Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Star, ID are $227/month
  • The cheapest car insurance company in Star after a DUI is State Farm
  • Average car insurance rates in Star, ID for senior drivers are $1,421/year

Average car insurance rates in Star, Idaho are $227 a month. But with a little research you can get a great deal from the top car insurance companies in Star, ID. Before you buy Star, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.

It may even be helpful to compare Star car insurance rates with Caldwell car insurance rates, Nampa car insurance rates, or Pocatello car insurance rates to make sure you’re getting the best Star, ID car insurance quotes available.

Need affordable Star, ID car insurance? Enter your ZIP code to compare Star car insurance quotes from multiple car insurance companies near you.

Star, ID Minimum Car Insurance Coverage

Star, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Star, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Star, ID Car Insurance Rates by Coverage Level

Some Star drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your Star, Idaho car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Star, Idaho

Insurance Company Low Medium High
Allstate $3,798 $3,962 $4,153
American Family $3,402 $3,609 $3,305
Farmers $3,006 $3,157 $3,446
GEICO $2,340 $2,494 $2,664
Liberty Mutual $2,024 $2,155 $2,296
Nationwide $2,492 $2,680 $2,479
State Farm $1,668 $1,795 $1,907
Travelers $3,148 $3,277 $3,260
USAA $1,621 $1,685 $1,761

Star, ID Car Insurance Rates by Age, Gender, and Marital Status

Star, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Star, ID car insurance, get quotes from multiple car insurance companies in the Star area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Star, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,240 $2,219 $1,963 $2,034 $8,445 $9,781 $2,479 $2,607
American Family $1,912 $1,912 $1,693 $1,693 $6,990 $9,030 $1,912 $2,366
Farmers $1,561 $1,551 $1,374 $1,463 $7,876 $8,155 $1,785 $1,859
GEICO $1,788 $1,763 $1,700 $1,651 $3,912 $4,855 $2,461 $1,867
Liberty Mutual $1,314 $1,416 $1,059 $1,185 $4,471 $4,971 $1,391 $1,460
Nationwide $1,712 $1,745 $1,550 $1,639 $4,305 $5,268 $2,016 $2,166
State Farm $1,083 $1,083 $987 $987 $3,337 $4,215 $1,224 $1,405
Travelers $1,320 $1,339 $1,337 $1,332 $6,744 $10,764 $1,405 $1,584
USAA $983 $967 $974 $953 $3,278 $3,671 $1,300 $1,385

Star, ID Car Insurance Rates for Teens

How much is Star, Idaho car insurance for teens? Compare rates from top Star car insurance companies below to help find the cheapest teen car insurance in Star, ID.

Annual Car Insurance Rates for Teen Drivers in Star, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,445 $9,781
American Family $6,990 $9,030
Farmers $7,876 $8,155
GEICO $3,912 $4,855
Liberty Mutual $4,471 $4,971
Nationwide $4,305 $5,268
State Farm $3,337 $4,215
Travelers $6,744 $10,764
USAA $3,278 $3,671

Star, ID Car Insurance Rates for Seniors

Before seniors buy Star, Idaho car insurance, they should make sure to shop around. Some Star, ID car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Star, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,963 $2,034
American Family $1,693 $1,693
Farmers $1,374 $1,463
GEICO $1,700 $1,651
Liberty Mutual $1,059 $1,185
Nationwide $1,550 $1,639
State Farm $987 $987
Travelers $1,337 $1,332
USAA $974 $953

Star, ID Car Insurance Rates by Credit History

How does your credit history affect Star, ID car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Star, Idaho

Insurance Company Poor Fair Good
Allstate $5,243 $3,560 $3,110
American Family $4,428 $3,174 $2,714
Farmers $3,602 $3,073 $2,935
GEICO $3,038 $2,427 $2,034
Liberty Mutual $3,063 $1,904 $1,508
Nationwide $3,033 $2,462 $2,156
State Farm $2,514 $1,590 $1,266
Travelers $3,688 $3,112 $2,884
USAA $2,428 $1,454 $1,185

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Star, ID Car Insurance Rates by Driver History

How does a single speeding ticket affect your Star, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Star.

Annual Star, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,261 $4,117 $4,620 $3,886
American Family $2,701 $3,831 $4,151 $3,071
Farmers $2,785 $3,543 $3,338 $3,146
GEICO $1,548 $2,454 $3,409 $2,587
Liberty Mutual $1,795 $2,253 $2,308 $2,278
Nationwide $1,967 $2,531 $3,503 $2,200
State Farm $1,625 $1,955 $1,790 $1,790
Travelers $1,979 $2,836 $4,916 $3,181
USAA $1,211 $1,736 $2,341 $1,468

Star, ID Car Insurance Rates With a DUI

Even a single DUI can increase your Star, ID car insurance rates. Compare rates below to see which Star car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Star, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,620
American Family $4,151
Farmers $3,338
GEICO $3,409
Liberty Mutual $2,308
Nationwide $3,503
State Farm $1,790
Travelers $4,916
USAA $2,341

Star, ID Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Star, ID car insurance rates may be. Let’s take a look at average car insurance rates from top Star companies based on commute time.

Annual Car Insurance Rates by Commute Length in Star, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,971 $3,971
American Family $3,367 $3,511
Farmers $3,203 $3,203
GEICO $2,457 $2,542
Liberty Mutual $2,158 $2,158
Nationwide $2,550 $2,550
State Farm $1,745 $1,835
Travelers $3,228 $3,228
USAA $1,669 $1,709

Star, ID Cheapest Car Insurance Rates

How do the top Star, Idaho car insurance companies’ average rates stack up against the Star average monthly car insurance rates of $227? Take a look and see.

Best Annual Car Insurance Rates by Company in Star, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Star, ID Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Star, Idaho car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Star, Idaho

Insurance Company Average Annual Rates
Allstate $3,971
American Family $3,439
Farmers $3,203
GEICO $2,499
Liberty Mutual $2,158
Nationwide $2,550
State Farm $1,790
Travelers $3,228
USAA $1,689

Other Factors Affecting Star, ID Car Insurance Rates

Before you buy Star, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Star, ID Commute Time

How does your Star, ID commute time compare with the average driver? In Star, the average commute is 28.4 minutes.

Star, ID Car Insurance Quotes

Compare Star, ID car insurance quotes from multiple companies by entering your ZIP code now.