Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Lady Lake after a DUI is State Farm
  • Average car insurance rates in Lady Lake, FL for senior drivers are $2,266/year
  • The annual number of car thefts in Lady Lake is 22.

Average car insurance rates in Lady Lake, Florida are $309 a month. But with a little research you can get a great deal from the top car insurance companies in Lady Lake, FL. Before you buy Lady Lake, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Lady Lake car insurance rates with Jacksonville car insurance rates, Orlando car insurance rates, or Cape Coral car insurance rates to make sure you’re getting the best Lady Lake, FL car insurance quotes available.

Need affordable Lady Lake, FL car insurance? Enter your ZIP code to compare Lady Lake car insurance quotes from multiple car insurance companies near you.

Lady Lake, FL Minimum Car Insurance Coverage

Lady Lake, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lady Lake, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Lady Lake, FL Car Insurance Rates by Coverage Level

Some Lady Lake drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Lady Lake, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lady Lake, Florida

Insurance Company Low Medium High
Allstate $4,399 $6,076 $6,828
GEICO $2,706 $3,410 $3,772
Liberty Mutual $3,555 $3,927 $4,140
Nationwide $2,485 $3,249 $3,649
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,041 $2,420 $2,564

Lady Lake, FL Car Insurance Rates by Age, Gender, and Marital Status

Lady Lake, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lady Lake, FL car insurance, get quotes from multiple car insurance companies in the Lady Lake area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lady Lake, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,429 $3,111 $3,182 $12,226 $13,397 $3,591 $3,670
GEICO $2,611 $2,621 $2,448 $2,448 $4,648 $5,813 $2,872 $2,908
Liberty Mutual $2,735 $2,735 $2,520 $2,520 $5,587 $8,515 $2,735 $3,647
Nationwide $2,215 $2,191 $1,986 $2,053 $5,206 $6,406 $2,432 $2,532
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,356 $1,333 $1,264 $1,254 $4,625 $5,382 $1,693 $1,828

Lady Lake, FL Car Insurance Rates for Teens

How much is Lady Lake, Florida car insurance for teens? Compare rates from top Lady Lake car insurance companies below to help find the cheapest teen car insurance in Lady Lake, FL.

Annual Car Insurance Rates for Teen Drivers in Lady Lake, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,226 $13,397
GEICO $4,648 $5,813
Liberty Mutual $5,587 $8,515
Nationwide $5,206 $6,406
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,625 $5,382

Lady Lake, FL Car Insurance Rates for Seniors

Before seniors buy Lady Lake, Florida car insurance, they should make sure to shop around. Some Lady Lake, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lady Lake, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,111 $3,182
GEICO $2,448 $2,448
Liberty Mutual $2,520 $2,520
Nationwide $1,986 $2,053
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,264 $1,254

Lady Lake, FL Car Insurance Rates by Credit History

How does your credit history affect Lady Lake, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lady Lake, Florida

Insurance Company Poor Fair Good
Allstate $8,042 $5,104 $4,158
GEICO $4,793 $2,908 $2,187
Liberty Mutual $4,943 $3,671 $3,008
Nationwide $3,896 $2,878 $2,609
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,809 $1,862 $1,354

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Lady Lake, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lady Lake, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lady Lake.

Annual Lady Lake, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,984 $5,936 $6,621 $5,530
GEICO $2,301 $2,936 $4,363 $3,585
Liberty Mutual $2,839 $3,638 $5,203 $3,817
Nationwide $2,686 $2,936 $3,916 $2,972
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,834 $2,263 $3,348 $1,922

Lady Lake, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Lady Lake, FL car insurance rates. Compare rates below to see which Lady Lake car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lady Lake, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,621
GEICO $4,363
Liberty Mutual $5,203
Nationwide $3,916
Progressive $4,982
State Farm $2,499
USAA $3,348

Lady Lake, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lady Lake, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Lady Lake companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lady Lake, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,602 $5,934
GEICO $3,280 $3,312
Liberty Mutual $3,754 $3,994
Nationwide $3,128 $3,128
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,315 $2,368

Lady Lake, FL Cheapest Car Insurance Rates

How do the top Lady Lake, Florida car insurance companies’ average rates stack up against the Lady Lake average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in Lady Lake, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Lady Lake, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lady Lake, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lady Lake, Florida

Insurance Company Average Annual Rates
Allstate $5,768
GEICO $3,296
Liberty Mutual $3,874
Nationwide $3,128
Progressive $5,068
State Farm $2,499
USAA $2,342

Other Factors Affecting Lady Lake, FL Car Insurance Rates

Before you buy Lady Lake, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lady Lake, FL Car Theft Rates

The car theft rate in Lady Lake, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Lady Lake, Florida is 22 stolen cars.

Lady Lake, FL Commute Time

How does your Lady Lake, FL commute time compare with the average driver? In Lady Lake, the average commute is 22.1 minutes.

Lady Lake, FL Car Insurance Quotes

Compare Lady Lake, FL car insurance quotes from multiple companies by entering your ZIP code now.