Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Plainfield after a DUI is Liberty Mutual
  • Average car insurance rates in Plainfield, IL for senior drivers are $1,890/year
  • Average car insurance rates in Plainfield, IL are $284/month

Average car insurance rates in Plainfield, Illinois are $284 a month. But with a little research you can get a great deal from the top car insurance companies in Plainfield, IL. Before you buy Plainfield, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Plainfield car insurance rates with Cicero car insurance rates, Naperville car insurance rates, or Rockford car insurance rates to make sure you’re getting the best Plainfield, IL car insurance quotes available.

Need affordable Plainfield, IL car insurance? Enter your ZIP code to compare Plainfield car insurance quotes from multiple car insurance companies near you.

Plainfield, IL Minimum Car Insurance Coverage

Plainfield, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Plainfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Plainfield, IL Car Insurance Rates by Coverage Level

Some Plainfield drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Plainfield, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Plainfield, Illinois

Insurance Company Low Medium High
Allstate $5,097 $5,252 $5,422
American Family $3,579 $3,873 $3,756
Farmers $4,730 $4,866 $5,414
GEICO $2,953 $3,266 $3,595
Liberty Mutual $2,409 $2,543 $2,690
Nationwide $2,322 $2,377 $2,367
Progressive $3,470 $3,804 $4,194
State Farm $2,621 $2,804 $2,969
Travelers $2,504 $2,686 $2,880
USAA $2,389 $2,565 $2,748

Plainfield, IL Car Insurance Rates by Age, Gender, and Marital Status

Plainfield, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Plainfield, IL car insurance, get quotes from multiple car insurance companies in the Plainfield area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plainfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,317 $3,331 $3,480 $3,480 $8,757 $11,387 $3,991 $4,316
American Family $2,298 $2,298 $2,111 $2,111 $6,647 $9,154 $2,298 $2,972
Farmers $2,592 $2,594 $2,287 $2,429 $11,770 $12,305 $2,964 $3,085
GEICO $1,836 $1,898 $1,803 $2,032 $6,968 $7,203 $2,180 $2,250
Liberty Mutual $1,504 $1,620 $1,239 $1,385 $5,394 $5,999 $1,576 $1,660
Nationwide $1,513 $1,534 $1,357 $1,428 $4,118 $5,239 $1,760 $1,894
Progressive $2,161 $2,019 $1,788 $1,879 $8,206 $9,190 $2,567 $2,769
State Farm $1,681 $1,681 $1,523 $1,523 $5,241 $6,627 $1,908 $2,200
Travelers $1,639 $1,726 $1,523 $1,620 $5,048 $6,413 $1,731 $1,821
USAA $1,524 $1,542 $1,420 $1,389 $4,992 $5,487 $2,000 $2,184

Plainfield, IL Car Insurance Rates for Teens

How much is Plainfield, Illinois car insurance for teens? Compare rates from top Plainfield car insurance companies below to help find the cheapest teen car insurance in Plainfield, IL.

Annual Car Insurance Rates for Teen Drivers in Plainfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,757 $11,387
American Family $6,647 $9,154
Farmers $11,770 $12,305
GEICO $6,968 $7,203
Liberty Mutual $5,394 $5,999
Nationwide $4,118 $5,239
Progressive $8,206 $9,190
State Farm $5,241 $6,627
Travelers $5,048 $6,413
USAA $4,992 $5,487

Plainfield, IL Car Insurance Rates for Seniors

Before seniors buy Plainfield, Illinois car insurance, they should make sure to shop around. Some Plainfield, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Plainfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,480 $3,480
American Family $2,111 $2,111
Farmers $2,287 $2,429
GEICO $1,803 $2,032
Liberty Mutual $1,239 $1,385
Nationwide $1,357 $1,428
Progressive $1,788 $1,879
State Farm $1,523 $1,523
Travelers $1,523 $1,620
USAA $1,420 $1,389

Plainfield, IL Car Insurance Rates by Credit History

How does your credit history affect Plainfield, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Plainfield, Illinois

Insurance Company Poor Fair Good
Allstate $6,686 $4,845 $4,241
American Family $4,952 $3,386 $2,869
Farmers $5,660 $4,792 $4,558
GEICO $5,268 $2,558 $1,987
Liberty Mutual $3,599 $2,254 $1,787
Nationwide $2,801 $2,274 $1,991
Progressive $4,343 $3,699 $3,426
State Farm $4,070 $2,436 $1,888
Travelers $3,264 $2,658 $2,148
USAA $3,410 $2,351 $1,941

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Plainfield, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Plainfield, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Plainfield.

Annual Plainfield, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,704 $6,417 $5,982 $4,926
American Family $2,745 $3,901 $5,184 $3,113
Farmers $4,221 $5,460 $5,324 $5,008
GEICO $2,169 $3,461 $4,911 $2,544
Liberty Mutual $2,111 $3,027 $2,647 $2,404
Nationwide $1,917 $2,453 $2,864 $2,187
Progressive $3,138 $4,705 $3,484 $3,964
State Farm $2,537 $3,059 $2,798 $2,798
Travelers $2,131 $2,810 $3,143 $2,677
USAA $1,827 $2,636 $3,601 $2,205

Plainfield, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Plainfield, IL car insurance rates. Compare rates below to see which Plainfield car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Plainfield, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,982
American Family $5,184
Farmers $5,324
GEICO $4,911
Liberty Mutual $2,647
Nationwide $2,864
Progressive $3,484
State Farm $2,798
Travelers $3,143
USAA $3,601

Plainfield, IL Car Insurance Rates by ZIP Code

Just like Plainfield car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Plainfield, IL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Plainfield, Illinois

ZIP Code Average Annual Rates
60544 $3,418
60585 $3,317
60586 $3,412

Plainfield, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Plainfield, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Plainfield companies based on commute time.

Annual Car Insurance Rates by Commute Length in Plainfield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,257 $5,257
American Family $3,689 $3,783
Farmers $5,003 $5,003
GEICO $3,216 $3,327
Liberty Mutual $2,547 $2,547
Nationwide $2,355 $2,355
Progressive $3,822 $3,822
State Farm $2,726 $2,870
Travelers $2,584 $2,796
USAA $2,495 $2,639

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Plainfield, IL Cheapest Car Insurance Rates

How do the top Plainfield, Illinois car insurance companies’ average rates stack up against the Plainfield average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in Plainfield, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

Plainfield, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Plainfield, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Plainfield, Illinois

Insurance Company Average Annual Rates
Allstate $5,257
American Family $3,736
Farmers $5,003
GEICO $3,271
Liberty Mutual $2,547
Nationwide $2,355
Progressive $3,823
State Farm $2,798
Travelers $2,690
USAA $2,567

Other Factors Affecting Plainfield, IL Car Insurance Rates

Before you buy Plainfield, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Plainfield, IL Commute Time

How does your Plainfield, IL commute time compare with the average driver? In Plainfield, the average commute is 35.9 minutes.

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Plainfield, IL Car Insurance Quotes

Compare Plainfield, IL car insurance quotes from multiple companies by entering your ZIP code now.