Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Perry, FL for senior drivers are $2,256/year
  • The cheapest car insurance company in Perry for teen drivers is GEICO
  • The cheapest car insurance company in Perry after a DUI is State Farm

Average car insurance rates in Perry, Florida are $309 a month. But with a little research you can get a great deal from the top car insurance companies in Perry, FL. Before you buy Perry, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Perry car insurance rates with Miami car insurance rates, Orlando car insurance rates, or Tampa car insurance rates to make sure you’re getting the best Perry, FL car insurance quotes available.

Need affordable Perry, FL car insurance? Enter your ZIP code to compare Perry car insurance quotes from multiple car insurance companies near you.

Perry, FL Minimum Car Insurance Coverage

Perry, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Perry, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Perry, FL Car Insurance Rates by Coverage Level

Some Perry drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Perry, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Perry, Florida

Insurance Company Low Medium High
Allstate $4,446 $5,810 $6,420
GEICO $2,674 $3,268 $3,577
Liberty Mutual $3,914 $4,282 $4,474
Nationwide $2,669 $3,395 $3,774
Progressive $4,000 $4,689 $5,120
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

Perry, FL Car Insurance Rates by Age, Gender, and Marital Status

Perry, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Perry, FL car insurance, get quotes from multiple car insurance companies in the Perry area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perry, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,467 $3,342 $3,017 $3,079 $11,709 $12,685 $3,542 $3,626
GEICO $2,517 $2,541 $2,350 $2,350 $4,405 $5,588 $2,777 $2,854
Liberty Mutual $2,948 $2,948 $2,707 $2,707 $6,143 $9,420 $2,948 $3,966
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,093 $2,943 $2,665 $2,858 $8,493 $9,366 $3,749 $3,660
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Perry, FL Car Insurance Rates for Teens

How much is Perry, Florida car insurance for teens? Compare rates from top Perry car insurance companies below to help find the cheapest teen car insurance in Perry, FL.

Annual Car Insurance Rates for Teen Drivers in Perry, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,709 $12,685
GEICO $4,405 $5,588
Liberty Mutual $6,143 $9,420
Nationwide $5,480 $6,791
Progressive $8,493 $9,366
State Farm $4,900 $6,272
USAA $4,617 $5,403

Perry, FL Car Insurance Rates for Seniors

Before seniors buy Perry, Florida car insurance, they should make sure to shop around. Some Perry, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Perry, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,017 $3,079
GEICO $2,350 $2,350
Liberty Mutual $2,707 $2,707
Nationwide $2,057 $2,134
Progressive $2,665 $2,858
State Farm $1,546 $1,546
USAA $1,282 $1,281

Perry, FL Car Insurance Rates by Credit History

How does your credit history affect Perry, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Perry, Florida

Insurance Company Poor Fair Good
Allstate $7,742 $4,918 $4,015
GEICO $4,533 $2,820 $2,166
Liberty Mutual $5,420 $3,996 $3,254
Nationwide $4,095 $3,013 $2,729
Progressive $6,021 $4,252 $3,536
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Perry, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Perry, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Perry.

Annual Perry, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,816 $5,723 $6,362 $5,332
GEICO $2,272 $2,847 $4,139 $3,434
Liberty Mutual $3,089 $3,966 $5,677 $4,161
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,663 $5,356 $4,520 $4,873
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Perry, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Perry, FL car insurance rates. Compare rates below to see which Perry car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Perry, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,362
GEICO $4,139
Liberty Mutual $5,677
Nationwide $4,094
Progressive $4,520
State Farm $2,707
USAA $3,354

Perry, FL Car Insurance Rates by ZIP Code

Just like Perry car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Perry, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Perry, Florida

ZIP Code Average Annual Rates
32347 $2,863
32348 $2,863

Perry, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Perry, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Perry companies based on commute time.

Annual Car Insurance Rates by Commute Length in Perry, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,398 $5,719
GEICO $3,157 $3,189
Liberty Mutual $4,089 $4,357
Nationwide $3,279 $3,279
Progressive $4,603 $4,603
State Farm $2,617 $2,797
USAA $2,344 $2,398

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Perry, FL Cheapest Car Insurance Rates

How do the top Perry, Florida car insurance companies’ average rates stack up against the Perry average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in Perry, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Perry, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Perry, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Perry, Florida

Insurance Company Average Annual Rates
Allstate $5,558
GEICO $3,173
Liberty Mutual $4,223
Nationwide $3,279
Progressive $4,603
State Farm $2,707
USAA $2,371

Other Factors Affecting Perry, FL Car Insurance Rates

Before you buy Perry, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Perry, FL Car Theft Rates

The car theft rate in Perry, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Perry, Florida is 12 stolen cars.

Perry, FL Commute Time

How does your Perry, FL commute time compare with the average driver? In Perry, the average commute is 21.9 minutes.

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Perry, FL Car Insurance Quotes

Compare Perry, FL car insurance quotes from multiple companies by entering your ZIP code now.