Travelers IntelliDrive Review for 2023
Travelers IntelliDrive uses telematics to track your driving habits using an app downloaded onto your smartphone. All customers get a one-time, 90-day try at a Travelers IntelliDrive.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 25, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Signing up for Travelers IntelliDrive can save you up to 30%
- Your rates may increase if the data reveals you are a risky driver
- Travelers IntelliDrive needs only a mobile app, so no device is needed for your car
Car insurance rates are often calculated based on discriminatory factors like your gender, marital status, and credit score. Wouldn’t it be great to get affordable car insurance based on how you actually drive?
It’s called usage-based car insurance, and Travelers IntelliDrive may be a good option for you. Keep reading our Travelers IntelliDrive review to see if you can save up to 30% on your Travelers IntelliDrive car insurance rates.
Even if you are a bit anxious about trying Travelers IntelliDrive, you can still get affordable usage-based car insurance quotes from multiple companies in your area by entering your ZIP code.
How does Travelers IntelliDrive work?
Can usage-based car insurance rates really be that significantly lower than normal?
Telematics has been utilized for nearly a decade, and the technology is getting more and more advanced. Travelers IntelliDrive runs on your smartphone for a 90 day period and then your discount is in effect for the rest of your policy.
All policyholders are eligible to try it out. Use your Travelers insurance login to find out if IntelliDrive is an option in your state.
Travelers IntelliDrive monitors your driving habits that are most important to be safe on the roads.
- It makes sure you are following the speed limits
- It takes notes on time of day you drive, day or night
- It records your rate of acceleration and braking
- It observes how often and for how long you use your smartphone
You get a score and turn-by-turn report for each Travelers IntelliDrive event. If you pick up your phone while your vehicle is in motion, your score will decrease.
If you are wondering how to beat Travelers IntelliDrive, there is no way to do so. Telematics data never lies. IntelliDrive not working properly is a signal to contact Travelers immediately.
All of this may sound unfair, but Travelers is doing their part to prevent distracted driving.
If you are unhappy with your Travelers IntelliDrive car insurance discount, you can still get quotes from other usage-based car insurance companies.
But, consider the statistics. The Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed in 2018 and almost 400,000 were injured by distracted driving.
Safe driving not only saves lives but also saves you money. Even teens can use Intellidrive, and parents can see their reports.
No matter what car insurance company you choose, preventing deaths with usage-based insurance is always a good thing.
Interested in tips for reducing your auto insurance premium with years of safe driving? Good student discounts are a good place to start.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Is Travelers IntelliDrive worth it?
It’s incredibly beneficial that technology has advanced so much that we can help save lives and get rewarded for safe driving. However, there are disadvantages to Travelers IntelliDrive.
The app is continuously running in the background, so your phone battery will drain quickly or your data usage will increase.
But if you get an unlimited data plan and keep a charger in your car, you could save money on your car insurance rate and become even more aware of how safe of a driver you really are (or are not).
Who should use Travelers IntelliDrive?
Even if usage-based car insurance quotes can be cheaper, usage-based car insurance isn’t right for everyone.
However, if you have speeding tickets, DUIs, or accidents lingering on your driving record that still affect your car insurance rates, it may be best to consider a high-risk car insurance policy.
It’s the perfect program for those who work from home, have a very short commute to work, and do most of their driving during the day.
If you work second or third shift, have a long drive to work and back home, or live in a busy city with traffic problems, Travelers IntelliDrive may not be best for you.
Travelers IntelliDrive can decrease (or increase) your car insurance rates, so find the most affordable car insurance. Buy usage-based car insurance from a company that best suits your needs.
If Travelers IntelliDrive usage-based car insurance is not right for you, you can still save by entering your ZIP code now to compare car insurance quotes from multiple companies.
Frequently Asked Questions
What is the Travelers IntelliDrive program?
The Travelers IntelliDrive program is a usage-based insurance program that uses telematics technology to track driving behavior and offer personalized discounts based on safe driving habits.
How does the program work?
The program uses a mobile app to collect data on driving habits such as acceleration, braking, and cornering. The app then calculates a driving score for each trip and provides feedback on safe driving habits. Drivers can earn discounts of up to 20% based on their driving behavior.
Is the program available in all states?
The program is available in most states where Travelers offers car insurance. However, availability may vary depending on state regulations and other factors.
Do I need to have a Travelers car insurance policy to participate in the program?
Yes, you must have a Travelers car insurance policy to participate in the program.
Is the program free to participate in?
Yes, the program is free to participate in and there are no additional fees or charges.
Is my data secure?
Yes, Travelers takes the privacy and security of customer data very seriously. The program only collects driving data and does not collect any personal information such as name, address, or phone number. The data is encrypted and stored securely to protect against unauthorized access.
Can I opt out of the program?
Yes, you can opt out of the program at any time by contacting Travelers customer service. However, you may lose any discounts you have earned through the program.
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Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.