,712 $50,246 $15,590
Farmers $4,079 $5,203 $5,131 $5,009
GEICO $1,741 $3,777 $11,486 $3,275
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,041 $3,974 $3,639 $3,394
Progressive $4,089 $5,337 $4,781 $4,966
State Farm $7,747 $9,336 $20,458 $11,719
Travelers $4,876 $6,972 $11,276 $5,761
USAA $2,671 $3,336 $4,348 $2,908

Kentwood, MI Car Insurance Rates With a DUI

Even a single DUI can increase your Kentwood, MI car insurance rates. Compare rates below to see which Kentwood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kentwood, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $50,246
Farmers $5,131
GEICO $11,486
Liberty Mutual $28,135
Nationwide $3,639
Progressive $4,781
State Farm $20,458
Travelers $11,276
USAA $4,348

Kentwood, MI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kentwood, MI car insurance rates may be. Let’s take a look at average car insurance rates from top Kentwood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kentwood, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,902 $22,902
Farmers $4,855 $4,855
GEICO $4,959 $5,181
Liberty Mutual $17,230 $18,449
Nationwide $3,512 $3,512
Progressive $4,793 $4,793
State Farm $11,992 $12,638
Travelers $7,180 $7,263
USAA $3,278 $3,353

Kentwood, MI Cheapest Car Insurance Rates

How do the top Kentwood, Michigan car insurance companies’ average rates stack up against the Kentwood average monthly car insurance rates of $758? Take a look and see.

Best Annual Car Insurance Rates by Company in Kentwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Kentwood, MI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kentwood, Michigan car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kentwood, Michigan

Insurance Company Average Annual Rates
Allstate $22,902
Farmers $4,855
GEICO $5,070
Liberty Mutual $17,840
Nationwide $3,512
Progressive $4,793
State Farm $12,315
Travelers $7,221
USAA $3,316

Other Factors Affecting Kentwood, MI Car Insurance Rates

Before you buy Kentwood, Michigan car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kentwood, MI Car Theft Rates

The car theft rate in Kentwood, MI will affect your car insurance rates. FBI data shows that the annual car theft rate for Kentwood, Michigan is 67 stolen cars.

Kentwood, MI Commute Time

How does your Kentwood, MI commute time compare with the average driver? In Kentwood, the average commute is 19.1 minutes.

Kentwood, MI Car Insurance Quotes

Compare Kentwood, MI car insurance quotes from multiple companies by entering your ZIP code now.