Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Mount Vernon after a DUI is State Farm
  • Average car insurance rates in Mount Vernon, WA for senior drivers are $1,426/year
  • Average car insurance rates in Mount Vernon, WA are $221/month

Average car insurance rates in Mount Vernon, Washington are $221 a month. But with a little research you can get a great deal from the top car insurance companies in Mount Vernon, WA. Before you buy Mount Vernon, Washington car insurance, make sure your coverage meets or exceeds the Washington minimum of 25/50/10.

It may even be helpful to compare Mount Vernon car insurance rates with Renton car insurance rates, Kent car insurance rates, or Spokane Valley car insurance rates to make sure you’re getting the best Mount Vernon, WA car insurance quotes available.

Need affordable Mount Vernon, WA car insurance? Enter your ZIP code to compare Mount Vernon car insurance quotes from multiple car insurance companies near you.

Mount Vernon, WA Minimum Car Insurance Coverage

Mount Vernon, Washington law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mount Vernon, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Mount Vernon, WA Car Insurance Rates by Coverage Level

Some Mount Vernon drivers can get by with the Washington minimum coverage of 25/50/10. Other drivers may need more. See how much your Mount Vernon, Washington car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mount Vernon, Washington

Insurance Company Low Medium High
Allstate $3,097 $3,245 $3,422
American Family $3,010 $3,183 $3,370
Farmers $2,235 $2,392 $2,541
GEICO $2,334 $2,496 $2,655
Liberty Mutual $3,339 $3,565 $3,771
Nationwide $1,807 $1,911 $2,018
Progressive $2,716 $2,916 $3,325
State Farm $2,013 $2,165 $2,291
USAA $1,830 $1,952 $2,080

Mount Vernon, WA Car Insurance Rates by Age, Gender, and Marital Status

Mount Vernon, Washington car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mount Vernon, WA car insurance, get quotes from multiple car insurance companies in the Mount Vernon area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,957 $1,945 $1,800 $1,885 $6,576 $7,596 $2,091 $2,188
American Family $1,685 $1,685 $1,540 $1,540 $6,390 $8,719 $1,685 $2,255
Farmers $1,700 $1,743 $1,558 $1,753 $3,850 $4,128 $2,139 $2,241
GEICO $1,685 $1,715 $1,581 $1,581 $3,679 $4,793 $2,856 $2,070
Liberty Mutual $1,598 $1,751 $1,437 $1,685 $8,759 $9,651 $1,715 $1,870
Nationwide $1,246 $1,273 $1,161 $1,206 $3,313 $4,024 $1,480 $1,594
Progressive $1,422 $1,327 $1,282 $1,299 $7,167 $8,006 $1,697 $1,686
State Farm $1,353 $1,353 $1,217 $1,217 $3,886 $4,919 $1,537 $1,766
USAA $997 $985 $959 $961 $4,170 $4,932 $1,255 $1,373

Mount Vernon, WA Car Insurance Rates for Teens

How much is Mount Vernon, Washington car insurance for teens? Compare rates from top Mount Vernon car insurance companies below to help find the cheapest teen car insurance in Mount Vernon, WA.

Annual Car Insurance Rates for Teen Drivers in Mount Vernon, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,576 $7,596
American Family $6,390 $8,719
Farmers $3,850 $4,128
GEICO $3,679 $4,793
Liberty Mutual $8,759 $9,651
Nationwide $3,313 $4,024
Progressive $7,167 $8,006
State Farm $3,886 $4,919
USAA $4,170 $4,932

Mount Vernon, WA Car Insurance Rates for Seniors

Before seniors buy Mount Vernon, Washington car insurance, they should make sure to shop around. Some Mount Vernon, WA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mount Vernon, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,800 $1,885
American Family $1,540 $1,540
Farmers $1,558 $1,753
GEICO $1,581 $1,581
Liberty Mutual $1,437 $1,685
Nationwide $1,161 $1,206
Progressive $1,282 $1,299
State Farm $1,217 $1,217
USAA $959 $961

Mount Vernon, WA Car Insurance Rates by Credit History

How does your credit history affect Mount Vernon, WA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mount Vernon, Washington

Insurance Company Poor Fair Good
Allstate $4,045 $3,076 $2,643
American Family $3,760 $3,072 $2,730
Farmers $2,921 $2,198 $2,048
GEICO $2,970 $2,376 $2,139
Liberty Mutual $5,081 $3,132 $2,462
Nationwide $2,270 $1,791 $1,676
Progressive $3,289 $2,935 $2,734
State Farm $3,129 $1,879 $1,461
USAA $2,466 $1,808 $1,589

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Mount Vernon, WA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mount Vernon, Washington car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mount Vernon.

Annual Mount Vernon, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,421 $3,777 $3,068
American Family $2,557 $3,272 $3,788 $3,133
Farmers $1,977 $2,455 $2,671 $2,453
GEICO $1,931 $2,462 $3,656 $1,931
Liberty Mutual $3,039 $3,821 $3,899 $3,474
Nationwide $1,494 $2,010 $2,514 $1,630
Progressive $2,418 $3,786 $2,821 $2,918
State Farm $1,962 $2,351 $2,156 $2,156
USAA $1,442 $2,080 $2,593 $1,702

Mount Vernon, WA Car Insurance Rates With a DUI

Even a single DUI can increase your Mount Vernon, WA car insurance rates. Compare rates below to see which Mount Vernon car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mount Vernon, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,777
American Family $3,788
Farmers $2,671
GEICO $3,656
Liberty Mutual $3,899
Nationwide $2,514
Progressive $2,821
State Farm $2,156
USAA $2,593

Mount Vernon, WA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mount Vernon, WA car insurance rates may be. Let’s take a look at average car insurance rates from top Mount Vernon companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mount Vernon, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,255 $3,255
American Family $3,122 $3,252
Farmers $2,389 $2,389
GEICO $2,463 $2,526
Liberty Mutual $3,558 $3,558
Nationwide $1,912 $1,912
Progressive $2,986 $2,986
State Farm $2,097 $2,215
USAA $1,935 $1,974

Mount Vernon, WA Cheapest Car Insurance Rates

How do the top Mount Vernon, Washington car insurance companies’ average rates stack up against the Mount Vernon average monthly car insurance rates of $221? Take a look and see.

Best Annual Car Insurance Rates by Company in Mount Vernon, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Mount Vernon, WA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mount Vernon, Washington car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mount Vernon, Washington

Insurance Company Average Annual Rates
Allstate $3,255
American Family $3,187
Farmers $2,389
GEICO $2,495
Liberty Mutual $3,558
Nationwide $1,912
Progressive $2,986
State Farm $2,156
USAA $1,954

Other Factors Affecting Mount Vernon, WA Car Insurance Rates

Before you buy Mount Vernon, Washington car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mount Vernon, WA Car Theft Rates

The car theft rate in Mount Vernon, WA will affect your car insurance rates. FBI data shows that the annual car theft rate for Mount Vernon, Washington is 111 stolen cars.

Mount Vernon, WA Commute Time

How does your Mount Vernon, WA commute time compare with the average driver? In Mount Vernon, the average commute is 24.8 minutes.

Mount Vernon, WA Car Insurance Quotes

Compare Mount Vernon, WA car insurance quotes from multiple companies by entering your ZIP code now.