Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Wakonda, SD are $303/month
  • Average car insurance rates in Wakonda, SD for senior drivers are $1,981/year
  • The cheapest car insurance company in Wakonda after a DUI is State Farm

Average car insurance rates in Wakonda, South Dakota are $303 a month. But with a little research you can get a great deal from the top car insurance companies in Wakonda, SD. Before you buy Wakonda, South Dakota car insurance, make sure your coverage meets or exceeds the South Dakota minimum of 25/50/25.

It may even be helpful to compare Wakonda car insurance rates with Aberdeen car insurance rates, Brookings car insurance rates, or Yankton car insurance rates to make sure you’re getting the best Wakonda, SD car insurance quotes available.

Need affordable Wakonda, SD car insurance? Enter your ZIP code to compare Wakonda car insurance quotes from multiple car insurance companies near you.

Wakonda, SD Minimum Car Insurance Coverage

Wakonda, South Dakota law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wakonda, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Wakonda, SD Car Insurance Rates by Coverage Level

Some Wakonda drivers can get by with the South Dakota minimum coverage of 25/50/25. Other drivers may need more. See how much your Wakonda, South Dakota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wakonda, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,244 $3,353 $3,571
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,363 $2,493 $2,655
Progressive $3,383 $3,459 $3,666
State Farm $1,927 $1,996 $2,063

Wakonda, SD Car Insurance Rates by Age, Gender, and Marital Status

Wakonda, South Dakota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wakonda, SD car insurance, get quotes from multiple car insurance companies in the Wakonda area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wakonda, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,800 $1,808 $1,586 $1,649 $7,908 $8,229 $2,001 $2,132
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,947 $1,902 $1,604 $1,662 $7,458 $8,463 $2,433 $2,548
State Farm $1,344 $1,344 $1,165 $1,165 $3,397 $4,345 $1,506 $1,697

Wakonda, SD Car Insurance Rates for Teens

How much is Wakonda, South Dakota car insurance for teens? Compare rates from top Wakonda car insurance companies below to help find the cheapest teen car insurance in Wakonda, SD.

Annual Car Insurance Rates for Teen Drivers in Wakonda, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $7,908 $8,229
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $3,909 $5,045
Progressive $7,458 $8,463
State Farm $3,397 $4,345

Wakonda, SD Car Insurance Rates for Seniors

Before seniors buy Wakonda, South Dakota car insurance, they should make sure to shop around. Some Wakonda, SD car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wakonda, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,586 $1,649
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,592 $1,700
Progressive $1,604 $1,662
State Farm $1,165 $1,165

Wakonda, SD Car Insurance Rates by Credit History

How does your credit history affect Wakonda, SD car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wakonda, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,833 $3,233 $3,101
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,028 $2,388 $2,096
Progressive $4,013 $3,370 $3,123
State Farm $2,903 $1,737 $1,346

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Wakonda, SD Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wakonda, South Dakota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wakonda.

Annual Wakonda, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,896 $3,649 $3,560 $3,451
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $3,013 $4,121 $3,250 $3,624
State Farm $1,863 $2,127 $1,995 $1,995

Wakonda, SD Car Insurance Rates With a DUI

Even a single DUI can increase your Wakonda, SD car insurance rates. Compare rates below to see which Wakonda car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wakonda, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,560
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,581
Progressive $3,250
State Farm $1,995

Wakonda, SD Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wakonda, SD car insurance rates may be. Let’s take a look at average car insurance rates from top Wakonda companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wakonda, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,389 $3,389
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,504 $2,504
Progressive $3,502 $3,502
State Farm $1,947 $2,044

Wakonda, SD Cheapest Car Insurance Rates

How do the top Wakonda, South Dakota car insurance companies’ average rates stack up against the Wakonda average monthly car insurance rates of $303? Take a look and see.

Best Annual Car Insurance Rates by Company in Wakonda, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Wakonda, SD Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wakonda, South Dakota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wakonda, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,389
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,504
Progressive $3,502
State Farm $1,995

Other Factors Affecting Wakonda, SD Car Insurance Rates

Before you buy Wakonda, South Dakota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Wakonda, SD Commute Time

How does your Wakonda, SD commute time compare with the average driver? In Wakonda, the average commute is 28.6 minutes.

Wakonda, SD Car Insurance Quotes

Compare Wakonda, SD car insurance quotes from multiple companies by entering your ZIP code now.