Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Toulon for teen drivers is Travelers
  • Average car insurance rates in Toulon, IL are $250/month
  • Average car insurance rates in Toulon, IL for senior drivers are $1,720/year

Average car insurance rates in Toulon, Illinois are $250 a month. But with a little research you can get a great deal from the top car insurance companies in Toulon, IL. Before you buy Toulon, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Toulon car insurance rates with Champaign car insurance rates, Cicero car insurance rates, or Springfield car insurance rates to make sure you’re getting the best Toulon, IL car insurance quotes available.

Need affordable Toulon, IL car insurance? Enter your ZIP code to compare Toulon car insurance quotes from multiple car insurance companies near you.

Toulon, IL Minimum Car Insurance Coverage

Toulon, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Toulon, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Toulon, IL Car Insurance Rates by Coverage Level

Some Toulon drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Toulon, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Toulon, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $4,043 $4,144 $4,522
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,053 $2,177 $2,317
Nationwide $2,452 $2,476 $2,447
Progressive $3,141 $3,364 $3,607
State Farm $2,028 $2,139 $2,240
Travelers $1,958 $2,083 $2,215
USAA $2,717 $2,904 $3,100

Toulon, IL Car Insurance Rates by Age, Gender, and Marital Status

Toulon, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Toulon, IL car insurance, get quotes from multiple car insurance companies in the Toulon area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toulon, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,316 $2,318 $2,060 $2,173 $9,608 $10,009 $2,639 $2,767
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,353 $1,462 $1,127 $1,261 $4,426 $4,926 $1,413 $1,491
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $1,983 $1,890 $1,631 $1,700 $6,964 $7,836 $2,375 $2,586
State Farm $1,369 $1,369 $1,214 $1,214 $3,788 $4,818 $1,545 $1,767
Travelers $1,359 $1,435 $1,230 $1,311 $3,733 $4,654 $1,441 $1,518
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

Toulon, IL Car Insurance Rates for Teens

How much is Toulon, Illinois car insurance for teens? Compare rates from top Toulon car insurance companies below to help find the cheapest teen car insurance in Toulon, IL.

Annual Car Insurance Rates for Teen Drivers in Toulon, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $9,608 $10,009
GEICO $4,847 $5,129
Liberty Mutual $4,426 $4,926
Nationwide $4,249 $5,460
Progressive $6,964 $7,836
State Farm $3,788 $4,818
Travelers $3,733 $4,654
USAA $5,519 $6,112

Toulon, IL Car Insurance Rates for Seniors

Before seniors buy Toulon, Illinois car insurance, they should make sure to shop around. Some Toulon, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Toulon, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $2,060 $2,173
GEICO $1,521 $1,797
Liberty Mutual $1,127 $1,261
Nationwide $1,416 $1,502
Progressive $1,631 $1,700
State Farm $1,214 $1,214
Travelers $1,230 $1,311
USAA $1,620 $1,612

Toulon, IL Car Insurance Rates by Credit History

How does your credit history affect Toulon, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Toulon, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,825 $4,039 $3,844
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,087 $1,925 $1,534
Nationwide $2,932 $2,366 $2,077
Progressive $3,847 $3,258 $3,008
State Farm $3,106 $1,859 $1,442
Travelers $2,553 $2,039 $1,664
USAA $3,883 $2,655 $2,184

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Toulon, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Toulon, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Toulon.

Annual Toulon, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,582 $4,605 $4,490 $4,268
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,820 $2,577 $2,267 $2,065
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,784 $4,104 $3,076 $3,519
State Farm $1,961 $2,310 $2,136 $2,136
Travelers $1,667 $2,169 $2,421 $2,083
USAA $2,077 $2,971 $4,078 $2,502

Toulon, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Toulon, IL car insurance rates. Compare rates below to see which Toulon car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Toulon, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,490
GEICO $3,482
Liberty Mutual $2,267
Nationwide $3,011
Progressive $3,076
State Farm $2,136
Travelers $2,421
USAA $4,078

Toulon, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Toulon, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Toulon companies based on commute time.

Annual Car Insurance Rates by Commute Length in Toulon, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $4,236 $4,236
GEICO $2,519 $2,617
Liberty Mutual $2,182 $2,182
Nationwide $2,458 $2,458
Progressive $3,371 $3,371
State Farm $2,082 $2,189
Travelers $2,005 $2,166
USAA $2,825 $2,989

Toulon, IL Cheapest Car Insurance Rates

How do the top Toulon, Illinois car insurance companies’ average rates stack up against the Toulon average monthly car insurance rates of $250? Take a look and see.

Best Annual Car Insurance Rates by Company in Toulon, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Toulon, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Toulon, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Toulon, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $4,236
GEICO $2,568
Liberty Mutual $2,182
Nationwide $2,458
Progressive $3,371
State Farm $2,136
Travelers $2,085
USAA $2,907

Other Factors Affecting Toulon, IL Car Insurance Rates

Before you buy Toulon, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Toulon, IL Commute Time

How does your Toulon, IL commute time compare with the average driver? In Toulon, the average commute is 26.1 minutes.

Toulon, IL Traffic

Spending time in Toulon traffic can lead to higher car insurance rates. According to INRIX data, Toulon, IL ranks as the 194th-most congested with traffic in the world.

Toulon, IL Car Insurance Quotes

Compare Toulon, IL car insurance quotes from multiple companies by entering your ZIP code now.