Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Olive Branch for teen drivers is USAA
  • The cheapest car insurance company in Olive Branch after a DUI is USAA
  • Average car insurance rates in Olive Branch, MS are $315/month

Average car insurance rates in Olive Branch, Mississippi are $315 a month. But with a little research you can get a great deal from the top car insurance companies in Olive Branch, MS. Before you buy Olive Branch, Mississippi car insurance, make sure your coverage meets or exceeds the Mississippi minimum of 25/50/25.

It may even be helpful to compare Olive Branch car insurance rates with Hattiesburg car insurance rates, Southaven car insurance rates, or Meridian car insurance rates to make sure you’re getting the best Olive Branch, MS car insurance quotes available.

Need affordable Olive Branch, MS car insurance? Enter your ZIP code to compare Olive Branch car insurance quotes from multiple car insurance companies near you.

Olive Branch, MS Minimum Car Insurance Coverage

Olive Branch, Mississippi law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Olive Branch, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Olive Branch, MS Car Insurance Rates by Coverage Level

Some Olive Branch drivers can get by with the Mississippi minimum coverage of 25/50/25. Other drivers may need more. See how much your Olive Branch, Mississippi car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Olive Branch, Mississippi

Insurance Company Low Medium High
Allstate $4,966 $5,218 $5,488
GEICO $3,791 $4,063 $4,242
Liberty Mutual $4,206 $4,447 $4,743
Nationwide $2,628 $2,799 $2,997
Progressive $4,007 $4,627 $4,999
State Farm $3,011 $3,207 $3,441
Travelers $3,558 $3,773 $3,922
USAA $2,020 $2,163 $2,342

Olive Branch, MS Car Insurance Rates by Age, Gender, and Marital Status

Olive Branch, Mississippi car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Olive Branch, MS car insurance, get quotes from multiple car insurance companies in the Olive Branch area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olive Branch, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,862 $2,719 $2,575 $2,632 $11,862 $12,670 $3,202 $3,267
GEICO $2,831 $2,668 $2,546 $2,366 $7,507 $7,039 $5,003 $2,297
Liberty Mutual $2,587 $2,797 $2,070 $2,321 $9,614 $10,688 $2,752 $2,896
Nationwide $2,052 $2,094 $1,848 $1,943 $4,266 $5,385 $2,348 $2,529
Progressive $2,630 $2,423 $2,191 $2,123 $10,140 $11,335 $2,694 $2,818
State Farm $1,972 $1,972 $1,784 $1,784 $5,991 $7,525 $2,206 $2,525
Travelers $1,659 $1,687 $1,588 $1,588 $7,632 $12,104 $1,746 $2,005
USAA $1,450 $1,432 $1,364 $1,372 $3,705 $4,371 $1,764 $1,940

Olive Branch, MS Car Insurance Rates for Teens

How much is Olive Branch, Mississippi car insurance for teens? Compare rates from top Olive Branch car insurance companies below to help find the cheapest teen car insurance in Olive Branch, MS.

Annual Car Insurance Rates for Teen Drivers in Olive Branch, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,862 $12,670
GEICO $7,507 $7,039
Liberty Mutual $9,614 $10,688
Nationwide $4,266 $5,385
Progressive $10,140 $11,335
State Farm $5,991 $7,525
Travelers $7,632 $12,104
USAA $3,705 $4,371

Olive Branch, MS Car Insurance Rates for Seniors

Before seniors buy Olive Branch, Mississippi car insurance, they should make sure to shop around. Some Olive Branch, MS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Olive Branch, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,575 $2,632
GEICO $2,546 $2,366
Liberty Mutual $2,070 $2,321
Nationwide $1,848 $1,943
Progressive $2,191 $2,123
State Farm $1,784 $1,784
Travelers $1,588 $1,588
USAA $1,364 $1,372

Olive Branch, MS Car Insurance Rates by Credit History

How does your credit history affect Olive Branch, MS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Olive Branch, Mississippi

Insurance Company Poor Fair Good
Allstate $6,051 $5,354 $4,265
GEICO $6,080 $3,446 $2,569
Liberty Mutual $6,388 $3,926 $3,084
Nationwide $3,284 $2,684 $2,457
Progressive $5,109 $4,407 $4,117
State Farm $4,642 $2,814 $2,202
Travelers $4,250 $3,475 $3,529
USAA $2,960 $1,940 $1,624

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Olive Branch, MS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Olive Branch, Mississippi car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Olive Branch.

Annual Olive Branch, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,376 $5,179 $6,351 $4,990
GEICO $2,552 $3,820 $5,738 $4,018
Liberty Mutual $3,159 $5,072 $5,186 $4,446
Nationwide $2,256 $2,862 $3,624 $2,491
Progressive $3,866 $5,248 $4,530 $4,534
State Farm $2,902 $3,608 $3,184 $3,184
Travelers $3,274 $3,427 $4,730 $3,573
USAA $1,691 $2,173 $2,951 $1,885

Olive Branch, MS Car Insurance Rates With a DUI

Even a single DUI can increase your Olive Branch, MS car insurance rates. Compare rates below to see which Olive Branch car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Olive Branch, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,351
GEICO $5,738
Liberty Mutual $5,186
Nationwide $3,624
Progressive $4,530
State Farm $3,184
Travelers $4,730
USAA $2,951

Olive Branch, MS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Olive Branch, MS car insurance rates may be. Let’s take a look at average car insurance rates from top Olive Branch companies based on commute time.

Annual Car Insurance Rates by Commute Length in Olive Branch, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,224 $5,224
GEICO $4,016 $4,048
Liberty Mutual $4,466 $4,466
Nationwide $2,808 $2,808
Progressive $4,544 $4,544
State Farm $3,141 $3,299
Travelers $3,751 $3,751
USAA $2,109 $2,241

Olive Branch, MS Cheapest Car Insurance Rates

How do the top Olive Branch, Mississippi car insurance companies’ average rates stack up against the Olive Branch average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in Olive Branch, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Olive Branch, MS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Olive Branch, Mississippi car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Olive Branch, Mississippi

Insurance Company Average Annual Rates
Allstate $5,224
GEICO $4,032
Liberty Mutual $4,466
Nationwide $2,808
Progressive $4,544
State Farm $3,220
Travelers $3,751
USAA $2,175

Other Factors Affecting Olive Branch, MS Car Insurance Rates

Before you buy Olive Branch, Mississippi car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Olive Branch, MS Commute Time

How does your Olive Branch, MS commute time compare with the average driver? In Olive Branch, the average commute is 23.8 minutes.

Olive Branch, MS Car Insurance Quotes

Compare Olive Branch, MS car insurance quotes from multiple companies by entering your ZIP code now.