Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Ruth, NV for senior drivers are $1,962/year
  • The cheapest car insurance company in Ruth after a DUI is Progressive
  • Average car insurance rates in Ruth, NV are $294/month

Average car insurance rates in Ruth, Nevada are $294 a month. But with a little research you can get a great deal from the top car insurance companies in Ruth, NV. Before you buy Ruth, Nevada car insurance, make sure your coverage meets or exceeds the Nevada minimum of 25/50/20.

It may even be helpful to compare Ruth car insurance rates with Elko car insurance rates, North Las Vegas car insurance rates, or Mesquite car insurance rates to make sure you’re getting the best Ruth, NV car insurance quotes available.

Need affordable Ruth, NV car insurance? Enter your ZIP code to compare Ruth car insurance quotes from multiple car insurance companies near you.

Ruth, NV Minimum Car Insurance Coverage

Ruth, Nevada law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ruth, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Ruth, NV Car Insurance Rates by Coverage Level

Some Ruth drivers can get by with the Nevada minimum coverage of 25/50/20. Other drivers may need more. See how much your Ruth, Nevada car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ruth, Nevada

Insurance Company Low Medium High
Allstate $3,683 $4,075 $4,338
American Family $4,079 $4,491 $4,173
Farmers $3,055 $3,285 $3,605
GEICO $2,640 $2,872 $3,295
Liberty Mutual $4,418 $4,728 $5,190
Nationwide $2,508 $2,531 $2,568
Progressive $2,647 $2,822 $3,199
State Farm $3,718 $4,000 $4,328
Travelers $3,528 $3,873 $4,160
USAA $2,353 $2,594 $2,903

Ruth, NV Car Insurance Rates by Age, Gender, and Marital Status

Ruth, Nevada car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ruth, NV car insurance, get quotes from multiple car insurance companies in the Ruth area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ruth, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,454 $2,452 $2,250 $2,378 $7,814 $9,398 $2,658 $2,853
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $1,978 $2,024 $1,793 $1,997 $6,484 $6,873 $2,639 $2,731
GEICO $2,232 $2,153 $2,254 $2,265 $5,460 $4,998 $2,221 $1,904
Liberty Mutual $2,421 $2,611 $2,350 $2,634 $10,686 $11,891 $2,742 $2,894
Nationwide $1,765 $1,810 $1,610 $1,706 $4,125 $4,986 $2,072 $2,208
Progressive $1,574 $1,393 $1,383 $1,369 $6,587 $7,186 $1,855 $1,769
State Farm $2,466 $2,466 $2,216 $2,216 $7,439 $9,480 $2,752 $3,090
Travelers $1,598 $1,623 $1,514 $1,511 $8,002 $12,826 $1,765 $1,991
USAA $1,774 $1,748 $1,687 $1,688 $4,427 $5,003 $2,226 $2,380

Ruth, NV Car Insurance Rates for Teens

How much is Ruth, Nevada car insurance for teens? Compare rates from top Ruth car insurance companies below to help find the cheapest teen car insurance in Ruth, NV.

Annual Car Insurance Rates for Teen Drivers in Ruth, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,814 $9,398
American Family $8,323 $10,907
Farmers $6,484 $6,873
GEICO $5,460 $4,998
Liberty Mutual $10,686 $11,891
Nationwide $4,125 $4,986
Progressive $6,587 $7,186
State Farm $7,439 $9,480
Travelers $8,002 $12,826
USAA $4,427 $5,003

Ruth, NV Car Insurance Rates for Seniors

Before seniors buy Ruth, Nevada car insurance, they should make sure to shop around. Some Ruth, NV car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ruth, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,250 $2,378
American Family $2,208 $2,208
Farmers $1,793 $1,997
GEICO $2,254 $2,265
Liberty Mutual $2,350 $2,634
Nationwide $1,610 $1,706
Progressive $1,383 $1,369
State Farm $2,216 $2,216
Travelers $1,514 $1,511
USAA $1,687 $1,688

Ruth, NV Car Insurance Rates by Credit History

How does your credit history affect Ruth, NV car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ruth, Nevada

Insurance Company Poor Fair Good
Allstate $5,156 $3,743 $3,198
American Family $5,272 $4,013 $3,458
Farmers $3,862 $3,131 $2,951
GEICO $3,536 $2,936 $2,336
Liberty Mutual $6,874 $4,185 $3,277
Nationwide $2,997 $2,463 $2,146
Progressive $3,177 $2,837 $2,655
State Farm $7,323 $2,885 $1,838
Travelers $4,225 $3,776 $3,561
USAA $3,771 $2,247 $1,832

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Ruth, NV Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ruth, Nevada car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ruth.

Annual Ruth, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,431 $4,004 $4,826 $3,868
American Family $3,422 $4,733 $5,084 $3,751
Farmers $2,768 $3,530 $3,630 $3,332
GEICO $2,044 $3,251 $3,940 $2,509
Liberty Mutual $3,496 $5,576 $5,613 $4,431
Nationwide $2,035 $2,616 $3,265 $2,225
Progressive $2,423 $3,277 $3,045 $2,814
State Farm $3,666 $4,366 $4,016 $4,016
Travelers $2,780 $4,110 $5,194 $3,331
USAA $2,017 $2,529 $3,644 $2,276

Ruth, NV Car Insurance Rates With a DUI

Even a single DUI can increase your Ruth, NV car insurance rates. Compare rates below to see which Ruth car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ruth, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,826
American Family $5,084
Farmers $3,630
GEICO $3,940
Liberty Mutual $5,613
Nationwide $3,265
Progressive $3,045
State Farm $4,016
Travelers $5,194
USAA $3,644

Ruth, NV Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ruth, NV car insurance rates may be. Let’s take a look at average car insurance rates from top Ruth companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ruth, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,032 $4,032
American Family $4,192 $4,303
Farmers $3,315 $3,315
GEICO $2,886 $2,986
Liberty Mutual $4,779 $4,779
Nationwide $2,535 $2,535
Progressive $2,890 $2,890
State Farm $3,900 $4,131
Travelers $3,854 $3,854
USAA $2,582 $2,652

Ruth, NV Cheapest Car Insurance Rates

How do the top Ruth, Nevada car insurance companies’ average rates stack up against the Ruth average monthly car insurance rates of $294? Take a look and see.

Best Annual Car Insurance Rates by Company in Ruth, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation Nationwide

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Ruth, NV Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ruth, Nevada car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ruth, Nevada

Insurance Company Average Annual Rates
Allstate $4,032
American Family $4,248
Farmers $3,315
GEICO $2,936
Liberty Mutual $4,779
Nationwide $2,535
Progressive $2,890
State Farm $4,016
Travelers $3,854
USAA $2,617

Ruth, NV Car Insurance Quotes

Compare Ruth, NV car insurance quotes from multiple companies by entering your ZIP code now.