Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Madera, CA for senior drivers are $2,069/year
  • The annual number of car thefts in Madera is 207.
  • The cheapest car insurance company in Madera after a DUI is Liberty Mutual

Average car insurance rates in Madera, California are $288 a month. But with a little research you can get a great deal from the top car insurance companies in Madera, CA. Before you buy Madera, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Madera car insurance rates with Sacramento car insurance rates, Los Angeles car insurance rates, or San Diego car insurance rates to make sure you’re getting the best Madera, CA car insurance quotes available.

Need affordable Madera, CA car insurance? Enter your ZIP code to compare Madera car insurance quotes from multiple car insurance companies near you.

Madera, CA Minimum Car Insurance Coverage

Madera, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Madera, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Madera, CA Car Insurance Rates by Coverage Level

Some Madera drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Madera, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Madera, California

Insurance Company Low Medium High
Allstate $3,797 $4,066 $4,224
Farmers $4,886 $5,256 $5,514
GEICO $2,387 $2,689 $2,898
Liberty Mutual $2,737 $2,935 $3,067
Nationwide $3,384 $3,837 $4,096
Progressive $2,308 $2,616 $2,715
State Farm $3,912 $4,419 $4,696
Travelers $2,739 $3,213 $3,442
USAA $2,240 $2,494 $2,616

Madera, CA Car Insurance Rates by Age, Gender, and Marital Status

Madera, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Madera, CA car insurance, get quotes from multiple car insurance companies in the Madera area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madera, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,608 $2,608 $1,902 $1,919 $7,194 $9,038 $3,322 $3,642
Farmers $2,831 $2,831 $2,540 $2,540 $9,038 $14,881 $3,354 $3,732
GEICO $1,649 $1,650 $1,551 $1,551 $4,997 $5,082 $2,366 $2,420
Liberty Mutual $2,203 $2,092 $2,045 $1,983 $4,852 $5,132 $2,493 $2,506
Nationwide $2,675 $2,559 $2,340 $2,212 $6,676 $7,387 $3,181 $3,148
Progressive $1,608 $1,655 $1,357 $1,615 $4,230 $5,114 $2,309 $2,484
State Farm $3,420 $3,420 $3,054 $3,054 $6,292 $7,812 $3,786 $3,902
Travelers $2,346 $2,275 $2,072 $2,050 $4,800 $5,488 $3,040 $2,980
USAA $1,761 $1,671 $1,719 $1,729 $3,971 $4,000 $2,439 $2,308

Madera, CA Car Insurance Rates for Teens

How much is Madera, California car insurance for teens? Compare rates from top Madera car insurance companies below to help find the cheapest teen car insurance in Madera, CA.

Annual Car Insurance Rates for Teen Drivers in Madera, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,194 $9,038
Farmers $9,038 $14,881
GEICO $4,997 $5,082
Liberty Mutual $4,852 $5,132
Nationwide $6,676 $7,387
Progressive $4,230 $5,114
State Farm $6,292 $7,812
Travelers $4,800 $5,488
USAA $3,971 $4,000

Madera, CA Car Insurance Rates for Seniors

Before seniors buy Madera, California car insurance, they should make sure to shop around. Some Madera, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Madera, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,919
Farmers $2,540 $2,540
GEICO $1,551 $1,551
Liberty Mutual $2,045 $1,983
Nationwide $2,340 $2,212
Progressive $1,357 $1,615
State Farm $3,054 $3,054
Travelers $2,072 $2,050
USAA $1,719 $1,729

Madera, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Madera, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Madera.

Annual Madera, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,435 $4,078 $6,415 $3,188
Farmers $3,855 $5,251 $6,550 $5,218
GEICO $1,860 $2,866 $3,601 $2,307
Liberty Mutual $2,529 $3,389 $3,056 $2,679
Nationwide $2,635 $3,377 $5,700 $3,377
Progressive $1,672 $2,827 $3,283 $2,404
State Farm $3,098 $3,696 $6,981 $3,596
Travelers $2,100 $3,399 $3,952 $3,074
USAA $1,630 $2,419 $3,966 $1,785

Madera, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Madera, CA car insurance rates. Compare rates below to see which Madera car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Madera, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,415
Farmers $6,550
GEICO $3,601
Liberty Mutual $3,056
Nationwide $5,700
Progressive $3,283
State Farm $6,981
Travelers $3,952
USAA $3,966

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Madera, CA Car Insurance Rates by ZIP Code

Just like Madera car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Madera, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Madera, California

ZIP Code Average Annual Rates
93637 $4,711
93638 $4,720

Madera, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Madera, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Madera companies based on commute time.

Annual Car Insurance Rates by Commute Length in Madera, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,631 $4,427
Farmers $4,736 $5,702
GEICO $2,415 $2,902
Liberty Mutual $2,674 $3,152
Nationwide $3,339 $4,206
Progressive $2,312 $2,780
State Farm $4,185 $4,501
Travelers $2,819 $3,443
USAA $2,259 $2,641

Madera, CA Cheapest Car Insurance Rates

How do the top Madera, California car insurance companies’ average rates stack up against the Madera average monthly car insurance rates of $288? Take a look and see.

Best Annual Car Insurance Rates by Company in Madera, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Madera, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Madera, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Madera, California

Insurance Company Average Annual Rates
Allstate $4,029
Farmers $5,219
GEICO $2,658
Liberty Mutual $2,913
Nationwide $3,772
Progressive $2,546
State Farm $4,343
Travelers $3,131
USAA $2,450

Other Factors Affecting Madera, CA Car Insurance Rates

Before you buy Madera, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Madera, CA Car Theft Rates

The car theft rate in Madera, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Madera, California is 207 stolen cars.

Madera, CA Commute Time

How does your Madera, CA commute time compare with the average driver? In Madera, the average commute is 36.4 minutes.

Madera, CA Car Insurance Quotes

Compare Madera, CA car insurance quotes from multiple companies by entering your ZIP code now.