Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Wheaton after a DUI is Liberty Mutual
  • The cheapest car insurance company in Wheaton for teen drivers is Nationwide
  • Average car insurance rates in Wheaton, IL are $267/month

Average car insurance rates in Wheaton, Illinois are $267 a month. But with a little research you can get a great deal from the top car insurance companies in Wheaton, IL. Before you buy Wheaton, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Wheaton car insurance rates with Chicago car insurance rates, Springfield car insurance rates, or Cicero car insurance rates to make sure you’re getting the best Wheaton, IL car insurance quotes available.

Need affordable Wheaton, IL car insurance? Enter your ZIP code to compare Wheaton car insurance quotes from multiple car insurance companies near you.

Wheaton, IL Minimum Car Insurance Coverage

Wheaton, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wheaton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wheaton, IL Car Insurance Rates by Coverage Level

Some Wheaton drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Wheaton, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wheaton, Illinois

Insurance Company Low Medium High
Allstate $4,813 $4,966 $5,133
American Family $3,599 $3,891 $3,768
Farmers $4,334 $4,457 $4,939
GEICO $2,775 $3,074 $3,378
Liberty Mutual $2,188 $2,313 $2,449
Nationwide $2,321 $2,383 $2,374
Progressive $3,093 $3,388 $3,731
State Farm $2,423 $2,590 $2,736
Travelers $2,346 $2,500 $2,664
USAA $2,352 $2,526 $2,707

Wheaton, IL Car Insurance Rates by Age, Gender, and Marital Status

Wheaton, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wheaton, IL car insurance, get quotes from multiple car insurance companies in the Wheaton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wheaton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,138 $3,152 $3,293 $3,293 $8,277 $10,753 $3,776 $4,082
American Family $2,312 $2,312 $2,123 $2,123 $6,664 $9,188 $2,312 $2,989
Farmers $2,384 $2,382 $2,106 $2,237 $10,734 $11,203 $2,728 $2,840
GEICO $1,779 $1,836 $1,743 $1,967 $6,470 $6,661 $2,040 $2,111
Liberty Mutual $1,374 $1,478 $1,136 $1,268 $4,895 $5,440 $1,435 $1,508
Nationwide $1,515 $1,534 $1,359 $1,429 $4,126 $5,249 $1,762 $1,897
Progressive $1,928 $1,801 $1,602 $1,677 $7,305 $8,170 $2,290 $2,458
State Farm $1,522 $1,522 $1,381 $1,381 $4,924 $6,212 $1,728 $1,997
Travelers $1,535 $1,615 $1,424 $1,514 $4,687 $5,930 $1,621 $1,704
USAA $1,499 $1,513 $1,397 $1,363 $4,934 $5,417 $1,965 $2,139

Wheaton, IL Car Insurance Rates for Teens

How much is Wheaton, Illinois car insurance for teens? Compare rates from top Wheaton car insurance companies below to help find the cheapest teen car insurance in Wheaton, IL.

Annual Car Insurance Rates for Teen Drivers in Wheaton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,277 $10,753
American Family $6,664 $9,188
Farmers $10,734 $11,203
GEICO $6,470 $6,661
Liberty Mutual $4,895 $5,440
Nationwide $4,126 $5,249
Progressive $7,305 $8,170
State Farm $4,924 $6,212
Travelers $4,687 $5,930
USAA $4,934 $5,417

Wheaton, IL Car Insurance Rates for Seniors

Before seniors buy Wheaton, Illinois car insurance, they should make sure to shop around. Some Wheaton, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wheaton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,293
American Family $2,123 $2,123
Farmers $2,106 $2,237
GEICO $1,743 $1,967
Liberty Mutual $1,136 $1,268
Nationwide $1,359 $1,429
Progressive $1,602 $1,677
State Farm $1,381 $1,381
Travelers $1,424 $1,514
USAA $1,397 $1,363

Wheaton, IL Car Insurance Rates by Credit History

How does your credit history affect Wheaton, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wheaton, Illinois

Insurance Company Poor Fair Good
Allstate $6,323 $4,579 $4,009
American Family $4,977 $3,400 $2,880
Farmers $5,182 $4,382 $4,167
GEICO $4,948 $2,407 $1,872
Liberty Mutual $3,266 $2,053 $1,631
Nationwide $2,803 $2,278 $1,996
Progressive $3,866 $3,294 $3,051
State Farm $3,759 $2,248 $1,742
Travelers $3,036 $2,475 $1,999
USAA $3,356 $2,316 $1,913

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wheaton, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wheaton, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wheaton.

Annual Wheaton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,503 $6,070 $5,652 $4,657
American Family $2,758 $3,917 $5,208 $3,127
Farmers $3,859 $4,993 $4,869 $4,587
GEICO $2,056 $3,376 $4,455 $2,416
Liberty Mutual $1,923 $2,752 $2,406 $2,187
Nationwide $1,919 $2,456 $2,869 $2,190
Progressive $2,798 $4,186 $3,105 $3,526
State Farm $2,339 $2,827 $2,583 $2,583
Travelers $1,989 $2,620 $2,912 $2,493
USAA $1,798 $2,597 $3,546 $2,171

Wheaton, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Wheaton, IL car insurance rates. Compare rates below to see which Wheaton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wheaton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,652
American Family $5,208
Farmers $4,869
GEICO $4,455
Liberty Mutual $2,406
Nationwide $2,869
Progressive $3,105
State Farm $2,583
Travelers $2,912
USAA $3,546

Wheaton, IL Car Insurance Rates by ZIP Code

Just like Wheaton car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Wheaton, IL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Wheaton, Illinois

ZIP Code Average Annual Rates
60187 $3,164
60189 $3,165

Wheaton, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wheaton, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Wheaton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wheaton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $4,970
American Family $3,705 $3,800
Farmers $4,577 $4,577
GEICO $3,025 $3,127
Liberty Mutual $2,317 $2,317
Nationwide $2,359 $2,359
Progressive $3,404 $3,404
State Farm $2,518 $2,648
Travelers $2,405 $2,602
USAA $2,458 $2,599

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wheaton, IL Cheapest Car Insurance Rates

How do the top Wheaton, Illinois car insurance companies’ average rates stack up against the Wheaton average monthly car insurance rates of $267? Take a look and see.

Best Annual Car Insurance Rates by Company in Wheaton, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Wheaton, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wheaton, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wheaton, Illinois

Insurance Company Average Annual Rates
Allstate $4,970
American Family $3,753
Farmers $4,577
GEICO $3,076
Liberty Mutual $2,317
Nationwide $2,359
Progressive $3,404
State Farm $2,583
Travelers $2,504
USAA $2,528

Other Factors Affecting Wheaton, IL Car Insurance Rates

Before you buy Wheaton, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Wheaton, IL Commute Time

How does your Wheaton, IL commute time compare with the average driver? In Wheaton, the average commute is 28.0 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wheaton, IL Car Insurance Quotes

Compare Wheaton, IL car insurance quotes from multiple companies by entering your ZIP code now.