Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Magnolia after a DUI is USAA
  • Average car insurance rates in Magnolia, MS for senior drivers are $2,023/year
  • Average car insurance rates in Magnolia, MS are $311/month

Average car insurance rates in Magnolia, Mississippi are $311 a month. But with a little research you can get a great deal from the top car insurance companies in Magnolia, MS. Before you buy Magnolia, Mississippi car insurance, make sure your coverage meets or exceeds the Mississippi minimum of 25/50/25.

It may even be helpful to compare Magnolia car insurance rates with Gulfport car insurance rates, Greenville car insurance rates, or Meridian car insurance rates to make sure you’re getting the best Magnolia, MS car insurance quotes available.

Need affordable Magnolia, MS car insurance? Enter your ZIP code to compare Magnolia car insurance quotes from multiple car insurance companies near you.

Magnolia, MS Minimum Car Insurance Coverage

Magnolia, Mississippi law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Magnolia, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Magnolia, MS Car Insurance Rates by Coverage Level

Some Magnolia drivers can get by with the Mississippi minimum coverage of 25/50/25. Other drivers may need more. See how much your Magnolia, Mississippi car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Magnolia, Mississippi

Insurance Company Low Medium High
Allstate $4,422 $4,625 $4,838
GEICO $4,167 $4,444 $4,630
Liberty Mutual $4,474 $4,737 $5,061
Nationwide $2,749 $2,895 $3,069
Progressive $3,727 $4,211 $4,561
State Farm $2,723 $2,880 $3,073
Travelers $3,843 $4,072 $4,227
USAA $1,956 $2,081 $2,240

Magnolia, MS Car Insurance Rates by Age, Gender, and Marital Status

Magnolia, Mississippi car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Magnolia, MS car insurance, get quotes from multiple car insurance companies in the Magnolia area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,597 $2,482 $2,313 $2,368 $10,299 $10,972 $2,959 $3,038
GEICO $3,174 $3,000 $2,878 $2,675 $8,038 $7,596 $5,377 $2,573
Liberty Mutual $2,801 $3,031 $2,247 $2,519 $10,105 $11,233 $2,981 $3,143
Nationwide $2,142 $2,199 $1,920 $2,033 $4,347 $5,526 $2,435 $2,635
Progressive $2,518 $2,336 $2,061 $1,992 $9,056 $10,121 $2,578 $2,667
State Farm $1,812 $1,812 $1,625 $1,625 $5,290 $6,652 $2,020 $2,302
Travelers $1,827 $1,860 $1,735 $1,737 $8,161 $12,917 $1,914 $2,227
USAA $1,410 $1,397 $1,314 $1,331 $3,504 $4,160 $1,722 $1,900

Magnolia, MS Car Insurance Rates for Teens

How much is Magnolia, Mississippi car insurance for teens? Compare rates from top Magnolia car insurance companies below to help find the cheapest teen car insurance in Magnolia, MS.

Annual Car Insurance Rates for Teen Drivers in Magnolia, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $10,972
GEICO $8,038 $7,596
Liberty Mutual $10,105 $11,233
Nationwide $4,347 $5,526
Progressive $9,056 $10,121
State Farm $5,290 $6,652
Travelers $8,161 $12,917
USAA $3,504 $4,160

Magnolia, MS Car Insurance Rates for Seniors

Before seniors buy Magnolia, Mississippi car insurance, they should make sure to shop around. Some Magnolia, MS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Magnolia, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,368
GEICO $2,878 $2,675
Liberty Mutual $2,247 $2,519
Nationwide $1,920 $2,033
Progressive $2,061 $1,992
State Farm $1,625 $1,625
Travelers $1,735 $1,737
USAA $1,314 $1,331

Magnolia, MS Car Insurance Rates by Credit History

How does your credit history affect Magnolia, MS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Magnolia, Mississippi

Insurance Company Poor Fair Good
Allstate $5,359 $4,745 $3,781
GEICO $6,655 $3,771 $2,815
Liberty Mutual $6,828 $4,170 $3,275
Nationwide $3,415 $2,774 $2,525
Progressive $4,729 $4,029 $3,741
State Farm $4,171 $2,528 $1,978
Travelers $4,596 $3,746 $3,800
USAA $2,861 $1,862 $1,554

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Magnolia, MS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Magnolia, Mississippi car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Magnolia.

Annual Magnolia, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,915 $4,612 $5,557 $4,430
GEICO $2,754 $4,168 $6,329 $4,404
Liberty Mutual $3,376 $5,387 $5,521 $4,746
Nationwide $2,320 $2,961 $3,769 $2,569
Progressive $3,571 $4,784 $4,115 $4,195
State Farm $2,624 $3,220 $2,862 $2,862
Travelers $3,536 $3,703 $5,087 $3,863
USAA $1,633 $2,086 $2,834 $1,816

Magnolia, MS Car Insurance Rates With a DUI

Even a single DUI can increase your Magnolia, MS car insurance rates. Compare rates below to see which Magnolia car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Magnolia, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,557
GEICO $6,329
Liberty Mutual $5,521
Nationwide $3,769
Progressive $4,115
State Farm $2,862
Travelers $5,087
USAA $2,834

Magnolia, MS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Magnolia, MS car insurance rates may be. Let’s take a look at average car insurance rates from top Magnolia companies based on commute time.

Annual Car Insurance Rates by Commute Length in Magnolia, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,628 $4,628
GEICO $4,399 $4,428
Liberty Mutual $4,758 $4,758
Nationwide $2,905 $2,905
Progressive $4,166 $4,166
State Farm $2,822 $2,962
Travelers $4,047 $4,047
USAA $2,028 $2,157

Magnolia, MS Cheapest Car Insurance Rates

How do the top Magnolia, Mississippi car insurance companies’ average rates stack up against the Magnolia average monthly car insurance rates of $311? Take a look and see.

Best Annual Car Insurance Rates by Company in Magnolia, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Magnolia, MS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Magnolia, Mississippi car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Magnolia, Mississippi

Insurance Company Average Annual Rates
Allstate $4,628
GEICO $4,414
Liberty Mutual $4,758
Nationwide $2,905
Progressive $4,166
State Farm $2,892
Travelers $4,047
USAA $2,092

Other Factors Affecting Magnolia, MS Car Insurance Rates

Before you buy Magnolia, Mississippi car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Magnolia, MS Commute Time

How does your Magnolia, MS commute time compare with the average driver? In Magnolia, the average commute is 23.7 minutes.

Magnolia, MS Car Insurance Quotes

Compare Magnolia, MS car insurance quotes from multiple companies by entering your ZIP code now.