A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Meridian for teen drivers is USAA
  • The annual number of car thefts in Meridian is 114.
  • The cheapest car insurance company in Meridian after a DUI is USAA

Average car insurance rates in Meridian, Mississippi are $291 a month. But with a little research you can get a great deal from the top car insurance companies in Meridian, MS. Before you buy Meridian, Mississippi car insurance, make sure your coverage meets or exceeds the Mississippi minimum of 25/50/25.

It may even be helpful to compare Meridian car insurance rates with Oxford car insurance rates, Jackson car insurance rates, or Olive Branch car insurance rates to make sure you’re getting the best Meridian, MS car insurance quotes available.

Need affordable Meridian, MS car insurance? Enter your ZIP code to compare Meridian car insurance quotes from multiple car insurance companies near you.

Meridian, MS Minimum Car Insurance Coverage

Meridian, Mississippi law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Meridian, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Meridian, MS Car Insurance Rates by Coverage Level

Some Meridian drivers can get by with the Mississippi minimum coverage of 25/50/25. Other drivers may need more. See how much your Meridian, Mississippi car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Meridian, Mississippi

Insurance Company Low Medium High
Allstate $4,835 $5,055 $5,296
GEICO $3,508 $3,729 $3,877
Liberty Mutual $3,849 $4,079 $4,363
Nationwide $2,586 $2,720 $2,879
Progressive $3,571 $4,066 $4,400
State Farm $2,818 $2,977 $3,172
Travelers $3,111 $3,300 $3,432
USAA $1,912 $2,030 $2,180

Meridian, MS Car Insurance Rates by Age, Gender, and Marital Status

Meridian, Mississippi car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Meridian, MS car insurance, get quotes from multiple car insurance companies in the Meridian area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Meridian, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,716 $2,539 $2,596 $11,258 $12,006 $3,226 $3,312
GEICO $2,711 $2,567 $2,469 $2,294 $6,650 $6,293 $4,461 $2,193
Liberty Mutual $2,403 $2,599 $1,934 $2,166 $8,737 $9,705 $2,551 $2,681
Nationwide $2,020 $2,074 $1,813 $1,919 $4,067 $5,164 $2,292 $2,479
Progressive $2,383 $2,197 $1,966 $1,899 $8,832 $9,856 $2,438 $2,526
State Farm $1,871 $1,871 $1,677 $1,677 $5,471 $6,878 $2,087 $2,380
Travelers $1,467 $1,493 $1,401 $1,404 $6,640 $10,529 $1,544 $1,771
USAA $1,367 $1,349 $1,281 $1,288 $3,464 $4,104 $1,656 $1,816

Meridian, MS Car Insurance Rates for Teens

How much is Meridian, Mississippi car insurance for teens? Compare rates from top Meridian car insurance companies below to help find the cheapest teen car insurance in Meridian, MS.

Annual Car Insurance Rates for Teen Drivers in Meridian, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,258 $12,006
GEICO $6,650 $6,293
Liberty Mutual $8,737 $9,705
Nationwide $4,067 $5,164
Progressive $8,832 $9,856
State Farm $5,471 $6,878
Travelers $6,640 $10,529
USAA $3,464 $4,104

Meridian, MS Car Insurance Rates for Seniors

Before seniors buy Meridian, Mississippi car insurance, they should make sure to shop around. Some Meridian, MS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Meridian, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,539 $2,596
GEICO $2,469 $2,294
Liberty Mutual $1,934 $2,166
Nationwide $1,813 $1,919
Progressive $1,966 $1,899
State Farm $1,677 $1,677
Travelers $1,401 $1,404
USAA $1,281 $1,288

Meridian, MS Car Insurance Rates by Credit History

How does your credit history affect Meridian, MS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Meridian, Mississippi

Insurance Company Poor Fair Good
Allstate $5,861 $5,189 $4,136
GEICO $5,586 $3,164 $2,364
Liberty Mutual $5,866 $3,598 $2,827
Nationwide $3,203 $2,607 $2,376
Progressive $4,535 $3,885 $3,617
State Farm $4,312 $2,612 $2,043
Travelers $3,718 $3,040 $3,086
USAA $2,788 $1,817 $1,517

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Meridian, MS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Meridian, Mississippi car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Meridian.

Annual Meridian, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,272 $5,028 $6,107 $4,840
GEICO $2,298 $3,495 $5,328 $3,698
Liberty Mutual $2,904 $4,646 $4,754 $4,085
Nationwide $2,184 $2,781 $3,533 $2,416
Progressive $3,428 $4,618 $3,980 $4,023
State Farm $2,711 $3,328 $2,958 $2,958
Travelers $2,869 $3,002 $4,128 $3,125
USAA $1,590 $2,036 $2,767 $1,769

Meridian, MS Car Insurance Rates With a DUI

Even a single DUI can increase your Meridian, MS car insurance rates. Compare rates below to see which Meridian car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Meridian, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,107
GEICO $5,328
Liberty Mutual $4,754
Nationwide $3,533
Progressive $3,980
State Farm $2,958
Travelers $4,128
USAA $2,767

Meridian, MS Car Insurance Rates by ZIP Code

Just like Meridian car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Meridian, MS car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Meridian, Mississippi

ZIP Code Average Annual Rates
39301 $3,110
39305 $2,940
39307 $2,993

Meridian, MS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Meridian, MS car insurance rates may be. Let’s take a look at average car insurance rates from top Meridian companies based on commute time.

Annual Car Insurance Rates by Commute Length in Meridian, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,062 $5,062
GEICO $3,694 $3,715
Liberty Mutual $4,097 $4,097
Nationwide $2,728 $2,728
Progressive $4,012 $4,012
State Farm $2,917 $3,061
Travelers $3,281 $3,281
USAA $1,979 $2,102

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Meridian, MS Cheapest Car Insurance Rates

How do the top Meridian, Mississippi car insurance companies’ average rates stack up against the Meridian average monthly car insurance rates of $291? Take a look and see.

Best Annual Car Insurance Rates by Company in Meridian, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Meridian, MS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Meridian, Mississippi car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Meridian, Mississippi

Insurance Company Average Annual Rates
Allstate $5,062
GEICO $3,705
Liberty Mutual $4,097
Nationwide $2,728
Progressive $4,012
State Farm $2,989
Travelers $3,281
USAA $2,041

Other Factors Affecting Meridian, MS Car Insurance Rates

Before you buy Meridian, Mississippi car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Meridian, MS Car Theft Rates

The car theft rate in Meridian, MS will affect your car insurance rates. FBI data shows that the annual car theft rate for Meridian, Mississippi is 114 stolen cars.

Meridian, MS Commute Time

How does your Meridian, MS commute time compare with the average driver? In Meridian, the average commute is 17.8 minutes.

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Meridian, MS Car Insurance Quotes

Compare Meridian, MS car insurance quotes from multiple companies by entering your ZIP code now.