A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Three Forks after a DUI is Liberty Mutual
  • The cheapest car insurance company in Three Forks for teen drivers is Liberty Mutual
  • Average car insurance rates in Three Forks, MT are $251/month

Average car insurance rates in Three Forks, Montana are $251 a month. But with a little research you can get a great deal from the top car insurance companies in Three Forks, MT. Before you buy Three Forks, Montana car insurance, make sure your coverage meets or exceeds the Montana minimum of 25/50/20.

It may even be helpful to compare Three Forks car insurance rates with Belgrade car insurance rates, Miles City car insurance rates, or Missoula car insurance rates to make sure you’re getting the best Three Forks, MT car insurance quotes available.

Need affordable Three Forks, MT car insurance? Enter your ZIP code to compare Three Forks car insurance quotes from multiple car insurance companies near you.

Three Forks, MT Minimum Car Insurance Coverage

Three Forks, Montana law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Three Forks, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Three Forks, MT Car Insurance Rates by Coverage Level

Some Three Forks drivers can get by with the Montana minimum coverage of 25/50/20. Other drivers may need more. See how much your Three Forks, Montana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Three Forks, Montana

Insurance Company Low Medium High
Allstate $4,278 $4,491 $4,736
Farmers $3,451 $3,719 $4,000
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,252 $1,344 $1,425
Nationwide $2,374 $3,286 $3,615
Progressive $3,731 $3,959 $4,228
State Farm $2,247 $2,373 $2,528
USAA $1,992 $2,077 $2,194

Three Forks, MT Car Insurance Rates by Age, Gender, and Marital Status

Three Forks, Montana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Three Forks, MT car insurance, get quotes from multiple car insurance companies in the Three Forks area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Three Forks, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,654 $2,654 $2,425 $2,425 $10,062 $10,062 $2,865 $2,865
Farmers $2,581 $2,581 $2,309 $2,309 $7,168 $7,168 $2,835 $2,835
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,038 $1,038 $1,008 $1,008 $2,079 $2,079 $1,237 $1,237
Nationwide $2,485 $2,485 $2,268 $2,268 $4,984 $4,984 $2,630 $2,630
Progressive $2,960 $2,960 $2,665 $2,665 $6,938 $6,938 $3,328 $3,328
State Farm $1,603 $1,603 $1,414 $1,414 $4,774 $4,774 $1,739 $1,739
USAA $1,291 $1,291 $1,155 $1,155 $4,301 $4,301 $1,603 $1,603

Three Forks, MT Car Insurance Rates for Teens

How much is Three Forks, Montana car insurance for teens? Compare rates from top Three Forks car insurance companies below to help find the cheapest teen car insurance in Three Forks, MT.

Annual Car Insurance Rates for Teen Drivers in Three Forks, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,062 $10,062
Farmers $7,168 $7,168
GEICO $5,830 $5,426
Liberty Mutual $2,079 $2,079
Nationwide $4,984 $4,984
Progressive $6,938 $6,938
State Farm $4,774 $4,774
USAA $4,301 $4,301

Three Forks, MT Car Insurance Rates for Seniors

Before seniors buy Three Forks, Montana car insurance, they should make sure to shop around. Some Three Forks, MT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Three Forks, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,425
Farmers $2,309 $2,309
GEICO $2,342 $2,136
Liberty Mutual $1,008 $1,008
Nationwide $2,268 $2,268
Progressive $2,665 $2,665
State Farm $1,414 $1,414
USAA $1,155 $1,155

Three Forks, MT Car Insurance Rates by Credit History

How does your credit history affect Three Forks, MT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Three Forks, Montana

Insurance Company Poor Fair Good
Allstate $5,449 $4,350 $3,706
Farmers $4,382 $3,494 $3,293
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,341 $1,341 $1,341
Nationwide $3,906 $2,822 $2,546
Progressive $4,807 $3,676 $3,435
State Farm $3,425 $2,085 $1,637
USAA $2,801 $1,910 $1,551

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Three Forks, MT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Three Forks, Montana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Three Forks.

Annual Three Forks, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,787 $4,477 $5,421 $4,322
Farmers $3,264 $4,236 $4,129 $3,264
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $913 $1,587 $1,587 $1,274
Nationwide $2,263 $3,232 $4,149 $2,723
Progressive $3,429 $4,421 $4,235 $3,805
State Farm $2,213 $2,552 $2,382 $2,382
USAA $1,566 $1,957 $2,917 $1,910

Three Forks, MT Car Insurance Rates With a DUI

Even a single DUI can increase your Three Forks, MT car insurance rates. Compare rates below to see which Three Forks car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Three Forks, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,421
Farmers $4,129
GEICO $4,768
Liberty Mutual $1,587
Nationwide $4,149
Progressive $4,235
State Farm $2,382
USAA $2,917

Three Forks, MT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Three Forks, MT car insurance rates may be. Let’s take a look at average car insurance rates from top Three Forks companies based on commute time.

Annual Car Insurance Rates by Commute Length in Three Forks, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,395 $4,608
Farmers $3,723 $3,723
GEICO $2,984 $3,092
Liberty Mutual $1,341 $1,341
Nationwide $3,092 $3,092
Progressive $3,973 $3,973
State Farm $2,312 $2,453
USAA $2,063 $2,112

Three Forks, MT Cheapest Car Insurance Rates

How do the top Three Forks, Montana car insurance companies’ average rates stack up against the Three Forks average monthly car insurance rates of $251? Take a look and see.

Best Annual Car Insurance Rates by Company in Three Forks, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Three Forks, MT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Three Forks, Montana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Three Forks, Montana

Insurance Company Average Annual Rates
Allstate $4,502
Farmers $3,723
GEICO $3,038
Liberty Mutual $1,341
Nationwide $3,092
Progressive $3,973
State Farm $2,382
USAA $2,088

Other Factors Affecting Three Forks, MT Car Insurance Rates

Before you buy Three Forks, Montana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Three Forks, MT Commute Time

How does your Three Forks, MT commute time compare with the average driver? In Three Forks, the average commute is 21.1 minutes.

Three Forks, MT Car Insurance Quotes

Compare Three Forks, MT car insurance quotes from multiple companies by entering your ZIP code now.