Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Romeoville, IL for senior drivers are $1,895/year
  • The cheapest car insurance company in Romeoville after a DUI is Liberty Mutual
  • The cheapest car insurance company in Romeoville for teen drivers is Nationwide

Average car insurance rates in Romeoville, Illinois are $284 a month. But with a little research you can get a great deal from the top car insurance companies in Romeoville, IL. Before you buy Romeoville, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Romeoville car insurance rates with Cicero car insurance rates, Springfield car insurance rates, or Naperville car insurance rates to make sure you’re getting the best Romeoville, IL car insurance quotes available.

Need affordable Romeoville, IL car insurance? Enter your ZIP code to compare Romeoville car insurance quotes from multiple car insurance companies near you.

Romeoville, IL Minimum Car Insurance Coverage

Romeoville, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Romeoville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Romeoville, IL Car Insurance Rates by Coverage Level

Some Romeoville drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Romeoville, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Romeoville, Illinois

Insurance Company Low Medium High
Allstate $5,318 $5,475 $5,646
American Family $3,490 $3,781 $3,669
Farmers $4,859 $5,000 $5,569
GEICO $2,953 $3,266 $3,595
Liberty Mutual $2,108 $2,248 $2,404
Nationwide $2,322 $2,377 $2,367
Progressive $3,313 $3,631 $3,995
State Farm $2,615 $2,806 $2,983
Travelers $2,435 $2,612 $2,799
USAA $2,688 $2,888 $3,093

Romeoville, IL Car Insurance Rates by Age, Gender, and Marital Status

Romeoville, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Romeoville, IL car insurance, get quotes from multiple car insurance companies in the Romeoville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Romeoville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,456 $3,470 $3,625 $3,625 $9,125 $11,875 $4,160 $4,499
American Family $2,244 $2,244 $2,062 $2,062 $6,484 $8,932 $2,244 $2,901
Farmers $2,667 $2,671 $2,353 $2,498 $12,088 $12,646 $3,047 $3,170
GEICO $1,836 $1,898 $1,803 $2,032 $6,968 $7,203 $2,180 $2,250
Liberty Mutual $1,341 $1,445 $1,110 $1,244 $4,740 $5,281 $1,398 $1,468
Nationwide $1,513 $1,534 $1,357 $1,428 $4,118 $5,239 $1,760 $1,894
Progressive $2,059 $1,925 $1,704 $1,790 $7,831 $8,771 $2,448 $2,643
State Farm $1,661 $1,661 $1,506 $1,506 $5,314 $6,712 $1,884 $2,167
Travelers $1,599 $1,684 $1,484 $1,579 $4,896 $6,214 $1,688 $1,776
USAA $1,702 $1,717 $1,585 $1,544 $5,673 $6,225 $2,237 $2,435

Romeoville, IL Car Insurance Rates for Teens

How much is Romeoville, Illinois car insurance for teens? Compare rates from top Romeoville car insurance companies below to help find the cheapest teen car insurance in Romeoville, IL.

Annual Car Insurance Rates for Teen Drivers in Romeoville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,125 $11,875
American Family $6,484 $8,932
Farmers $12,088 $12,646
GEICO $6,968 $7,203
Liberty Mutual $4,740 $5,281
Nationwide $4,118 $5,239
Progressive $7,831 $8,771
State Farm $5,314 $6,712
Travelers $4,896 $6,214
USAA $5,673 $6,225

Romeoville, IL Car Insurance Rates for Seniors

Before seniors buy Romeoville, Illinois car insurance, they should make sure to shop around. Some Romeoville, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Romeoville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,625 $3,625
American Family $2,062 $2,062
Farmers $2,353 $2,498
GEICO $1,803 $2,032
Liberty Mutual $1,110 $1,244
Nationwide $1,357 $1,428
Progressive $1,704 $1,790
State Farm $1,506 $1,506
Travelers $1,484 $1,579
USAA $1,585 $1,544

Romeoville, IL Car Insurance Rates by Credit History

How does your credit history affect Romeoville, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Romeoville, Illinois

Insurance Company Poor Fair Good
Allstate $6,968 $5,051 $4,420
American Family $4,834 $3,306 $2,800
Farmers $5,817 $4,925 $4,685
GEICO $5,268 $2,558 $1,987
Liberty Mutual $3,178 $1,996 $1,586
Nationwide $2,801 $2,274 $1,991
Progressive $4,142 $3,529 $3,269
State Farm $4,073 $2,439 $1,892
Travelers $3,175 $2,583 $2,088
USAA $3,835 $2,647 $2,187

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Romeoville, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Romeoville, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Romeoville.

Annual Romeoville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,863 $6,685 $6,236 $5,134
American Family $2,679 $3,810 $5,058 $3,038
Farmers $4,340 $5,612 $5,471 $5,146
GEICO $2,169 $3,461 $4,911 $2,544
Liberty Mutual $1,872 $2,675 $2,339 $2,127
Nationwide $1,917 $2,453 $2,864 $2,187
Progressive $2,994 $4,488 $3,323 $3,781
State Farm $2,540 $3,063 $2,801 $2,801
Travelers $2,072 $2,730 $3,055 $2,603
USAA $2,048 $2,969 $4,063 $2,477

Romeoville, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Romeoville, IL car insurance rates. Compare rates below to see which Romeoville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Romeoville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,236
American Family $5,058
Farmers $5,471
GEICO $4,911
Liberty Mutual $2,339
Nationwide $2,864
Progressive $3,323
State Farm $2,801
Travelers $3,055
USAA $4,063

Romeoville, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Romeoville, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Romeoville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Romeoville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,480 $5,480
American Family $3,600 $3,693
Farmers $5,142 $5,142
GEICO $3,216 $3,327
Liberty Mutual $2,253 $2,253
Nationwide $2,355 $2,355
Progressive $3,646 $3,646
State Farm $2,730 $2,873
Travelers $2,512 $2,718
USAA $2,809 $2,970

Romeoville, IL Cheapest Car Insurance Rates

How do the top Romeoville, Illinois car insurance companies’ average rates stack up against the Romeoville average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in Romeoville, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Romeoville, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Romeoville, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Romeoville, Illinois

Insurance Company Average Annual Rates
Allstate $5,480
American Family $3,646
Farmers $5,142
GEICO $3,271
Liberty Mutual $2,253
Nationwide $2,355
Progressive $3,646
State Farm $2,801
Travelers $2,615
USAA $2,890

Other Factors Affecting Romeoville, IL Car Insurance Rates

Before you buy Romeoville, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Romeoville, IL Commute Time

How does your Romeoville, IL commute time compare with the average driver? In Romeoville, the average commute is 31.3 minutes.

Romeoville, IL Car Insurance Quotes

Compare Romeoville, IL car insurance quotes from multiple companies by entering your ZIP code now.