Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Natchitoches for teen drivers is USAA
  • Average car insurance rates in Natchitoches, LA for senior drivers are $2,972/year
  • The annual number of car thefts in Natchitoches is 48.

Average car insurance rates in Natchitoches, Louisiana are $400 a month. But with a little research you can get a great deal from the top car insurance companies in Natchitoches, LA. Before you buy Natchitoches, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Natchitoches car insurance rates with Bossier City car insurance rates, Monroe car insurance rates, or Alexandria car insurance rates to make sure you’re getting the best Natchitoches, LA car insurance quotes available.

Need affordable Natchitoches, LA car insurance? Enter your ZIP code to compare Natchitoches car insurance quotes from multiple car insurance companies near you.

Natchitoches, LA Minimum Car Insurance Coverage

Natchitoches, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Natchitoches, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Natchitoches, LA Car Insurance Rates by Coverage Level

Some Natchitoches drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Natchitoches, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Natchitoches, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,237 $5,026 $5,765
Progressive $4,931 $5,883 $6,987
State Farm $3,529 $4,036 $4,567
USAA $3,144 $3,632 $3,966

Natchitoches, LA Car Insurance Rates by Age, Gender, and Marital Status

Natchitoches, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Natchitoches, LA car insurance, get quotes from multiple car insurance companies in the Natchitoches area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Natchitoches, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,766 $3,193 $3,269 $3,972 $10,456 $11,095 $2,691 $2,635
Progressive $3,276 $3,052 $2,746 $2,969 $13,204 $14,666 $3,740 $3,817
State Farm $2,504 $2,504 $2,293 $2,293 $7,457 $9,359 $2,796 $3,148
USAA $2,238 $2,206 $2,169 $2,159 $6,496 $7,638 $2,739 $2,998

Natchitoches, LA Car Insurance Rates for Teens

How much is Natchitoches, Louisiana car insurance for teens? Compare rates from top Natchitoches car insurance companies below to help find the cheapest teen car insurance in Natchitoches, LA.

Annual Car Insurance Rates for Teen Drivers in Natchitoches, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,456 $11,095
Progressive $13,204 $14,666
State Farm $7,457 $9,359
USAA $6,496 $7,638

Natchitoches, LA Car Insurance Rates for Seniors

Before seniors buy Natchitoches, Louisiana car insurance, they should make sure to shop around. Some Natchitoches, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Natchitoches, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,269 $3,972
Progressive $2,746 $2,969
State Farm $2,293 $2,293
USAA $2,169 $2,159

Natchitoches, LA Car Insurance Rates by Credit History

How does your credit history affect Natchitoches, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Natchitoches, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $5,957 $5,171 $3,902
Progressive $6,698 $5,751 $5,352
State Farm $5,623 $3,605 $2,904
USAA $4,953 $3,155 $2,634

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Natchitoches, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Natchitoches, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Natchitoches.

Annual Natchitoches, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,407 $5,508 $6,756 $4,368
Progressive $4,941 $6,645 $6,370 $5,778
State Farm $3,706 $4,382 $4,044 $4,044
USAA $2,742 $3,777 $4,538 $3,264

Natchitoches, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Natchitoches, LA car insurance rates. Compare rates below to see which Natchitoches car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Natchitoches, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
GEICO $6,756
Progressive $6,370
State Farm $4,044
USAA $4,538

Natchitoches, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Natchitoches, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Natchitoches companies based on commute time.

Annual Car Insurance Rates by Commute Length in Natchitoches, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,914 $5,105
Progressive $5,934 $5,934
State Farm $3,940 $4,148
USAA $3,470 $3,691

Natchitoches, LA Cheapest Car Insurance Rates

How do the top Natchitoches, Louisiana car insurance companies’ average rates stack up against the Natchitoches average monthly car insurance rates of $400? Take a look and see.

Best Annual Car Insurance Rates by Company in Natchitoches, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Natchitoches, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Natchitoches, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Natchitoches, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,010
Progressive $5,934
State Farm $4,044
USAA $3,581

Other Factors Affecting Natchitoches, LA Car Insurance Rates

Before you buy Natchitoches, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Natchitoches, LA Car Theft Rates

The car theft rate in Natchitoches, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Natchitoches, Louisiana is 48 stolen cars.

Natchitoches, LA Commute Time

How does your Natchitoches, LA commute time compare with the average driver? In Natchitoches, the average commute is 16.5 minutes.

Natchitoches, LA Car Insurance Quotes

Compare Natchitoches, LA car insurance quotes from multiple companies by entering your ZIP code now.