A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • Average car insurance rates in Turtle Lake, WI are $265/month
  • The cheapest car insurance company in Turtle Lake after a DUI is American Family
  • The cheapest car insurance company in Turtle Lake for teen drivers is American Family

Average car insurance rates in Turtle Lake, Wisconsin are $265 a month. But with a little research you can get a great deal from the top car insurance companies in Turtle Lake, WI. Before you buy Turtle Lake, Wisconsin car insurance, make sure your coverage meets or exceeds the Wisconsin minimum of 25/50/10.

It may even be helpful to compare Turtle Lake car insurance rates with La Crosse car insurance rates, Eau Claire car insurance rates, or Janesville car insurance rates to make sure you’re getting the best Turtle Lake, WI car insurance quotes available.

Need affordable Turtle Lake, WI car insurance? Enter your ZIP code to compare Turtle Lake car insurance quotes from multiple car insurance companies near you.

Turtle Lake, WI Minimum Car Insurance Coverage

Turtle Lake, Wisconsin law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Turtle Lake, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Turtle Lake, WI Car Insurance Rates by Coverage Level

Some Turtle Lake drivers can get by with the Wisconsin minimum coverage of 25/50/10. Other drivers may need more. See how much your Turtle Lake, Wisconsin car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Turtle Lake, Wisconsin

Insurance Company Low Medium High
Allstate $3,858 $4,018 $4,206
American Family $1,591 $1,623 $1,613
Farmers $3,706 $3,956 $4,289
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,517 $5,666 $5,820
Progressive $3,041 $3,224 $3,347
State Farm $2,164 $2,270 $2,361
USAA $2,020 $2,091 $2,158

Turtle Lake, WI Car Insurance Rates by Age, Gender, and Marital Status

Turtle Lake, Wisconsin car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Turtle Lake, WI car insurance, get quotes from multiple car insurance companies in the Turtle Lake area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Turtle Lake, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,594 $2,242 $2,489 $7,531 $9,680 $2,506 $2,728
American Family $1,046 $1,097 $976 $988 $2,950 $3,266 $1,232 $1,315
Farmers $2,081 $2,088 $1,853 $1,951 $9,357 $9,710 $2,354 $2,477
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $3,966 $4,190 $3,266 $3,453 $7,874 $12,014 $4,810 $5,768
Progressive $1,865 $1,798 $1,525 $1,579 $6,656 $7,543 $2,241 $2,426
State Farm $1,489 $1,489 $1,302 $1,302 $3,948 $5,020 $1,672 $1,898
USAA $1,399 $1,402 $1,259 $1,291 $3,476 $4,053 $1,825 $2,015

Turtle Lake, WI Car Insurance Rates for Teens

How much is Turtle Lake, Wisconsin car insurance for teens? Compare rates from top Turtle Lake car insurance companies below to help find the cheapest teen car insurance in Turtle Lake, WI.

Annual Car Insurance Rates for Teen Drivers in Turtle Lake, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,531 $9,680
American Family $2,950 $3,266
Farmers $9,357 $9,710
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $7,874 $12,014
Progressive $6,656 $7,543
State Farm $3,948 $5,020
USAA $3,476 $4,053

Turtle Lake, WI Car Insurance Rates for Seniors

Before seniors buy Turtle Lake, Wisconsin car insurance, they should make sure to shop around. Some Turtle Lake, WI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Turtle Lake, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,242 $2,489
American Family $976 $988
Farmers $1,853 $1,951
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,266 $3,453
Progressive $1,525 $1,579
State Farm $1,302 $1,302
USAA $1,259 $1,291

Turtle Lake, WI Car Insurance Rates by Credit History

How does your credit history affect Turtle Lake, WI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Turtle Lake, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,298 $3,637 $3,147
American Family $2,152 $1,420 $1,254
Farmers $4,516 $3,799 $3,637
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,372 $5,315 $5,315
Progressive $3,677 $3,083 $2,852
State Farm $3,379 $1,939 $1,476
USAA $3,234 $1,690 $1,345

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Turtle Lake, WI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Turtle Lake, Wisconsin car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Turtle Lake.

Annual Turtle Lake, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,319 $4,527 $4,201 $4,062
American Family $1,538 $1,632 $1,632 $1,632
Farmers $3,474 $4,366 $4,152 $3,943
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $4,791 $5,543 $6,794 $5,543
Progressive $2,942 $3,533 $3,046 $3,296
State Farm $2,102 $2,427 $2,265 $2,265
USAA $1,642 $2,059 $2,788 $1,870

Turtle Lake, WI Car Insurance Rates With a DUI

Even a single DUI can increase your Turtle Lake, WI car insurance rates. Compare rates below to see which Turtle Lake car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Turtle Lake, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,201
American Family $1,632
Farmers $4,152
GEICO $2,949
Liberty Mutual $3,918
Nationwide $6,794
Progressive $3,046
State Farm $2,265
USAA $2,788

Turtle Lake, WI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Turtle Lake, WI car insurance rates may be. Let’s take a look at average car insurance rates from top Turtle Lake companies based on commute time.

Annual Car Insurance Rates by Commute Length in Turtle Lake, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,930 $4,124
American Family $1,581 $1,636
Farmers $3,984 $3,984
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $5,667 $5,667
Progressive $3,204 $3,204
State Farm $2,210 $2,320
USAA $2,063 $2,118

Turtle Lake, WI Cheapest Car Insurance Rates

How do the top Turtle Lake, Wisconsin car insurance companies’ average rates stack up against the Turtle Lake average monthly car insurance rates of $265? Take a look and see.

Best Annual Car Insurance Rates by Company in Turtle Lake, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Turtle Lake, WI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Turtle Lake, Wisconsin car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Turtle Lake, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,027
American Family $1,609
Farmers $3,984
GEICO $2,333
Liberty Mutual $3,469
Nationwide $5,667
Progressive $3,204
State Farm $2,265
USAA $2,090

Other Factors Affecting Turtle Lake, WI Car Insurance Rates

Before you buy Turtle Lake, Wisconsin car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Turtle Lake, WI Commute Time

How does your Turtle Lake, WI commute time compare with the average driver? In Turtle Lake, the average commute is 23.2 minutes.

Turtle Lake, WI Car Insurance Quotes

Compare Turtle Lake, WI car insurance quotes from multiple companies by entering your ZIP code now.