National General vs State Farm Car Insurance for 2023
Comparing National General vs State Farm Car Insurance: Coverage Options, Discounts, and Customer Reviews
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Jul 2, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jul 2, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
If you’re looking for car insurance, you’ve probably come across the names National General car insurance car insurance and State Farm car insurance. Both are well-known insurance companies that offer a range of services to customers across the United States.
National General Insurance:
- Specializes in providing insurance to high-risk drivers
- Offers a range of customizable coverage options
- Has an A- rating from A.M. Best
State Farm Insurance:
- The largest auto insurer in the US
- Offers a wide range of products and services in addition to car insurance
- Has an A++ rating from A.M. Best
In this article, we’ll take a close look at both companies, compare their products and services, and help you make an informed decision about which one to choose.
History and Mission
National General Insurance was founded in 1939 as the Motors Insurance Corporation, and has since evolved to become one of the largest providers of car insurance in the US. The company’s mission is to provide affordable insurance options to customers, regardless of their driving record.
State Farm Insurance was founded in 1922 and has since grown to become the largest provider of auto insurance in the US. The company’s mission is to help customers manage the risks of everyday life, recover from the unexpected, and realize their dreams.
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Products and Services
National General Insurance offers a range of coverage options, including liability, collision, and comprehensive coverage. They also offer customized coverage options, such as roadside assistance and rental car reimbursement, so you can tailor your policy to your specific needs. National General Insurance is available in all 50 states.
State Farm Insurance offers a wide range of products and services in addition to car insurance, including home insurance, life insurance, and banking services. Their car insurance policies include liability, collision, and comprehensive coverage, as well as options for uninsured and underinsured motorists. State Farm Insurance is available in all 50 states.
Cost and Discounts
The cost of car insurance varies depending on a range of factors, including your age, driving record, and location. National General Insurance offers a range of discounts, including safe driver discounts, multi-car discounts, and discounts for customers who have completed a defensive driving course.
State Farm Insurance also offers a range of discounts, including safe driver discounts, multi-car discounts, and discounts for customers who bundle their car insurance with other products, such as home insurance.
Case Studies: National General vs State Farm Car Insurance
Case Study 1: John’s Experience with National General Car Insurance
John, a young driver with a clean driving record, was looking for affordable car insurance that provided adequate coverage. He decided to explore National General Insurance. After comparing quotes and coverage options, John found that National General offered him a competitive rate with the coverage he needed.
Case Study 2: Sarah’s Experience with State Farm Car Insurance
Sarah, a seasoned driver and homeowner, wanted comprehensive coverage for her car and other insurance needs. She decided to explore State Farm Insurance. Sarah found that State Farm offered a wide range of products and services, including home insurance and banking services, which made it convenient for her to bundle her policies.
Case Study 3: Mark’s Experience with National General vs State Farm Car Insurance
Mark, a middle-aged driver with a good driving record, was in search of the best car insurance option for his family. He decided to compare National General and State Farm car insurance companies. After obtaining quotes from both providers and carefully reviewing their coverage options, Mark found that National General offered him a more affordable premium with adequate coverage for his needs.
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Customer Reviews
National General Insurance has received mixed reviews from customers. While some customers have praised the company’s affordable prices and helpful customer service, others have complained about slow claims processing times and difficulty getting in touch with customer service representatives.
State Farm Insurance has received generally positive reviews from customers. Customers have praised the company’s competitive prices, helpful customer service, and easy claims processing.
Frequently Asked Questions
Does National General Insurance offer roadside assistance?
Yes, National General Insurance offers roadside assistance as an optional add-on to your policy.
Does State Farm Insurance offer accident forgiveness?
Yes, State Farm Insurance offers accident forgiveness for customers who have been with the company for at least nine years and have had no at-fault accidents in the past three years.
Does National General Insurance offer coverage for classic cars?
Yes National General Insurance offers coverage for classic cars, as well as customizable coverage options for other types of vehicles.
Can I get a quote online from State Farm Insurance?
Yes, you can get a quote for car insurance from State Farm Insurance by visiting their website and filling out a simple form.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.