A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Liberty for teen drivers is GEICO
  • Average car insurance rates in Liberty, SC are $287/month
  • Average car insurance rates in Liberty, SC for senior drivers are $2,009/year

Average car insurance rates in Liberty, South Carolina are $287 a month. But with a little research you can get a great deal from the top car insurance companies in Liberty, SC. Before you buy Liberty, South Carolina car insurance, make sure your coverage meets or exceeds the South Carolina minimum of 25/50/25.

It may even be helpful to compare Liberty car insurance rates with North Charleston car insurance rates, Hilton Head Island car insurance rates, or Goose Creek car insurance rates to make sure you’re getting the best Liberty, SC car insurance quotes available.

Need affordable Liberty, SC car insurance? Enter your ZIP code to compare Liberty car insurance quotes from multiple car insurance companies near you.

Liberty, SC Minimum Car Insurance Coverage

Liberty, South Carolina law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Liberty, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Liberty, SC Car Insurance Rates by Coverage Level

Some Liberty drivers can get by with the South Carolina minimum coverage of 25/50/25. Other drivers may need more. See how much your Liberty, South Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Liberty, South Carolina

Insurance Company Low Medium High
Allstate $3,459 $3,648 $3,883
Farmers $3,783 $4,193 $4,591
GEICO $2,408 $2,544 $2,745
Nationwide $3,326 $3,362 $3,399
Progressive $3,888 $4,115 $4,473
State Farm $2,823 $3,041 $3,264
USAA $2,987 $3,144 $3,313

Liberty, SC Car Insurance Rates by Age, Gender, and Marital Status

Liberty, South Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Liberty, SC car insurance, get quotes from multiple car insurance companies in the Liberty area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Liberty, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,381 $2,381 $2,282 $2,282 $6,335 $8,112 $2,649 $2,882
Farmers $2,816 $2,812 $2,698 $2,916 $7,619 $8,465 $3,076 $3,110
GEICO $1,805 $1,805 $1,645 $1,645 $4,612 $4,704 $2,123 $2,188
Nationwide $2,293 $2,322 $2,070 $2,145 $5,541 $7,117 $2,593 $2,820
Progressive $2,204 $2,037 $1,904 $1,990 $9,461 $10,442 $2,553 $2,676
State Farm $1,908 $1,908 $1,732 $1,732 $5,545 $6,954 $2,143 $2,420
USAA $1,679 $1,682 $1,544 $1,541 $6,784 $7,429 $2,206 $2,319

Liberty, SC Car Insurance Rates for Teens

How much is Liberty, South Carolina car insurance for teens? Compare rates from top Liberty car insurance companies below to help find the cheapest teen car insurance in Liberty, SC.

Annual Car Insurance Rates for Teen Drivers in Liberty, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,335 $8,112
Farmers $7,619 $8,465
GEICO $4,612 $4,704
Nationwide $5,541 $7,117
Progressive $9,461 $10,442
State Farm $5,545 $6,954
USAA $6,784 $7,429

Liberty, SC Car Insurance Rates for Seniors

Before seniors buy Liberty, South Carolina car insurance, they should make sure to shop around. Some Liberty, SC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Liberty, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,282 $2,282
Farmers $2,698 $2,916
GEICO $1,645 $1,645
Nationwide $2,070 $2,145
Progressive $1,904 $1,990
State Farm $1,732 $1,732
USAA $1,544 $1,541

Liberty, SC Car Insurance Rates by Credit History

How does your credit history affect Liberty, SC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Liberty, South Carolina

Insurance Company Poor Fair Good
Allstate $4,576 $3,483 $2,930
Farmers $4,758 $4,081 $3,728
GEICO $3,913 $2,105 $1,679
Nationwide $3,991 $3,244 $2,853
Progressive $4,611 $4,062 $3,802
State Farm $4,365 $2,666 $2,097
USAA $4,921 $2,411 $2,112

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Liberty, SC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Liberty, South Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Liberty.

Annual Liberty, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,730 $4,380 $3,894 $3,649
Farmers $3,491 $4,872 $4,029 $4,364
GEICO $1,968 $2,531 $3,795 $1,968
Nationwide $2,692 $3,456 $4,346 $2,956
Progressive $3,410 $4,976 $4,139 $4,109
State Farm $2,758 $3,391 $3,011 $3,011
USAA $2,483 $3,064 $4,264 $2,781

Liberty, SC Car Insurance Rates With a DUI

Even a single DUI can increase your Liberty, SC car insurance rates. Compare rates below to see which Liberty car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Liberty, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,894
Farmers $4,029
GEICO $3,795
Nationwide $4,346
Progressive $4,139
State Farm $3,011
USAA $4,264

Liberty, SC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Liberty, SC car insurance rates may be. Let’s take a look at average car insurance rates from top Liberty companies based on commute time.

Annual Car Insurance Rates by Commute Length in Liberty, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,587 $3,739
Farmers $4,189 $4,189
GEICO $2,549 $2,582
Nationwide $3,363 $3,363
Progressive $4,158 $4,158
State Farm $2,968 $3,118
USAA $3,115 $3,181

Liberty, SC Cheapest Car Insurance Rates

How do the top Liberty, South Carolina car insurance companies’ average rates stack up against the Liberty average monthly car insurance rates of $287? Take a look and see.

Best Annual Car Insurance Rates by Company in Liberty, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Liberty, SC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Liberty, South Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Liberty, South Carolina

Insurance Company Average Annual Rates
Allstate $3,663
Farmers $4,189
GEICO $2,566
Nationwide $3,363
Progressive $4,158
State Farm $3,043
USAA $3,148

Other Factors Affecting Liberty, SC Car Insurance Rates

Before you buy Liberty, South Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Liberty, SC Commute Time

How does your Liberty, SC commute time compare with the average driver? In Liberty, the average commute is 26.9 minutes.

Liberty, SC Car Insurance Quotes

Compare Liberty, SC car insurance quotes from multiple companies by entering your ZIP code now.