AAA vs Mercury Car Insurance for 2023

Are you in the market for car insurance and wondering which company to choose? Two well-known options are AAA Car Insurance and Mercury Car Insurance. In this article, we’ll review the pros and cons of each and help you make an informed decision. But first, here are three interesting attributes about each company:

AAA Insurance:

• Has been providing insurance for over 100 years
• Offers a wide range of discounts, including ones for safe driving, multiple vehicles, and membership with certain organizations
• Provides 24/7 roadside assistance to members

Mercury Insurance:

• Offers an easy-to-use online quote system
• Has a mobile app that allows you to manage your policy, make payments, and file claims
• Received an A+ rating from the Better Business Bureau

Now, let’s dive into the details of AAA vs Mercury car insurance.

Company History and Mission

AAA was founded in 1902 and originally provided roadside assistance to its members. It has since expanded its services to include insurance, travel planning, and other benefits. Its mission is to “provide peace of mind to members and the community by promoting safety and security on the roadways.”

Mercury Insurance was founded in 1961 and is based in California. It offers a variety of insurance products, including car, home, and business insurance. Its mission is to “protect the assets and future of our customers through innovative solutions, superior service, and the relentless pursuit of excellence.”

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Products and Services Offered

Both AAA and Mercury offer standard car insurance coverage, including liability, collision, and comprehensive coverage. AAA also offers additional benefits, such as rental car coverage and pet injury coverage. Mercury offers an optional roadside assistance package that includes towing, jump starts, and lockout services.

When it comes to cost, it’s difficult to compare AAA vs Mercury car insurance since rates can vary based on a number of factors, such as your age, location, and driving record. However, both companies offer online quote systems that allow you to get an estimate of what you’ll pay.

AAA car insurance is available in all 50 states and the District of Columbia. Mercury car insurance is available in 11 states: Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia.

 Discounts Available to Customers

One of the most important factors to consider when choosing a car insurance company is the cost. Both AAA and Mercury offer a variety of discounts that can help you save money on your policy. Here’s a closer look at the discounts available from each company:

AAA Insurance Discounts:

• Safe Driver Discount: If you have a clean driving record, you may be eligible for a safe driver discount.
• Multi-Vehicle Discount: Insuring multiple vehicles with AAA can qualify you for a discount.
• Good Student Discount: Students who maintain a high GPA may be eligible for a discount.
• Membership Discount: If you’re a member of certain organizations, such as AAA or AARP, you may qualify for a discount.

Mercury Insurance Discounts:

• Good Driver Discount: If you have a clean driving record, you may qualify for a good driver discount.
• Multi-Policy Discount: If you have multiple policies with Mercury, such as car and home insurance, you may be eligible for a discount.
• Anti-Theft Device Discount: Installing an anti-theft device in your car can qualify you for a discount.
• Professional Association Discount: If you’re a member of certain professional associations, such as the National Society of Accountants or the American Medical Association, you may be eligible for a discount.

Customer Reviews

When it comes to customer reviews, both AAA and Mercury have mixed feedback. On Trustpilot, AAA has a 3.4 out of 5-star rating based on over 1,000 reviews. Some customers praise the company’s roadside assistance and customer service, while others complain about high prices and slow claims processing.

Mercury has a slightly better rating on Trustpilot, with 3.8 out of 5 stars based on over 1,500 reviews. Customers appreciate the company’s easy-to-use website and competitive prices, but some have had issues with claims processing and customer service.

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FAQ

Q: How do I qualify for a discount with AAA? A: Discounts vary by state and by policy, but common ways to qualify include having a good driving record, insuring multiple vehicles, and being a member of certain organizations.

Q: Does Mercury offer roadside assistance? A: Yes, Mercury offers an optional roadside assistance