Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Twin Falls, ID are $232/month
  • The cheapest car insurance company in Twin Falls for teen drivers is USAA
  • Average car insurance rates in Twin Falls, ID for senior drivers are $1,462/year

Average car insurance rates in Twin Falls, Idaho are $232 a month. But with a little research you can get a great deal from the top car insurance companies in Twin Falls, ID. Before you buy Twin Falls, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.

It may even be helpful to compare Twin Falls car insurance rates with Caldwell car insurance rates, Idaho Falls car insurance rates, or Lewiston car insurance rates to make sure you’re getting the best Twin Falls, ID car insurance quotes available.

Need affordable Twin Falls, ID car insurance? Enter your ZIP code to compare Twin Falls car insurance quotes from multiple car insurance companies near you.

Twin Falls, ID Minimum Car Insurance Coverage

Twin Falls, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Twin Falls, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Twin Falls, ID Car Insurance Rates by Coverage Level

Some Twin Falls drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your Twin Falls, Idaho car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Twin Falls, Idaho

Insurance Company Low Medium High
Allstate $3,626 $3,760 $3,916
American Family $3,984 $4,188 $3,796
Farmers $2,965 $3,097 $3,348
GEICO $2,494 $2,636 $2,790
Liberty Mutual $2,104 $2,239 $2,387
Nationwide $2,469 $2,644 $2,438
State Farm $1,709 $1,826 $1,930
Travelers $3,126 $3,230 $3,191
USAA $1,692 $1,742 $1,801

Twin Falls, ID Car Insurance Rates by Age, Gender, and Marital Status

Twin Falls, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Twin Falls, ID car insurance, get quotes from multiple car insurance companies in the Twin Falls area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Twin Falls, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,144 $1,884 $1,952 $7,911 $9,147 $2,403 $2,538
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,543 $1,531 $1,359 $1,444 $7,661 $7,925 $1,773 $1,857
GEICO $1,896 $1,871 $1,803 $1,751 $4,114 $5,112 $2,595 $1,981
Liberty Mutual $1,363 $1,469 $1,097 $1,227 $4,655 $5,176 $1,443 $1,518
Nationwide $1,697 $1,733 $1,536 $1,625 $4,224 $5,184 $1,994 $2,144
State Farm $1,108 $1,108 $1,006 $1,006 $3,384 $4,266 $1,252 $1,444
Travelers $1,331 $1,351 $1,342 $1,336 $6,611 $10,458 $1,416 $1,615
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

Twin Falls, ID Car Insurance Rates for Teens

How much is Twin Falls, Idaho car insurance for teens? Compare rates from top Twin Falls car insurance companies below to help find the cheapest teen car insurance in Twin Falls, ID.

Annual Car Insurance Rates for Teen Drivers in Twin Falls, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,911 $9,147
American Family $8,024 $10,423
Farmers $7,661 $7,925
GEICO $4,114 $5,112
Liberty Mutual $4,655 $5,176
Nationwide $4,224 $5,184
State Farm $3,384 $4,266
Travelers $6,611 $10,458
USAA $3,348 $3,751

Twin Falls, ID Car Insurance Rates for Seniors

Before seniors buy Twin Falls, Idaho car insurance, they should make sure to shop around. Some Twin Falls, ID car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Twin Falls, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $1,952
American Family $1,982 $1,982
Farmers $1,359 $1,444
GEICO $1,803 $1,751
Liberty Mutual $1,097 $1,227
Nationwide $1,536 $1,625
State Farm $1,006 $1,006
Travelers $1,342 $1,336
USAA $1,003 $989

Twin Falls, ID Car Insurance Rates by Credit History

How does your credit history affect Twin Falls, ID car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Twin Falls, Idaho

Insurance Company Poor Fair Good
Allstate $4,968 $3,380 $2,954
American Family $5,151 $3,677 $3,140
Farmers $3,531 $3,007 $2,872
GEICO $3,209 $2,564 $2,148
Liberty Mutual $3,189 $1,977 $1,564
Nationwide $2,997 $2,428 $2,126
State Farm $2,559 $1,618 $1,289
Travelers $3,642 $3,066 $2,839
USAA $2,546 $1,488 $1,201

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Twin Falls, ID Car Insurance Rates by Driver History

How does a single speeding ticket affect your Twin Falls, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Twin Falls.

Annual Twin Falls, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,108 $3,904 $4,369 $3,688
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,733 $3,471 $3,257 $3,086
GEICO $1,629 $2,590 $3,607 $2,734
Liberty Mutual $1,864 $2,341 $2,399 $2,370
Nationwide $1,937 $2,498 $3,466 $2,169
State Farm $1,657 $1,987 $1,822 $1,822
Travelers $1,959 $2,793 $4,850 $3,127
USAA $1,254 $1,786 $2,422 $1,518

Twin Falls, ID Car Insurance Rates With a DUI

Even a single DUI can increase your Twin Falls, ID car insurance rates. Compare rates below to see which Twin Falls car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Twin Falls, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,369
American Family $4,809
Farmers $3,257
GEICO $3,607
Liberty Mutual $2,399
Nationwide $3,466
State Farm $1,822
Travelers $4,850
USAA $2,422

Twin Falls, ID Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Twin Falls, ID car insurance rates may be. Let’s take a look at average car insurance rates from top Twin Falls companies based on commute time.

Annual Car Insurance Rates by Commute Length in Twin Falls, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,767 $3,767
American Family $3,907 $4,072
Farmers $3,137 $3,137
GEICO $2,595 $2,685
Liberty Mutual $2,243 $2,243
Nationwide $2,517 $2,517
State Farm $1,777 $1,866
Travelers $3,182 $3,182
USAA $1,724 $1,766

Twin Falls, ID Cheapest Car Insurance Rates

How do the top Twin Falls, Idaho car insurance companies’ average rates stack up against the Twin Falls average monthly car insurance rates of $232? Take a look and see.

Best Annual Car Insurance Rates by Company in Twin Falls, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Twin Falls, ID Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Twin Falls, Idaho car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Twin Falls, Idaho

Insurance Company Average Annual Rates
Allstate $3,767
American Family $3,989
Farmers $3,137
GEICO $2,640
Liberty Mutual $2,243
Nationwide $2,517
State Farm $1,822
Travelers $3,182
USAA $1,745

Other Factors Affecting Twin Falls, ID Car Insurance Rates

Before you buy Twin Falls, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Twin Falls, ID Car Theft Rates

The car theft rate in Twin Falls, ID will affect your car insurance rates. FBI data shows that the annual car theft rate for Twin Falls, Idaho is 78 stolen cars.

Twin Falls, ID Commute Time

How does your Twin Falls, ID commute time compare with the average driver? In Twin Falls, the average commute is 16.9 minutes.

Twin Falls, ID Car Insurance Quotes

Compare Twin Falls, ID car insurance quotes from multiple companies by entering your ZIP code now.