Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The annual number of car thefts in Rockdale is 10.
  • Average car insurance rates in Rockdale, TX for senior drivers are $2,204/year
  • Average car insurance rates in Rockdale, TX are $301/month

Average car insurance rates in Rockdale, Texas are $301 a month. But with a little research you can get a great deal from the top car insurance companies in Rockdale, TX. Before you buy Rockdale, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Rockdale car insurance rates with Dallas car insurance rates, Arlington car insurance rates, or Austin car insurance rates to make sure you’re getting the best Rockdale, TX car insurance quotes available.

Need affordable Rockdale, TX car insurance? Enter your ZIP code to compare Rockdale car insurance quotes from multiple car insurance companies near you.

Rockdale, TX Minimum Car Insurance Coverage

Rockdale, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Rockdale, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Rockdale, TX Car Insurance Rates by Coverage Level

Some Rockdale drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Rockdale, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Rockdale, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,481 $3,598 $4,072
GEICO $3,047 $3,178 $3,441
Nationwide $4,583 $4,068 $4,104
Progressive $3,815 $3,979 $4,200
State Farm $2,688 $2,817 $2,971
USAA $2,294 $2,364 $2,462

Rockdale, TX Car Insurance Rates by Age, Gender, and Marital Status

Rockdale, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Rockdale, TX car insurance, get quotes from multiple car insurance companies in the Rockdale area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockdale, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,274 $2,521 $2,118 $2,414 $5,853 $7,662 $3,225 $3,670
GEICO $2,381 $2,580 $2,313 $2,634 $5,251 $5,470 $2,578 $2,571
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,160 $2,056 $1,920 $1,959 $8,858 $9,881 $2,554 $2,597
State Farm $1,995 $1,995 $1,770 $1,770 $4,699 $5,976 $2,163 $2,234
USAA $1,519 $1,530 $1,451 $1,443 $4,235 $4,615 $2,023 $2,172

Rockdale, TX Car Insurance Rates for Teens

How much is Rockdale, Texas car insurance for teens? Compare rates from top Rockdale car insurance companies below to help find the cheapest teen car insurance in Rockdale, TX.

Annual Car Insurance Rates for Teen Drivers in Rockdale, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $5,853 $7,662
GEICO $5,251 $5,470
Nationwide $7,582 $9,752
Progressive $8,858 $9,881
State Farm $4,699 $5,976
USAA $4,235 $4,615

Rockdale, TX Car Insurance Rates for Seniors

Before seniors buy Rockdale, Texas car insurance, they should make sure to shop around. Some Rockdale, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Rockdale, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,118 $2,414
GEICO $2,313 $2,634
Nationwide $2,340 $2,481
Progressive $1,920 $1,959
State Farm $1,770 $1,770
USAA $1,451 $1,443

Rockdale, TX Car Insurance Rates by Credit History

How does your credit history affect Rockdale, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Rockdale, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,126 $3,212 $2,813
GEICO $4,971 $2,816 $1,879
Nationwide $5,109 $4,093 $3,552
Progressive $4,509 $3,887 $3,599
State Farm $4,004 $2,489 $1,982
USAA $3,487 $2,013 $1,620

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Rockdale, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Rockdale, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Rockdale.

Annual Rockdale, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,398 $4,295 $3,777 $3,398
GEICO $2,736 $3,628 $3,008 $3,516
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $3,492 $4,495 $4,076 $3,928
State Farm $2,519 $2,878 $3,385 $2,519
USAA $1,772 $2,610 $3,078 $2,033

Rockdale, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Rockdale, TX car insurance rates. Compare rates below to see which Rockdale car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Rockdale, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,190
American Family $3,777
GEICO $3,008
Nationwide $5,478
Progressive $4,076
State Farm $3,385
USAA $3,078

Rockdale, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Rockdale, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Rockdale companies based on commute time.

Annual Car Insurance Rates by Commute Length in Rockdale, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,811 $5,047
American Family $3,717 $3,717
GEICO $3,163 $3,281
Nationwide $4,252 $4,252
Progressive $3,998 $3,998
State Farm $2,825 $2,825
USAA $2,343 $2,403

Rockdale, TX Cheapest Car Insurance Rates

How do the top Rockdale, Texas car insurance companies’ average rates stack up against the Rockdale average monthly car insurance rates of $301? Take a look and see.

Best Annual Car Insurance Rates by Company in Rockdale, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Rockdale, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Rockdale, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Rockdale, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $3,717
GEICO $3,222
Nationwide $4,252
Progressive $3,998
State Farm $2,825
USAA $2,373

Other Factors Affecting Rockdale, TX Car Insurance Rates

Before you buy Rockdale, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Rockdale, TX Car Theft Rates

The car theft rate in Rockdale, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Rockdale, Texas is 10 stolen cars.

Rockdale, TX Commute Time

How does your Rockdale, TX commute time compare with the average driver? In Rockdale, the average commute is 26.9 minutes.

Rockdale, TX Car Insurance Quotes

Compare Rockdale, TX car insurance quotes from multiple companies by entering your ZIP code now.