Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Naugatuck, CT for senior drivers are $2,505/year
  • The cheapest car insurance company in Naugatuck for teen drivers is GEICO
  • Average car insurance rates in Naugatuck, CT are $418/month

Average car insurance rates in Naugatuck, Connecticut are $418 a month. But with a little research you can get a great deal from the top car insurance companies in Naugatuck, CT. Before you buy Naugatuck, Connecticut car insurance, make sure your coverage meets or exceeds the Connecticut minimum of 25/50/20.

It may even be helpful to compare Naugatuck car insurance rates with New Haven car insurance rates, Bristol car insurance rates, or Waterbury car insurance rates to make sure you’re getting the best Naugatuck, CT car insurance quotes available.

Need affordable Naugatuck, CT car insurance? Enter your ZIP code to compare Naugatuck car insurance quotes from multiple car insurance companies near you.

Naugatuck, CT Minimum Car Insurance Coverage

Naugatuck, Connecticut law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Naugatuck, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Naugatuck, CT Car Insurance Rates by Coverage Level

Some Naugatuck drivers can get by with the Connecticut minimum coverage of 25/50/20. Other drivers may need more. See how much your Naugatuck, Connecticut car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Naugatuck, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,182 $3,433 $3,837
Liberty Mutual $7,831 $8,121 $8,632
Nationwide $3,954 $3,929 $3,813
Progressive $4,545 $4,845 $5,280
State Farm $2,934 $3,131 $3,312
Travelers $5,852 $6,295 $6,874
USAA $3,411 $3,672 $3,922

Naugatuck, CT Car Insurance Rates by Age, Gender, and Marital Status

Naugatuck, Connecticut car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Naugatuck, CT car insurance, get quotes from multiple car insurance companies in the Naugatuck area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Naugatuck, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,578 $2,585 $2,391 $2,410 $5,984 $7,043 $2,481 $2,401
Liberty Mutual $3,959 $4,323 $3,047 $3,778 $19,768 $22,328 $3,994 $4,360
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,612 $2,431 $2,230 $2,318 $10,995 $12,196 $2,984 $3,353
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,914 $1,942 $1,910 $1,904 $14,759 $23,872 $2,082 $2,338
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

Naugatuck, CT Car Insurance Rates for Teens

How much is Naugatuck, Connecticut car insurance for teens? Compare rates from top Naugatuck car insurance companies below to help find the cheapest teen car insurance in Naugatuck, CT.

Annual Car Insurance Rates for Teen Drivers in Naugatuck, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $5,984 $7,043
Liberty Mutual $19,768 $22,328
Nationwide $6,896 $8,757
Progressive $10,995 $12,196
State Farm $5,808 $7,300
Travelers $14,759 $23,872
USAA $7,139 $7,477

Naugatuck, CT Car Insurance Rates for Seniors

Before seniors buy Naugatuck, Connecticut car insurance, they should make sure to shop around. Some Naugatuck, CT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Naugatuck, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,391 $2,410
Liberty Mutual $3,047 $3,778
Nationwide $2,228 $2,338
Progressive $2,230 $2,318
State Farm $1,748 $1,748
Travelers $1,910 $1,904
USAA $2,093 $2,064

Naugatuck, CT Car Insurance Rates by Credit History

How does your credit history affect Naugatuck, CT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Naugatuck, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,071 $3,056 $2,325
Liberty Mutual $11,655 $7,243 $5,686
Nationwide $5,165 $3,465 $3,066
Progressive $5,315 $4,777 $4,578
State Farm $4,355 $2,784 $2,239
Travelers $7,194 $5,998 $5,828
USAA $4,851 $3,276 $2,879

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Naugatuck, CT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Naugatuck, Connecticut car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Naugatuck.

Annual Naugatuck, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,198 $2,886 $6,152 $2,700
Liberty Mutual $7,173 $8,983 $8,903 $7,720
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,170 $6,062 $4,387 $4,940
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $5,105 $5,530 $8,044 $6,681
USAA $2,826 $3,557 $5,466 $2,826

Naugatuck, CT Car Insurance Rates With a DUI

Even a single DUI can increase your Naugatuck, CT car insurance rates. Compare rates below to see which Naugatuck car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Naugatuck, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,193
GEICO $6,152
Liberty Mutual $8,903
Nationwide $4,748
Progressive $4,387
State Farm $3,198
Travelers $8,044
USAA $5,466

Naugatuck, CT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Naugatuck, CT car insurance rates may be. Let’s take a look at average car insurance rates from top Naugatuck companies based on commute time.

Annual Car Insurance Rates by Commute Length in Naugatuck, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,430 $3,538
Liberty Mutual $8,195 $8,195
Nationwide $3,898 $3,898
Progressive $4,890 $4,890
State Farm $3,049 $3,203
Travelers $6,340 $6,340
USAA $3,624 $3,713

Naugatuck, CT Cheapest Car Insurance Rates

How do the top Naugatuck, Connecticut car insurance companies’ average rates stack up against the Naugatuck average monthly car insurance rates of $418? Take a look and see.

Best Annual Car Insurance Rates by Company in Naugatuck, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Naugatuck, CT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Naugatuck, Connecticut car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Naugatuck, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,484
Liberty Mutual $8,195
Nationwide $3,898
Progressive $4,890
State Farm $3,126
Travelers $6,340
USAA $3,668

Other Factors Affecting Naugatuck, CT Car Insurance Rates

Before you buy Naugatuck, Connecticut car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Naugatuck, CT Commute Time

How does your Naugatuck, CT commute time compare with the average driver? In Naugatuck, the average commute is 30.5 minutes.

Naugatuck, CT Car Insurance Quotes

Compare Naugatuck, CT car insurance quotes from multiple companies by entering your ZIP code now.