A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Milwaukee after a DUI is American Family
  • The annual number of car thefts in Milwaukee is 4,589.
  • Average car insurance rates in Milwaukee, WI are $347/month

Average car insurance rates in Milwaukee, Wisconsin are $347 a month. But with a little research you can get a great deal from the top car insurance companies in Milwaukee, WI. Before you buy Milwaukee, Wisconsin car insurance, make sure your coverage meets or exceeds the Wisconsin minimum of 25/50/10.

It may even be helpful to compare Milwaukee car insurance rates with Waukesha car insurance rates, Green Bay car insurance rates, or Eau Claire car insurance rates to make sure you’re getting the best Milwaukee, WI car insurance quotes available.

Need affordable Milwaukee, WI car insurance? Enter your ZIP code to compare Milwaukee car insurance quotes from multiple car insurance companies near you.

Milwaukee, WI Minimum Car Insurance Coverage

Milwaukee, Wisconsin law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Milwaukee, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Milwaukee, WI Car Insurance Rates by Coverage Level

Some Milwaukee drivers can get by with the Wisconsin minimum coverage of 25/50/10. Other drivers may need more. See how much your Milwaukee, Wisconsin car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Milwaukee, Wisconsin

Insurance Company Low Medium High
Allstate $5,331 $5,606 $5,928
American Family $1,931 $1,993 $1,995
Farmers $4,685 $5,111 $5,691
GEICO $2,877 $3,178 $3,507
Liberty Mutual $3,525 $4,032 $4,391
Nationwide $6,935 $7,219 $7,505
Progressive $4,313 $4,740 $5,029
State Farm $2,971 $3,190 $3,369
USAA $2,329 $2,438 $2,537

Milwaukee, WI Car Insurance Rates by Age, Gender, and Marital Status

Milwaukee, Wisconsin car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Milwaukee, WI car insurance, get quotes from multiple car insurance companies in the Milwaukee area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milwaukee, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,130 $3,272 $2,924 $3,226 $11,336 $14,563 $3,129 $3,390
American Family $1,095 $1,142 $1,073 $1,070 $4,112 $4,512 $1,345 $1,435
Farmers $2,516 $2,508 $2,221 $2,378 $12,722 $13,132 $2,860 $2,962
GEICO $1,870 $2,115 $2,035 $2,417 $6,564 $7,057 $1,708 $1,731
Liberty Mutual $2,211 $2,397 $1,775 $2,011 $8,782 $9,843 $2,337 $2,508
Nationwide $4,814 $5,030 $4,047 $4,237 $10,546 $16,332 $5,907 $6,846
Progressive $2,530 $2,363 $2,073 $2,191 $10,405 $11,691 $3,021 $3,277
State Farm $1,911 $1,911 $1,737 $1,737 $5,970 $7,477 $2,166 $2,503
USAA $1,581 $1,564 $1,449 $1,453 $4,265 $4,903 $2,041 $2,219

Milwaukee, WI Car Insurance Rates for Teens

How much is Milwaukee, Wisconsin car insurance for teens? Compare rates from top Milwaukee car insurance companies below to help find the cheapest teen car insurance in Milwaukee, WI.

Annual Car Insurance Rates for Teen Drivers in Milwaukee, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,336 $14,563
American Family $4,112 $4,512
Farmers $12,722 $13,132
GEICO $6,564 $7,057
Liberty Mutual $8,782 $9,843
Nationwide $10,546 $16,332
Progressive $10,405 $11,691
State Farm $5,970 $7,477
USAA $4,265 $4,903

Milwaukee, WI Car Insurance Rates for Seniors

Before seniors buy Milwaukee, Wisconsin car insurance, they should make sure to shop around. Some Milwaukee, WI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Milwaukee, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,924 $3,226
American Family $1,073 $1,070
Farmers $2,221 $2,378
GEICO $2,035 $2,417
Liberty Mutual $1,775 $2,011
Nationwide $4,047 $4,237
Progressive $2,073 $2,191
State Farm $1,737 $1,737
USAA $1,449 $1,453

Milwaukee, WI Car Insurance Rates by Credit History

How does your credit history affect Milwaukee, WI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Milwaukee, Wisconsin

Insurance Company Poor Fair Good
Allstate $7,416 $5,061 $4,387
American Family $2,638 $1,743 $1,538
Farmers $5,825 $4,942 $4,720
GEICO $4,199 $2,980 $2,383
Liberty Mutual $5,728 $3,494 $2,728
Nationwide $8,113 $6,773 $6,773
Progressive $5,283 $4,549 $4,250
State Farm $4,732 $2,722 $2,076
USAA $3,722 $1,989 $1,593

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Milwaukee, WI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Milwaukee, Wisconsin car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Milwaukee.

Annual Milwaukee, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,509 $6,313 $5,948 $5,716
American Family $1,883 $2,003 $2,003 $2,003
Farmers $4,489 $5,707 $5,387 $5,066
GEICO $2,149 $3,578 $4,243 $2,778
Liberty Mutual $3,004 $4,386 $4,487 $4,055
Nationwide $6,108 $7,061 $8,648 $7,061
Progressive $4,278 $5,250 $4,461 $4,787
State Farm $2,888 $3,465 $3,177 $3,177
USAA $1,892 $2,410 $3,270 $2,167

Milwaukee, WI Car Insurance Rates With a DUI

Even a single DUI can increase your Milwaukee, WI car insurance rates. Compare rates below to see which Milwaukee car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Milwaukee, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,948
American Family $2,003
Farmers $5,387
GEICO $4,243
Liberty Mutual $4,487
Nationwide $8,648
Progressive $4,461
State Farm $3,177
USAA $3,270

Milwaukee, WI Car Insurance Rates by ZIP Code

Just like Milwaukee car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Milwaukee, WI car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Milwaukee, Wisconsin

ZIP Code Average Annual Rates
53202 $4,070
53203 $4,330
53204 $4,515
53205 $4,766
53206 $5,078
53207 $3,486
53208 $4,192
53209 $4,368
53210 $4,692
53211 $3,697
53212 $4,711
53213 $3,448
53214 $3,523
53215 $4,115
53216 $4,974
53218 $4,460
53219 $3,601
53220 $3,327
53221 $3,453
53222 $3,742
53223 $3,916
53224 $3,906
53225 $3,934
53226 $3,239
53227 $3,464
53228 $3,171
53233 $4,604

Milwaukee, WI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Milwaukee, WI car insurance rates may be. Let’s take a look at average car insurance rates from top Milwaukee companies based on commute time.

Annual Car Insurance Rates by Commute Length in Milwaukee, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,483 $5,760
American Family $1,937 $2,009
Farmers $5,162 $5,162
GEICO $3,127 $3,248
Liberty Mutual $3,983 $3,983
Nationwide $7,220 $7,220
Progressive $4,694 $4,694
State Farm $3,098 $3,255
USAA $2,403 $2,466

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Milwaukee, WI Cheapest Car Insurance Rates

How do the top Milwaukee, Wisconsin car insurance companies’ average rates stack up against the Milwaukee average monthly car insurance rates of $347? Take a look and see.

Best Annual Car Insurance Rates by Company in Milwaukee, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Milwaukee, WI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Milwaukee, Wisconsin car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Milwaukee, Wisconsin

Insurance Company Average Annual Rates
Allstate $5,621
American Family $1,973
Farmers $5,162
GEICO $3,187
Liberty Mutual $3,983
Nationwide $7,220
Progressive $4,694
State Farm $3,177
USAA $2,434

Other Factors Affecting Milwaukee, WI Car Insurance Rates

Before you buy Milwaukee, Wisconsin car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Milwaukee, WI Car Theft Rates

The car theft rate in Milwaukee, WI will affect your car insurance rates. FBI data shows that the annual car theft rate for Milwaukee, Wisconsin is 4,589 stolen cars.

Milwaukee, WI Commute Time

How does your Milwaukee, WI commute time compare with the average driver? In Milwaukee, the average commute is 24.4 minutes.

Milwaukee, WI Traffic

Spending time in Milwaukee traffic can lead to higher car insurance rates. According to INRIX data, Milwaukee, WI ranks as the 457th-most congested with traffic in the world.

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Milwaukee, WI Car Insurance Quotes

Compare Milwaukee, WI car insurance quotes from multiple companies by entering your ZIP code now.