Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Morrilton, AR for senior drivers are $2,050/year
  • The cheapest car insurance company in Morrilton for teen drivers is USAA
  • The cheapest car insurance company in Morrilton after a DUI is State Farm

Average car insurance rates in Morrilton, Arkansas are $328 a month. But with a little research you can get a great deal from the top car insurance companies in Morrilton, AR. Before you buy Morrilton, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Morrilton car insurance rates with North Little Rock car insurance rates, Bentonville car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Morrilton, AR car insurance quotes available.

Need affordable Morrilton, AR car insurance? Enter your ZIP code to compare Morrilton car insurance quotes from multiple car insurance companies near you.

Morrilton, AR Minimum Car Insurance Coverage

Morrilton, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Morrilton, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Morrilton, AR Car Insurance Rates by Coverage Level

Some Morrilton drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Morrilton, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Morrilton, Arkansas

Insurance Company Low Medium High
Allstate $4,853 $5,012 $5,178
Farmers $3,753 $3,903 $4,171
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,643 $4,962 $5,509
State Farm $2,322 $2,434 $2,555
Travelers $5,499 $5,810 $6,075
USAA $2,087 $2,176 $2,292

Morrilton, AR Car Insurance Rates by Age, Gender, and Marital Status

Morrilton, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Morrilton, AR car insurance, get quotes from multiple car insurance companies in the Morrilton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morrilton, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,796 $2,501 $2,673 $10,445 $12,549 $3,058 $3,304
Farmers $2,139 $2,125 $1,912 $2,013 $8,998 $9,306 $2,458 $2,591
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,699 $2,556 $2,216 $2,329 $11,230 $12,617 $3,216 $3,443
State Farm $1,536 $1,536 $1,374 $1,374 $4,414 $5,542 $1,730 $1,988
Travelers $2,122 $2,159 $2,112 $2,116 $12,637 $20,326 $2,279 $2,605
USAA $1,339 $1,351 $1,244 $1,251 $4,257 $4,449 $1,727 $1,859

Morrilton, AR Car Insurance Rates for Teens

How much is Morrilton, Arkansas car insurance for teens? Compare rates from top Morrilton car insurance companies below to help find the cheapest teen car insurance in Morrilton, AR.

Annual Car Insurance Rates for Teen Drivers in Morrilton, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,445 $12,549
Farmers $8,998 $9,306
GEICO $6,903 $6,896
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,230 $12,617
State Farm $4,414 $5,542
Travelers $12,637 $20,326
USAA $4,257 $4,449

Morrilton, AR Car Insurance Rates for Seniors

Before seniors buy Morrilton, Arkansas car insurance, they should make sure to shop around. Some Morrilton, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Morrilton, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,501 $2,673
Farmers $1,912 $2,013
GEICO $2,354 $2,288
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,216 $2,329
State Farm $1,374 $1,374
Travelers $2,112 $2,116
USAA $1,244 $1,251

Morrilton, AR Car Insurance Rates by Credit History

How does your credit history affect Morrilton, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Morrilton, Arkansas

Insurance Company Poor Fair Good
Allstate $6,291 $4,833 $3,919
Farmers $4,489 $3,759 $3,580
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,722 $4,869 $4,523
State Farm $3,527 $2,126 $1,657
Travelers $6,639 $5,552 $5,192
USAA $2,891 $1,977 $1,686

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Morrilton, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Morrilton, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Morrilton.

Annual Morrilton, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,116 $5,206 $5,796 $4,939
Farmers $3,327 $4,272 $4,171 $4,000
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,345 $6,025 $4,569 $5,214
State Farm $2,238 $2,636 $2,437 $2,437
Travelers $4,852 $5,012 $7,359 $5,954
USAA $1,677 $2,131 $3,070 $1,861

Morrilton, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Morrilton, AR car insurance rates. Compare rates below to see which Morrilton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Morrilton, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,796
Farmers $4,171
GEICO $5,514
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,569
State Farm $2,437
Travelers $7,359
USAA $3,070

Morrilton, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Morrilton, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Morrilton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Morrilton, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,014 $5,014
Farmers $3,943 $3,943
GEICO $3,548 $3,606
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,038 $5,038
State Farm $2,379 $2,494
Travelers $5,794 $5,794
USAA $2,122 $2,248

Morrilton, AR Cheapest Car Insurance Rates

How do the top Morrilton, Arkansas car insurance companies’ average rates stack up against the Morrilton average monthly car insurance rates of $328? Take a look and see.

Best Annual Car Insurance Rates by Company in Morrilton, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Morrilton, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Morrilton, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Morrilton, Arkansas

Insurance Company Average Annual Rates
Allstate $5,014
Farmers $3,943
GEICO $3,577
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,038
State Farm $2,437
Travelers $5,794
USAA $2,185

Other Factors Affecting Morrilton, AR Car Insurance Rates

Before you buy Morrilton, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Morrilton, AR Commute Time

How does your Morrilton, AR commute time compare with the average driver? In Morrilton, the average commute is 20.8 minutes.

Morrilton, AR Car Insurance Quotes

Compare Morrilton, AR car insurance quotes from multiple companies by entering your ZIP code now.