Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Victor, MT are $250/month
  • The cheapest car insurance company in Victor for teen drivers is Liberty Mutual
  • Average car insurance rates in Victor, MT for senior drivers are $1,921/year

Average car insurance rates in Victor, Montana are $250 a month. But with a little research you can get a great deal from the top car insurance companies in Victor, MT. Before you buy Victor, Montana car insurance, make sure your coverage meets or exceeds the Montana minimum of 25/50/20.

It may even be helpful to compare Victor car insurance rates with Bozeman car insurance rates, Livingston car insurance rates, or Whitefish car insurance rates to make sure you’re getting the best Victor, MT car insurance quotes available.

Need affordable Victor, MT car insurance? Enter your ZIP code to compare Victor car insurance quotes from multiple car insurance companies near you.

Victor, MT Minimum Car Insurance Coverage

Victor, Montana law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Victor, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Victor, MT Car Insurance Rates by Coverage Level

Some Victor drivers can get by with the Montana minimum coverage of 25/50/20. Other drivers may need more. See how much your Victor, Montana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Victor, Montana

Insurance Company Low Medium High
Allstate $4,303 $4,515 $4,759
Farmers $3,461 $3,760 $4,074
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,242 $1,344 $1,435
Nationwide $2,311 $3,208 $3,542
Progressive $3,725 $3,960 $4,233
State Farm $2,243 $2,367 $2,519
USAA $1,848 $1,926 $2,035

Victor, MT Car Insurance Rates by Age, Gender, and Marital Status

Victor, Montana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Victor, MT car insurance, get quotes from multiple car insurance companies in the Victor area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Victor, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,675 $2,675 $2,441 $2,441 $10,096 $10,096 $2,891 $2,891
Farmers $2,587 $2,587 $2,317 $2,317 $7,314 $7,314 $2,841 $2,841
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,024 $1,024 $1,002 $1,002 $2,109 $2,109 $1,228 $1,228
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $2,952 $2,952 $2,660 $2,660 $6,958 $6,958 $3,320 $3,320
State Farm $1,604 $1,604 $1,412 $1,412 $4,750 $4,750 $1,739 $1,739
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

Victor, MT Car Insurance Rates for Teens

How much is Victor, Montana car insurance for teens? Compare rates from top Victor car insurance companies below to help find the cheapest teen car insurance in Victor, MT.

Annual Car Insurance Rates for Teen Drivers in Victor, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,096 $10,096
Farmers $7,314 $7,314
GEICO $5,830 $5,426
Liberty Mutual $2,109 $2,109
Nationwide $4,884 $4,884
Progressive $6,958 $6,958
State Farm $4,750 $4,750
USAA $3,950 $3,950

Victor, MT Car Insurance Rates for Seniors

Before seniors buy Victor, Montana car insurance, they should make sure to shop around. Some Victor, MT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Victor, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,441 $2,441
Farmers $2,317 $2,317
GEICO $2,342 $2,136
Liberty Mutual $1,002 $1,002
Nationwide $2,213 $2,213
Progressive $2,660 $2,660
State Farm $1,412 $1,412
USAA $1,081 $1,081

Victor, MT Car Insurance Rates by Credit History

How does your credit history affect Victor, MT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Victor, Montana

Insurance Company Poor Fair Good
Allstate $5,476 $4,374 $3,727
Farmers $4,428 $3,534 $3,332
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,341 $1,341 $1,341
Nationwide $3,808 $2,763 $2,490
Progressive $4,803 $3,678 $3,437
State Farm $3,417 $2,080 $1,633
USAA $2,603 $1,770 $1,436

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Victor, MT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Victor, Montana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Victor.

Annual Victor, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $4,503 $5,444 $4,345
Farmers $3,300 $4,283 $4,177 $3,300
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $910 $1,592 $1,592 $1,270
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,427 $4,423 $4,236 $3,804
State Farm $2,211 $2,542 $2,377 $2,377
USAA $1,456 $1,814 $2,700 $1,775

Victor, MT Car Insurance Rates With a DUI

Even a single DUI can increase your Victor, MT car insurance rates. Compare rates below to see which Victor car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Victor, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,444
Farmers $4,177
GEICO $4,768
Liberty Mutual $1,592
Nationwide $4,045
Progressive $4,236
State Farm $2,377
USAA $2,700

Victor, MT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Victor, MT car insurance rates may be. Let’s take a look at average car insurance rates from top Victor companies based on commute time.

Annual Car Insurance Rates by Commute Length in Victor, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,419 $4,632
Farmers $3,765 $3,765
GEICO $2,984 $3,092
Liberty Mutual $1,341 $1,341
Nationwide $3,020 $3,020
Progressive $3,973 $3,973
State Farm $2,306 $2,447
USAA $1,913 $1,959

Victor, MT Cheapest Car Insurance Rates

How do the top Victor, Montana car insurance companies’ average rates stack up against the Victor average monthly car insurance rates of $250? Take a look and see.

Best Annual Car Insurance Rates by Company in Victor, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Victor, MT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Victor, Montana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Victor, Montana

Insurance Company Average Annual Rates
Allstate $4,526
Farmers $3,765
GEICO $3,038
Liberty Mutual $1,341
Nationwide $3,020
Progressive $3,973
State Farm $2,377
USAA $1,936

Other Factors Affecting Victor, MT Car Insurance Rates

Before you buy Victor, Montana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Victor, MT Commute Time

How does your Victor, MT commute time compare with the average driver? In Victor, the average commute is 23.8 minutes.

Victor, MT Car Insurance Quotes

Compare Victor, MT car insurance quotes from multiple companies by entering your ZIP code now.