Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 1, 2022

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Just What's Essential

  • Progressive Snapshot device can save you 30% on Progressive car insurance
  • You can use an OBD port to install Progressive Snapshot
  • Stack other discounts to maximize your savings

Did you know that the Progressive Car Insurance Company has a usage-based insurance program?

Progressive Snapshot program provides a discount to a safe driver when they practice good driving habits. But much can you save on Progressive car insurance rates?

Read through our Progressive Snapshot review to learn how Snapshot works, how Snapshot affects Progressive car insurance.

Also, we’ll provide answers to frequently asked questions that help you secure affordable car insurance.

After you’re done reading about Progressive Snapshot, enter your ZIP code in the free online quote tool above to compare multiple car insurance companies.

How does Progressive Snapshot work?

Progressive Snapshot works like GPS technology. You can install Snapshot on your Apple iOS or Android device. Sometimes, Progressive sends an Onboard Diagnostics (OBD) port beacon that tracks your driving activity.

Plug the Snapshot device into the OBD port and Progressive insurance will start recording your driving behavior.

As you use Progressive Snapshot, the mobile app or beacon may beep when you do something unsafe while operating your vehicle. These alerts can affect your savings.

If you encounter any Progressive Snapshot problems, send your beacon back to Progressive. Progressive insurance may ask you to use the mobile app when Progressive Snapshot is not working.

Although we cannot recommend a Progressive Snapshot app hack, we recommend looking for legitimate ways to find discounts.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What factors affect your Progressive Snapshot score?

There are a few factors that determine your Snapshot score. Here’s a list of things that Progressive Snapshot monitors.

  • Speeding
  • Night Driving
  • Hard Braking
  • Number of Miles You Drive
  • Distracted Driving

Many progressive customers complain about losing their Snapshot discount through hard braking events. However, the most significant factor is distracted driving.

In the past few years, distracted driving is compared to DUI. The Progressive Insurance Company is one of many companies that’s cracking down on distracted driving.

Even if you get a bad score through Progressive Snapshot, your car insurance rates won’t increase because of Snapshot.

How does Snapshot impact Progressive car insurance rates?

A lot of factors go into whether affordable Progressive car insurance is available to you. Progressive car insurance quotes usually reveal how much you pay after determining the risk of the driver.

However, Snapshot provides additional coverage after you buy Progressive car insurance.

So how does Snapshot affect Progressive auto insurance? Let’s compare.

  • Progressive Auto Insurance Rate w/o Discounts – $337/month
  • Progressive Auto Insurance Rate w/ Low Mileage Discount – $336/month
  • Progressive Auto Insurance Rate w/ Snapshot Discount – $236/month

When you stack another auto insurance discount to Snapshot’s deal, you can save hundreds of dollars per year.

Is Progressive Snapshot worth it?

It depends on your situation. You will have to share personal information about your driving habits.

However, Progressive doesn’t share your personal information outside of Snapshot or Progressive’s database. Therefore, your personal data is secure.

If you want a closer look at Progressive car insurance, check out our Progressive car insurance review.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Progressive Snapshot Review: What’s the bottom line?

Ultimately, you can save money through Progressive Snapshot. Keep an eye out for your driving behavior. If you maintain safe driving habits and deemed a safer driver, you can secure up to 30% off Progressive auto insurance.

Now that you know more about Progressive Snapshot, use our free comparison tool below to compare multiple companies near you and secure the best car insurance rates.