Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Neligh, NE for senior drivers are $1,891/year
  • Average car insurance rates in Neligh, NE are $274/month
  • The cheapest car insurance company in Neligh after a DUI is American Family

Average car insurance rates in Neligh, Nebraska are $274 a month. But with a little research you can get a great deal from the top car insurance companies in Neligh, NE. Before you buy Neligh, Nebraska car insurance, make sure your coverage meets or exceeds the Nebraska minimum of 25/50/25.

It may even be helpful to compare Neligh car insurance rates with Grand Island car insurance rates, Fremont car insurance rates, or Norfolk car insurance rates to make sure you’re getting the best Neligh, NE car insurance quotes available.

Need affordable Neligh, NE car insurance? Enter your ZIP code to compare Neligh car insurance quotes from multiple car insurance companies near you.

Neligh, NE Minimum Car Insurance Coverage

Neligh, Nebraska law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Neligh, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Neligh, NE Car Insurance Rates by Coverage Level

Some Neligh drivers can get by with the Nebraska minimum coverage of 25/50/25. Other drivers may need more. See how much your Neligh, Nebraska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Neligh, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,117 $2,196 $2,086
Farmers $3,671 $3,770 $4,020
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,759 $5,894 $6,124
Nationwide $2,579 $2,523 $2,502
Progressive $3,472 $3,633 $3,822
State Farm $2,234 $2,308 $2,394
USAA $2,271 $2,339 $2,418

Neligh, NE Car Insurance Rates by Age, Gender, and Marital Status

Neligh, Nebraska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Neligh, NE car insurance, get quotes from multiple car insurance companies in the Neligh area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Neligh, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,706 $1,706 $1,554 $1,554 $2,860 $4,210 $1,669 $1,806
Farmers $2,213 $2,204 $1,986 $2,089 $8,337 $8,595 $2,506 $2,630
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,160 $3,432 $2,496 $3,041 $13,311 $14,966 $3,321 $3,678
Nationwide $1,780 $1,840 $1,592 $1,707 $4,045 $5,057 $2,043 $2,212
Progressive $2,051 $1,983 $1,683 $1,749 $7,798 $8,797 $2,454 $2,623
State Farm $1,553 $1,553 $1,343 $1,343 $3,964 $5,095 $1,709 $1,935
USAA $1,402 $1,403 $1,268 $1,314 $4,310 $5,179 $1,822 $2,042

Neligh, NE Car Insurance Rates for Teens

How much is Neligh, Nebraska car insurance for teens? Compare rates from top Neligh car insurance companies below to help find the cheapest teen car insurance in Neligh, NE.

Annual Car Insurance Rates for Teen Drivers in Neligh, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,860 $4,210
Farmers $8,337 $8,595
GEICO $6,043 $7,918
Liberty Mutual $13,311 $14,966
Nationwide $4,045 $5,057
Progressive $7,798 $8,797
State Farm $3,964 $5,095
USAA $4,310 $5,179

Neligh, NE Car Insurance Rates for Seniors

Before seniors buy Neligh, Nebraska car insurance, they should make sure to shop around. Some Neligh, NE car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Neligh, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,554 $1,554
Farmers $1,986 $2,089
GEICO $2,841 $2,734
Liberty Mutual $2,496 $3,041
Nationwide $1,592 $1,707
Progressive $1,683 $1,749
State Farm $1,343 $1,343
USAA $1,268 $1,314

Neligh, NE Car Insurance Rates by Credit History

How does your credit history affect Neligh, NE car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Neligh, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,858 $1,953 $1,588
Farmers $4,382 $3,626 $3,452
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,556 $5,161 $4,061
Nationwide $3,050 $2,422 $2,131
Progressive $4,184 $3,508 $3,235
State Farm $3,358 $2,014 $1,564
USAA $3,129 $2,111 $1,789

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Neligh, NE Car Insurance Rates by Driver History

How does a single speeding ticket affect your Neligh, Nebraska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Neligh.

Annual Neligh, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,087 $2,271 $2,087 $2,087
Farmers $3,234 $4,139 $4,037 $3,870
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,088 $5,983 $6,494 $6,137
Nationwide $1,795 $2,596 $3,710 $2,036
Progressive $3,098 $4,537 $3,464 $3,470
State Farm $2,166 $2,457 $2,312 $2,312
USAA $1,780 $2,236 $3,340 $2,016

Neligh, NE Car Insurance Rates With a DUI

Even a single DUI can increase your Neligh, NE car insurance rates. Compare rates below to see which Neligh car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Neligh, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,087
Farmers $4,037
GEICO $5,286
Liberty Mutual $6,494
Nationwide $3,710
Progressive $3,464
State Farm $2,312
USAA $3,340

Neligh, NE Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Neligh, NE car insurance rates may be. Let’s take a look at average car insurance rates from top Neligh companies based on commute time.

Annual Car Insurance Rates by Commute Length in Neligh, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,116 $2,150
Farmers $3,820 $3,820
GEICO $3,746 $3,863
Liberty Mutual $5,926 $5,926
Nationwide $2,534 $2,534
Progressive $3,642 $3,642
State Farm $2,252 $2,371
USAA $2,315 $2,370

Neligh, NE Cheapest Car Insurance Rates

How do the top Neligh, Nebraska car insurance companies’ average rates stack up against the Neligh average monthly car insurance rates of $274? Take a look and see.

Best Annual Car Insurance Rates by Company in Neligh, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Neligh, NE Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Neligh, Nebraska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Neligh, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,133
Farmers $3,820
GEICO $3,805
Liberty Mutual $5,926
Nationwide $2,534
Progressive $3,642
State Farm $2,312
USAA $2,343

Other Factors Affecting Neligh, NE Car Insurance Rates

Before you buy Neligh, Nebraska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Neligh, NE Commute Time

How does your Neligh, NE commute time compare with the average driver? In Neligh, the average commute is 12.0 minutes.

Neligh, NE Car Insurance Quotes

Compare Neligh, NE car insurance quotes from multiple companies by entering your ZIP code now.