Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Pahrump, NV are $374/month
  • The cheapest car insurance company in Pahrump after a DUI is USAA
  • Average car insurance rates in Pahrump, NV for senior drivers are $2,478/year

Average car insurance rates in Pahrump, Nevada are $374 a month. But with a little research you can get a great deal from the top car insurance companies in Pahrump, NV. Before you buy Pahrump, Nevada car insurance, make sure your coverage meets or exceeds the Nevada minimum of 25/50/20.

It may even be helpful to compare Pahrump car insurance rates with Sparks car insurance rates, Elko car insurance rates, or North Las Vegas car insurance rates to make sure you’re getting the best Pahrump, NV car insurance quotes available.

Need affordable Pahrump, NV car insurance? Enter your ZIP code to compare Pahrump car insurance quotes from multiple car insurance companies near you.

Pahrump, NV Minimum Car Insurance Coverage

Pahrump, Nevada law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pahrump, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Pahrump, NV Car Insurance Rates by Coverage Level

Some Pahrump drivers can get by with the Nevada minimum coverage of 25/50/20. Other drivers may need more. See how much your Pahrump, Nevada car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pahrump, Nevada

Insurance Company Low Medium High
Allstate $4,320 $5,051 $5,526
American Family $4,195 $4,628 $4,302
Farmers $5,512 $6,051 $6,812
GEICO $3,139 $3,398 $3,875
Liberty Mutual $5,660 $6,114 $6,796
Nationwide $3,212 $3,276 $3,351
Progressive $3,779 $4,208 $5,173
State Farm $4,543 $4,941 $5,386
Travelers $4,019 $4,442 $4,805
USAA $2,431 $2,695 $3,036

Pahrump, NV Car Insurance Rates by Age, Gender, and Marital Status

Pahrump, Nevada car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pahrump, NV car insurance, get quotes from multiple car insurance companies in the Pahrump area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pahrump, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,910 $2,883 $2,694 $2,854 $9,960 $12,017 $3,117 $3,291
American Family $2,552 $2,552 $2,269 $2,269 $8,583 $11,254 $2,552 $2,970
Farmers $3,629 $3,725 $3,307 $3,730 $12,057 $12,838 $4,837 $4,875
GEICO $2,601 $2,520 $2,617 $2,647 $6,545 $6,005 $2,597 $2,233
Liberty Mutual $3,108 $3,358 $3,067 $3,449 $13,901 $15,463 $3,505 $3,669
Nationwide $2,237 $2,287 $2,040 $2,161 $5,458 $6,568 $2,655 $2,829
Progressive $2,366 $2,025 $2,061 $2,056 $10,232 $11,091 $2,746 $2,515
State Farm $2,993 $2,993 $2,705 $2,705 $9,283 $11,863 $3,353 $3,758
Travelers $1,804 $1,830 $1,718 $1,714 $9,231 $14,851 $1,996 $2,232
USAA $1,833 $1,805 $1,750 $1,747 $4,638 $5,233 $2,303 $2,456

Pahrump, NV Car Insurance Rates for Teens

How much is Pahrump, Nevada car insurance for teens? Compare rates from top Pahrump car insurance companies below to help find the cheapest teen car insurance in Pahrump, NV.

Annual Car Insurance Rates for Teen Drivers in Pahrump, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,960 $12,017
American Family $8,583 $11,254
Farmers $12,057 $12,838
GEICO $6,545 $6,005
Liberty Mutual $13,901 $15,463
Nationwide $5,458 $6,568
Progressive $10,232 $11,091
State Farm $9,283 $11,863
Travelers $9,231 $14,851
USAA $4,638 $5,233

Pahrump, NV Car Insurance Rates for Seniors

Before seniors buy Pahrump, Nevada car insurance, they should make sure to shop around. Some Pahrump, NV car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pahrump, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,854
American Family $2,269 $2,269
Farmers $3,307 $3,730
GEICO $2,617 $2,647
Liberty Mutual $3,067 $3,449
Nationwide $2,040 $2,161
Progressive $2,061 $2,056
State Farm $2,705 $2,705
Travelers $1,718 $1,714
USAA $1,750 $1,747

Pahrump, NV Car Insurance Rates by Credit History

How does your credit history affect Pahrump, NV car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pahrump, Nevada

Insurance Company Poor Fair Good
Allstate $6,399 $4,587 $3,911
American Family $5,435 $4,132 $3,558
Farmers $7,188 $5,764 $5,423
GEICO $4,184 $3,471 $2,757
Liberty Mutual $8,913 $5,422 $4,236
Nationwide $3,875 $3,194 $2,770
Progressive $4,816 $4,315 $4,029
State Farm $9,067 $3,552 $2,251
Travelers $4,845 $4,333 $4,087
USAA $3,908 $2,341 $1,912

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Pahrump, NV Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pahrump, Nevada car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pahrump.

Annual Pahrump, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,185 $4,959 $5,973 $4,746
American Family $3,526 $4,874 $5,235 $3,865
Farmers $5,100 $6,512 $6,749 $6,138
GEICO $2,401 $3,840 $4,690 $2,952
Liberty Mutual $4,513 $7,235 $7,275 $5,738
Nationwide $2,635 $3,384 $4,219 $2,879
Progressive $3,650 $5,033 $4,605 $4,258
State Farm $4,505 $5,408 $4,957 $4,957
Travelers $3,178 $4,717 $5,975 $3,818
USAA $2,089 $2,624 $3,812 $2,358

Pahrump, NV Car Insurance Rates With a DUI

Even a single DUI can increase your Pahrump, NV car insurance rates. Compare rates below to see which Pahrump car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pahrump, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,973
American Family $5,235
Farmers $6,749
GEICO $4,690
Liberty Mutual $7,275
Nationwide $4,219
Progressive $4,605
State Farm $4,957
Travelers $5,975
USAA $3,812

Pahrump, NV Car Insurance Rates by ZIP Code

Just like Pahrump car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Pahrump, NV car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Pahrump, Nevada

ZIP Code Average Annual Rates
89048 $4,492
89060 $4,470
89061 $4,505

Pahrump, NV Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pahrump, NV car insurance rates may be. Let’s take a look at average car insurance rates from top Pahrump companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pahrump, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,966 $4,966
American Family $4,317 $4,433
Farmers $6,125 $6,125
GEICO $3,412 $3,530
Liberty Mutual $6,190 $6,190
Nationwide $3,279 $3,279
Progressive $4,387 $4,387
State Farm $4,810 $5,104
Travelers $4,422 $4,422
USAA $2,684 $2,757

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Pahrump, NV Cheapest Car Insurance Rates

How do the top Pahrump, Nevada car insurance companies’ average rates stack up against the Pahrump average monthly car insurance rates of $374? Take a look and see.

Best Annual Car Insurance Rates by Company in Pahrump, Nevada

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Pahrump, NV Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pahrump, Nevada car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pahrump, Nevada

Insurance Company Average Annual Rates
Allstate $4,966
American Family $4,375
Farmers $6,125
GEICO $3,471
Liberty Mutual $6,190
Nationwide $3,279
Progressive $4,387
State Farm $4,957
Travelers $4,422
USAA $2,720

Other Factors Affecting Pahrump, NV Car Insurance Rates

Before you buy Pahrump, Nevada car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pahrump, NV Commute Time

How does your Pahrump, NV commute time compare with the average driver? In Pahrump, the average commute is 29.2 minutes.

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Pahrump, NV Car Insurance Quotes

Compare Pahrump, NV car insurance quotes from multiple companies by entering your ZIP code now.