Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Schaumburg, IL are $293/month
  • The cheapest car insurance company in Schaumburg for teen drivers is USAA
  • Average car insurance rates in Schaumburg, IL for senior drivers are $1,962/year

Average car insurance rates in Schaumburg, Illinois are $293 a month. But with a little research you can get a great deal from the top car insurance companies in Schaumburg, IL. Before you buy Schaumburg, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Schaumburg car insurance rates with Rockford car insurance rates, Aurora car insurance rates, or Chicago car insurance rates to make sure you’re getting the best Schaumburg, IL car insurance quotes available.

Need affordable Schaumburg, IL car insurance? Enter your ZIP code to compare Schaumburg car insurance quotes from multiple car insurance companies near you.

Schaumburg, IL Minimum Car Insurance Coverage

Schaumburg, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Schaumburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Schaumburg, IL Car Insurance Rates by Coverage Level

Some Schaumburg drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Schaumburg, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Schaumburg, Illinois

Insurance Company Low Medium High
Allstate $5,741 $5,915 $6,104
American Family $3,856 $4,178 $4,054
Farmers $4,978 $5,123 $5,697
GEICO $2,626 $2,912 $3,198
Liberty Mutual $2,290 $2,421 $2,566
Nationwide $2,684 $2,773 $2,772
Progressive $3,483 $3,812 $4,179
State Farm $2,550 $2,727 $2,888
Travelers $2,534 $2,720 $2,916
USAA $2,463 $2,641 $2,826

Schaumburg, IL Car Insurance Rates by Age, Gender, and Marital Status

Schaumburg, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Schaumburg, IL car insurance, get quotes from multiple car insurance companies in the Schaumburg area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Schaumburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,730 $3,746 $3,915 $3,915 $9,877 $12,834 $4,489 $4,854
American Family $2,473 $2,473 $2,273 $2,273 $7,182 $9,887 $2,473 $3,201
Farmers $2,726 $2,725 $2,405 $2,555 $12,402 $12,959 $3,117 $3,241
GEICO $1,701 $1,753 $1,664 $1,873 $6,081 $6,249 $1,953 $2,018
Liberty Mutual $1,431 $1,540 $1,182 $1,320 $5,145 $5,720 $1,496 $1,573
Nationwide $1,751 $1,774 $1,567 $1,650 $4,815 $6,140 $2,042 $2,202
Progressive $2,156 $2,016 $1,786 $1,872 $8,217 $9,207 $2,566 $2,774
State Farm $1,606 $1,606 $1,458 $1,458 $5,182 $6,534 $1,823 $2,108
Travelers $1,656 $1,745 $1,540 $1,639 $5,115 $6,505 $1,749 $1,840
USAA $1,568 $1,587 $1,459 $1,429 $5,139 $5,652 $2,060 $2,250

Schaumburg, IL Car Insurance Rates for Teens

How much is Schaumburg, Illinois car insurance for teens? Compare rates from top Schaumburg car insurance companies below to help find the cheapest teen car insurance in Schaumburg, IL.

Annual Car Insurance Rates for Teen Drivers in Schaumburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,877 $12,834
American Family $7,182 $9,887
Farmers $12,402 $12,959
GEICO $6,081 $6,249
Liberty Mutual $5,145 $5,720
Nationwide $4,815 $6,140
Progressive $8,217 $9,207
State Farm $5,182 $6,534
Travelers $5,115 $6,505
USAA $5,139 $5,652

Schaumburg, IL Car Insurance Rates for Seniors

Before seniors buy Schaumburg, Illinois car insurance, they should make sure to shop around. Some Schaumburg, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Schaumburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,915 $3,915
American Family $2,273 $2,273
Farmers $2,405 $2,555
GEICO $1,664 $1,873
Liberty Mutual $1,182 $1,320
Nationwide $1,567 $1,650
Progressive $1,786 $1,872
State Farm $1,458 $1,458
Travelers $1,540 $1,639
USAA $1,459 $1,429

Schaumburg, IL Car Insurance Rates by Credit History

How does your credit history affect Schaumburg, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Schaumburg, Illinois

Insurance Company Poor Fair Good
Allstate $7,525 $5,458 $4,777
American Family $5,341 $3,652 $3,095
Farmers $5,957 $5,045 $4,797
GEICO $4,679 $2,281 $1,775
Liberty Mutual $3,422 $2,149 $1,705
Nationwide $3,265 $2,647 $2,316
Progressive $4,338 $3,703 $3,432
State Farm $3,957 $2,370 $1,839
Travelers $3,304 $2,692 $2,174
USAA $3,513 $2,420 $1,997

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Schaumburg, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Schaumburg, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Schaumburg.

Annual Schaumburg, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,162 $7,228 $6,745 $5,544
American Family $2,963 $4,196 $5,597 $3,360
Farmers $4,441 $5,749 $5,605 $5,271
GEICO $1,963 $3,127 $4,251 $2,306
Liberty Mutual $2,011 $2,883 $2,520 $2,289
Nationwide $2,224 $2,858 $3,346 $2,544
Progressive $3,139 $4,710 $3,484 $3,964
State Farm $2,466 $2,978 $2,722 $2,722
Travelers $2,157 $2,845 $3,183 $2,709
USAA $1,881 $2,713 $3,709 $2,270

Schaumburg, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Schaumburg, IL car insurance rates. Compare rates below to see which Schaumburg car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Schaumburg, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,745
American Family $5,597
Farmers $5,605
GEICO $4,251
Liberty Mutual $2,520
Nationwide $3,346
Progressive $3,484
State Farm $2,722
Travelers $3,183
USAA $3,709

Schaumburg, IL Car Insurance Rates by ZIP Code

Just like Schaumburg car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Schaumburg, IL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Schaumburg, Illinois

ZIP Code Average Annual Rates
60173 $3,488
60193 $3,527
60194 $3,499
60195 $3,484

Schaumburg, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Schaumburg, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Schaumburg companies based on commute time.

Annual Car Insurance Rates by Commute Length in Schaumburg, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,920 $5,920
American Family $3,978 $4,080
Farmers $5,266 $5,266
GEICO $2,864 $2,960
Liberty Mutual $2,426 $2,426
Nationwide $2,743 $2,743
Progressive $3,824 $3,824
State Farm $2,654 $2,790
Travelers $2,616 $2,831
USAA $2,569 $2,717

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Schaumburg, IL Cheapest Car Insurance Rates

How do the top Schaumburg, Illinois car insurance companies’ average rates stack up against the Schaumburg average monthly car insurance rates of $293? Take a look and see.

Best Annual Car Insurance Rates by Company in Schaumburg, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Schaumburg, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Schaumburg, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Schaumburg, Illinois

Insurance Company Average Annual Rates
Allstate $5,920
American Family $4,029
Farmers $5,266
GEICO $2,912
Liberty Mutual $2,426
Nationwide $2,743
Progressive $3,824
State Farm $2,722
Travelers $2,724
USAA $2,643

Other Factors Affecting Schaumburg, IL Car Insurance Rates

Before you buy Schaumburg, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Schaumburg, IL Commute Time

How does your Schaumburg, IL commute time compare with the average driver? In Schaumburg, the average commute is 30.3 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Schaumburg, IL Car Insurance Quotes

Compare Schaumburg, IL car insurance quotes from multiple companies by entering your ZIP code now.