Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Patuxent River after a DUI is Nationwide
  • Average car insurance rates in Patuxent River, MD for senior drivers are $2,758/year
  • Average car insurance rates in Patuxent River, MD are $352/month

Average car insurance rates in Patuxent River, Maryland are $352 a month. But with a little research you can get a great deal from the top car insurance companies in Patuxent River, MD. Before you buy Patuxent River, Maryland car insurance, make sure your coverage meets or exceeds the Maryland minimum of 30/60/15.

It may even be helpful to compare Patuxent River car insurance rates with Rockville car insurance rates, Gaithersburg car insurance rates, or Baltimore car insurance rates to make sure you’re getting the best Patuxent River, MD car insurance quotes available.

Need affordable Patuxent River, MD car insurance? Enter your ZIP code to compare Patuxent River car insurance quotes from multiple car insurance companies near you.

Patuxent River, MD Minimum Car Insurance Coverage

Patuxent River, Maryland law requires drivers carry a minimum of 30/60/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Patuxent River, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Patuxent River, MD Car Insurance Rates by Coverage Level

Some Patuxent River drivers can get by with the Maryland minimum coverage of 30/60/15. Other drivers may need more. See how much your Patuxent River, Maryland car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Patuxent River, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,622 $2,749 $2,853
Progressive $3,448 $3,596 $3,734
State Farm $3,259 $3,452 $3,613
USAA $2,163 $2,275 $2,366

Patuxent River, MD Car Insurance Rates by Age, Gender, and Marital Status

Patuxent River, Maryland car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Patuxent River, MD car insurance, get quotes from multiple car insurance companies in the Patuxent River area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Patuxent River, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $1,892 $1,902 $1,711 $1,765 $4,364 $5,754 $2,184 $2,356
Progressive $2,158 $1,963 $1,884 $1,917 $7,534 $8,266 $2,522 $2,496
State Farm $2,057 $2,057 $1,886 $1,886 $6,458 $8,298 $2,296 $2,591
USAA $1,641 $1,617 $1,522 $1,528 $3,572 $4,232 $1,904 $2,128

Patuxent River, MD Car Insurance Rates for Teens

How much is Patuxent River, Maryland car insurance for teens? Compare rates from top Patuxent River car insurance companies below to help find the cheapest teen car insurance in Patuxent River, MD.

Annual Car Insurance Rates for Teen Drivers in Patuxent River, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,597 $18,750
Nationwide $4,364 $5,754
Progressive $7,534 $8,266
State Farm $6,458 $8,298
USAA $3,572 $4,232

Patuxent River, MD Car Insurance Rates for Seniors

Before seniors buy Patuxent River, Maryland car insurance, they should make sure to shop around. Some Patuxent River, MD car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Patuxent River, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,333 $6,333
Nationwide $1,711 $1,765
Progressive $1,884 $1,917
State Farm $1,886 $1,886
USAA $1,522 $1,528

Patuxent River, MD Car Insurance Rates by Credit History

How does your credit history affect Patuxent River, MD car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Patuxent River, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,497 $2,480 $2,245
Progressive $4,529 $3,396 $2,852
State Farm $5,036 $2,986 $2,301
USAA $3,026 $2,072 $1,706

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Patuxent River, MD Car Insurance Rates by Driver History

How does a single speeding ticket affect your Patuxent River, Maryland car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Patuxent River.

Annual Patuxent River, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,413 $3,235 $2,580 $2,734
Progressive $3,076 $4,046 $3,720 $3,527
State Farm $3,090 $3,871 $3,402 $3,402
USAA $1,790 $2,180 $3,177 $1,926

Patuxent River, MD Car Insurance Rates With a DUI

Even a single DUI can increase your Patuxent River, MD car insurance rates. Compare rates below to see which Patuxent River car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Patuxent River, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $12,565
Nationwide $2,580
Progressive $3,720
State Farm $3,402
USAA $3,177

Patuxent River, MD Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Patuxent River, MD car insurance rates may be. Let’s take a look at average car insurance rates from top Patuxent River companies based on commute time.

Annual Car Insurance Rates by Commute Length in Patuxent River, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,746 $9,236
Nationwide $2,741 $2,741
Progressive $3,592 $3,592
State Farm $3,353 $3,529
USAA $2,198 $2,338

Patuxent River, MD Cheapest Car Insurance Rates

How do the top Patuxent River, Maryland car insurance companies’ average rates stack up against the Patuxent River average monthly car insurance rates of $352? Take a look and see.

Best Annual Car Insurance Rates by Company in Patuxent River, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Patuxent River, MD Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Patuxent River, Maryland car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Patuxent River, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $8,991
Nationwide $2,741
Progressive $3,592
State Farm $3,441
USAA $2,268

Patuxent River, MD Car Insurance Quotes

Compare Patuxent River, MD car insurance quotes from multiple companies by entering your ZIP code now.