Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Ville Platte, LA are $501/month
  • The cheapest car insurance company in Ville Platte for teen drivers is USAA
  • The cheapest car insurance company in Ville Platte after a DUI is State Farm

Average car insurance rates in Ville Platte, Louisiana are $501 a month. But with a little research you can get a great deal from the top car insurance companies in Ville Platte, LA. Before you buy Ville Platte, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Ville Platte car insurance rates with New Orleans car insurance rates, Bossier City car insurance rates, or Alexandria car insurance rates to make sure you’re getting the best Ville Platte, LA car insurance quotes available.

Need affordable Ville Platte, LA car insurance? Enter your ZIP code to compare Ville Platte car insurance quotes from multiple car insurance companies near you.

Ville Platte, LA Minimum Car Insurance Coverage

Ville Platte, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ville Platte, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Ville Platte, LA Car Insurance Rates by Coverage Level

Some Ville Platte drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Ville Platte, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ville Platte, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $4,804 $5,932 $6,994
Progressive $7,451 $9,310 $11,467
State Farm $4,170 $4,833 $5,534
USAA $3,824 $4,504 $4,974

Ville Platte, LA Car Insurance Rates by Age, Gender, and Marital Status

Ville Platte, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ville Platte, LA car insurance, get quotes from multiple car insurance companies in the Ville Platte area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ville Platte, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,309 $3,814 $3,996 $4,897 $12,215 $12,813 $3,182 $3,053
Progressive $5,247 $4,860 $4,389 $4,801 $20,928 $23,200 $5,918 $5,931
State Farm $2,995 $2,995 $2,761 $2,761 $8,947 $11,211 $3,343 $3,752
USAA $2,706 $2,660 $2,650 $2,623 $8,233 $9,636 $3,324 $3,640

Ville Platte, LA Car Insurance Rates for Teens

How much is Ville Platte, Louisiana car insurance for teens? Compare rates from top Ville Platte car insurance companies below to help find the cheapest teen car insurance in Ville Platte, LA.

Annual Car Insurance Rates for Teen Drivers in Ville Platte, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $12,215 $12,813
Progressive $20,928 $23,200
State Farm $8,947 $11,211
USAA $8,233 $9,636

Ville Platte, LA Car Insurance Rates for Seniors

Before seniors buy Ville Platte, Louisiana car insurance, they should make sure to shop around. Some Ville Platte, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ville Platte, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,996 $4,897
Progressive $4,389 $4,801
State Farm $2,761 $2,761
USAA $2,650 $2,623

Ville Platte, LA Car Insurance Rates by Credit History

How does your credit history affect Ville Platte, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ville Platte, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $7,030 $6,101 $4,599
Progressive $10,616 $9,123 $8,489
State Farm $6,715 $4,326 $3,496
USAA $6,110 $3,917 $3,275

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Ville Platte, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ville Platte, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ville Platte.

Annual Ville Platte, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $4,010 $6,483 $8,001 $5,145
Progressive $7,826 $10,536 $10,114 $9,161
State Farm $4,435 $5,257 $4,846 $4,846
USAA $3,379 $4,707 $5,613 $4,038

Ville Platte, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Ville Platte, LA car insurance rates. Compare rates below to see which Ville Platte car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ville Platte, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,838
GEICO $8,001
Progressive $10,114
State Farm $4,846
USAA $5,613

Ville Platte, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ville Platte, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Ville Platte companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ville Platte, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,794 $6,025
Progressive $9,409 $9,409
State Farm $4,721 $4,970
USAA $4,297 $4,571

Ville Platte, LA Cheapest Car Insurance Rates

How do the top Ville Platte, Louisiana car insurance companies’ average rates stack up against the Ville Platte average monthly car insurance rates of $501? Take a look and see.

Best Annual Car Insurance Rates by Company in Ville Platte, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Ville Platte, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ville Platte, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ville Platte, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,910
Progressive $9,409
State Farm $4,846
USAA $4,434

Other Factors Affecting Ville Platte, LA Car Insurance Rates

Before you buy Ville Platte, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ville Platte, LA Car Theft Rates

The car theft rate in Ville Platte, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Ville Platte, Louisiana is 18 stolen cars.

Ville Platte, LA Commute Time

How does your Ville Platte, LA commute time compare with the average driver? In Ville Platte, the average commute is 23.7 minutes.

Ville Platte, LA Car Insurance Quotes

Compare Ville Platte, LA car insurance quotes from multiple companies by entering your ZIP code now.