Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Sylacauga after a DUI is USAA
  • Average car insurance rates in Sylacauga, AL are $294/month
  • The annual number of car thefts in Sylacauga is 35.

Average car insurance rates in Sylacauga, Alabama are $294 a month. But with a little research you can get a great deal from the top car insurance companies in Sylacauga, AL. Before you buy Sylacauga, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Sylacauga car insurance rates with Auburn car insurance rates, Dothan car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Sylacauga, AL car insurance quotes available.

Need affordable Sylacauga, AL car insurance? Enter your ZIP code to compare Sylacauga car insurance quotes from multiple car insurance companies near you.

Sylacauga, AL Minimum Car Insurance Coverage

Sylacauga, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sylacauga, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Sylacauga, AL Car Insurance Rates by Coverage Level

Some Sylacauga drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Sylacauga, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sylacauga, Alabama

Insurance Company Low Medium High
Allstate $3,249 $3,359 $3,482
Farmers $3,972 $4,144 $4,473
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,130 $5,342 $5,626
Nationwide $2,440 $2,435 $2,495
Progressive $3,386 $3,744 $4,154
State Farm $4,235 $4,472 $4,726
Travelers $3,215 $3,447 $3,477
USAA $2,005 $2,065 $2,158

Sylacauga, AL Car Insurance Rates by Age, Gender, and Marital Status

Sylacauga, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sylacauga, AL car insurance, get quotes from multiple car insurance companies in the Sylacauga area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sylacauga, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $1,923 $1,824 $1,859 $7,091 $7,610 $2,265 $2,317
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,123 $3,374 $2,557 $2,859 $11,428 $12,705 $3,331 $3,553
Nationwide $1,626 $1,648 $1,482 $1,537 $4,168 $5,382 $1,799 $2,012
Progressive $2,042 $1,918 $1,677 $1,784 $8,373 $9,349 $2,394 $2,552
State Farm $2,755 $2,755 $2,488 $2,488 $8,273 $10,369 $3,111 $3,583
Travelers $1,383 $1,404 $1,299 $1,295 $7,339 $11,505 $1,312 $1,500
USAA $1,295 $1,317 $1,208 $1,184 $3,838 $4,257 $1,687 $1,822

Sylacauga, AL Car Insurance Rates for Teens

How much is Sylacauga, Alabama car insurance for teens? Compare rates from top Sylacauga car insurance companies below to help find the cheapest teen car insurance in Sylacauga, AL.

Annual Car Insurance Rates for Teen Drivers in Sylacauga, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,091 $7,610
Farmers $9,213 $9,484
GEICO $4,975 $4,882
Liberty Mutual $11,428 $12,705
Nationwide $4,168 $5,382
Progressive $8,373 $9,349
State Farm $8,273 $10,369
Travelers $7,339 $11,505
USAA $3,838 $4,257

Sylacauga, AL Car Insurance Rates for Seniors

Before seniors buy Sylacauga, Alabama car insurance, they should make sure to shop around. Some Sylacauga, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sylacauga, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,859
Farmers $2,159 $2,289
GEICO $1,817 $1,869
Liberty Mutual $2,557 $2,859
Nationwide $1,482 $1,537
Progressive $1,677 $1,784
State Farm $2,488 $2,488
Travelers $1,299 $1,295
USAA $1,208 $1,184

Sylacauga, AL Car Insurance Rates by Credit History

How does your credit history affect Sylacauga, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sylacauga, Alabama

Insurance Company Poor Fair Good
Allstate $4,149 $3,267 $2,674
Farmers $4,709 $4,046 $3,835
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,688 $4,713 $3,698
Nationwide $2,962 $2,314 $2,094
Progressive $4,246 $3,639 $3,398
State Farm $7,261 $3,675 $2,497
Travelers $3,686 $3,196 $3,256
USAA $2,795 $1,814 $1,619

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Sylacauga, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sylacauga, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sylacauga.

Annual Sylacauga, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,369 $4,001 $3,229
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,206 $5,862 $5,729 $5,669
Nationwide $2,151 $2,151 $3,124 $2,400
Progressive $3,397 $4,267 $3,654 $3,727
State Farm $4,046 $5,005 $4,430 $4,430
Travelers $2,816 $2,955 $4,319 $3,428
USAA $1,597 $2,002 $2,977 $1,728

Sylacauga, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Sylacauga, AL car insurance rates. Compare rates below to see which Sylacauga car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sylacauga, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,001
Farmers $4,452
GEICO $3,547
Liberty Mutual $5,729
Nationwide $3,124
Progressive $3,654
State Farm $4,430
Travelers $4,319
USAA $2,977

Sylacauga, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sylacauga, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Sylacauga companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sylacauga, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,363 $3,363
Farmers $4,196 $4,196
GEICO $2,610 $2,708
Liberty Mutual $5,366 $5,366
Nationwide $2,457 $2,457
Progressive $3,761 $3,761
State Farm $4,369 $4,586
Travelers $3,380 $3,380
USAA $1,981 $2,171

Sylacauga, AL Cheapest Car Insurance Rates

How do the top Sylacauga, Alabama car insurance companies’ average rates stack up against the Sylacauga average monthly car insurance rates of $294? Take a look and see.

Best Annual Car Insurance Rates by Company in Sylacauga, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Sylacauga, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sylacauga, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sylacauga, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $4,196
GEICO $2,659
Liberty Mutual $5,366
Nationwide $2,457
Progressive $3,761
State Farm $4,478
Travelers $3,380
USAA $2,076

Other Factors Affecting Sylacauga, AL Car Insurance Rates

Before you buy Sylacauga, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Sylacauga, AL Car Theft Rates

The car theft rate in Sylacauga, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Sylacauga, Alabama is 35 stolen cars.

Sylacauga, AL Commute Time

How does your Sylacauga, AL commute time compare with the average driver? In Sylacauga, the average commute is 21.6 minutes.

Sylacauga, AL Car Insurance Quotes

Compare Sylacauga, AL car insurance quotes from multiple companies by entering your ZIP code now.