Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Scottsboro, AL are $300/month
  • Average car insurance rates in Scottsboro, AL for senior drivers are $1,902/year
  • The cheapest car insurance company in Scottsboro for teen drivers is USAA

Average car insurance rates in Scottsboro, Alabama are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Scottsboro, AL. Before you buy Scottsboro, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Scottsboro car insurance rates with Madison car insurance rates, Huntsville car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Scottsboro, AL car insurance quotes available.

Need affordable Scottsboro, AL car insurance? Enter your ZIP code to compare Scottsboro car insurance quotes from multiple car insurance companies near you.

Scottsboro, AL Minimum Car Insurance Coverage

Scottsboro, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Scottsboro, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Scottsboro, AL Car Insurance Rates by Coverage Level

Some Scottsboro drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Scottsboro, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Scottsboro, Alabama

Insurance Company Low Medium High
Allstate $3,279 $3,390 $3,518
Farmers $3,854 $4,018 $4,330
GEICO $2,516 $2,718 $2,958
Liberty Mutual $5,097 $5,305 $5,584
Nationwide $2,532 $2,529 $2,590
Progressive $3,526 $3,887 $4,309
State Farm $4,478 $4,711 $4,966
Travelers $3,568 $3,825 $3,857
USAA $1,870 $1,929 $2,019

Scottsboro, AL Car Insurance Rates by Age, Gender, and Marital Status

Scottsboro, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Scottsboro, AL car insurance, get quotes from multiple car insurance companies in the Scottsboro area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scottsboro, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $1,960 $1,857 $1,892 $7,104 $7,627 $2,307 $2,362
Farmers $2,337 $2,320 $2,090 $2,215 $8,936 $9,197 $2,663 $2,779
GEICO $1,961 $1,950 $1,869 $1,925 $5,123 $5,035 $2,064 $1,919
Liberty Mutual $3,087 $3,333 $2,525 $2,821 $11,392 $12,664 $3,293 $3,513
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,124 $1,995 $1,741 $1,857 $8,693 $9,704 $2,490 $2,654
State Farm $2,905 $2,905 $2,621 $2,621 $8,718 $10,902 $3,279 $3,795
Travelers $1,528 $1,551 $1,435 $1,428 $8,157 $12,794 $1,445 $1,659
USAA $1,211 $1,229 $1,130 $1,107 $3,586 $3,976 $1,575 $1,698

Scottsboro, AL Car Insurance Rates for Teens

How much is Scottsboro, Alabama car insurance for teens? Compare rates from top Scottsboro car insurance companies below to help find the cheapest teen car insurance in Scottsboro, AL.

Annual Car Insurance Rates for Teen Drivers in Scottsboro, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,104 $7,627
Farmers $8,936 $9,197
GEICO $5,123 $5,035
Liberty Mutual $11,392 $12,664
Nationwide $4,394 $5,642
Progressive $8,693 $9,704
State Farm $8,718 $10,902
Travelers $8,157 $12,794
USAA $3,586 $3,976

Scottsboro, AL Car Insurance Rates for Seniors

Before seniors buy Scottsboro, Alabama car insurance, they should make sure to shop around. Some Scottsboro, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Scottsboro, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,857 $1,892
Farmers $2,090 $2,215
GEICO $1,869 $1,925
Liberty Mutual $2,525 $2,821
Nationwide $1,523 $1,574
Progressive $1,741 $1,857
State Farm $2,621 $2,621
Travelers $1,435 $1,428
USAA $1,130 $1,107

Scottsboro, AL Car Insurance Rates by Credit History

How does your credit history affect Scottsboro, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Scottsboro, Alabama

Insurance Company Poor Fair Good
Allstate $4,195 $3,296 $2,696
Farmers $4,562 $3,922 $3,718
GEICO $3,473 $2,478 $2,242
Liberty Mutual $7,632 $4,682 $3,672
Nationwide $3,075 $2,402 $2,174
Progressive $4,413 $3,780 $3,529
State Farm $7,645 $3,875 $2,636
Travelers $4,091 $3,546 $3,613
USAA $2,606 $1,696 $1,515

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Scottsboro, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Scottsboro, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Scottsboro.

Annual Scottsboro, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,889 $3,403 $4,029 $3,262
Farmers $3,421 $4,423 $4,315 $4,110
GEICO $1,844 $2,961 $3,658 $2,459
Liberty Mutual $4,175 $5,824 $5,686 $5,629
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,534 $4,436 $3,783 $3,876
State Farm $4,263 $5,274 $4,668 $4,668
Travelers $3,120 $3,275 $4,796 $3,808
USAA $1,493 $1,873 $2,776 $1,615

Scottsboro, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Scottsboro, AL car insurance rates. Compare rates below to see which Scottsboro car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Scottsboro, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,029
Farmers $4,315
GEICO $3,658
Liberty Mutual $5,686
Nationwide $3,238
Progressive $3,783
State Farm $4,668
Travelers $4,796
USAA $2,776

Scottsboro, AL Car Insurance Rates by ZIP Code

Just like Scottsboro car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Scottsboro, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Scottsboro, Alabama

ZIP Code Average Annual Rates
35768 $3,721
35769 $3,655

Scottsboro, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Scottsboro, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Scottsboro companies based on commute time.

Annual Car Insurance Rates by Commute Length in Scottsboro, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,396 $3,396
Farmers $4,067 $4,067
GEICO $2,682 $2,779
Liberty Mutual $5,329 $5,329
Nationwide $2,550 $2,550
Progressive $3,907 $3,907
State Farm $4,607 $4,830
Travelers $3,750 $3,750
USAA $1,851 $2,028

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Scottsboro, AL Cheapest Car Insurance Rates

How do the top Scottsboro, Alabama car insurance companies’ average rates stack up against the Scottsboro average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Scottsboro, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Scottsboro, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Scottsboro, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Scottsboro, Alabama

Insurance Company Average Annual Rates
Allstate $3,396
Farmers $4,067
GEICO $2,731
Liberty Mutual $5,329
Nationwide $2,550
Progressive $3,907
State Farm $4,718
Travelers $3,750
USAA $1,939

Other Factors Affecting Scottsboro, AL Car Insurance Rates

Before you buy Scottsboro, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Scottsboro, AL Car Theft Rates

The car theft rate in Scottsboro, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Scottsboro, Alabama is 29 stolen cars.

Scottsboro, AL Commute Time

How does your Scottsboro, AL commute time compare with the average driver? In Scottsboro, the average commute is 20.3 minutes.

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Scottsboro, AL Car Insurance Quotes

Compare Scottsboro, AL car insurance quotes from multiple companies by entering your ZIP code now.