American Family vs Auto Club Car Insurance for 2023

Are you in the market for car insurance and trying to decide between American Family car insurance and Auto Club car insurance? With so many options out there, it can be difficult to choose the right provider. In this article, we’ll compare American Family and Auto Club car insurance in terms of their history, mission, products and services, discounts, and customer reviews. By the end, you’ll have a better understanding of which provider is the right choice for you.

Before we dive into the comparison, here are three interesting attributes of American Family and Auto Club car insurance:

• American Family is one of the largest mutual insurance companies in the United States and has been around for over 90 years.
• Auto Club is part of the American Automobile Association (AAA), which is a federation of motor clubs throughout North America.
• Both companies offer roadside assistance as part of their standard coverage.

Company History and Mission:

American Family: American Family was founded in 1927 by Herman Wittwer, a struggling insurance salesman in Madison, Wisconsin. Today, the company is one of the largest mutual insurance companies in the United States and operates in 19 states across the country. The company’s mission is to inspire, protect, and restore dreams through its insurance products and services.

Auto Club: Auto Club is part of the American Automobile Association (AAA), which was founded in 1902 and is a federation of motor clubs throughout North America. The company provides a wide range of products and services to its members, including roadside assistance, travel planning, insurance, and more. Its mission is to provide peace of mind and exceptional value to its members through its products and services.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Products and Services:

American Family: American Family offers a wide range of insurance products, including auto, home, life, business, and farm/ranch insurance. Its auto insurance coverage includes liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. The company also offers optional coverages such as roadside assistance, rental reimbursement, and accident forgiveness. American Family operates in 19 states across the country.

Auto Club: Auto Club offers a range of insurance products, including auto, home, renters, and life insurance. Its auto insurance coverage includes liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. The company also offers optional coverages such as roadside assistance, rental reimbursement, and accident forgiveness. Auto Club operates in 23 states across the country.

Cost and Discounts:

American Family: The cost of American Family car insurance varies depending on a number of factors, including your driving record, the type of car you drive, and where you live. American Family offers a variety of discounts, including safe driver discounts, multi-policy discounts, and good student discounts. You can also save money by choosing a higher deductible or by paying your premium in full upfront.

Auto Club: The cost of Auto Club car insurance also varies depending on a number of factors. Auto Club offers a variety of discounts, including safe driver discounts, multi-car discounts, and good student discounts. You can also save money by choosing a higher deductible or by paying your premium in full upfront.

Case Studies: American Family vs Auto Club Car Insurance

Case Study 1: John’s Experience With American Family Car Insurance

John, a resident of Arizona, recently purchased car insurance from American Family. He was attracted to the company’s reputation for excellent customer service and competitive rates. John had a clean driving record and qualified for a safe driver discount, which helped him save on his premium.

He also opted for additional coverages like roadside assistance and rental reimbursement. Overall, John was satisfied with his experience with American Family and felt confident in his choice of insurance provider.

Case Study 2: Sarah’s Experience With Auto Club Car Insurance

Sarah, a resident of Oregon, decided to switch her car insurance to Auto Club after researching different options. She was impressed by the company’s extensive range of products and services, including roadside assistance. Sarah also received a multi-car discount since she insured multiple vehicles with Auto Club.

She found the claims process to be straightforward and appreciated the fast claims handling. Sarah was pleased with the competitive rates and the overall value she received from Auto Club.

Case Study 3: Mark’s Comparison of American Family and Auto Club Car Insurance

Mark, a resident of Colorado, carefully compared American Family and Auto Club car insurance before making a decision. He gathered quotes from both companies and evaluated the coverage options and discounts offered. Ultimately, Mark chose American Family due to its lower premium and the availability of specific coverages that suited his needs.

However, he acknowledged that Auto Club had positive customer reviews and praised their customer service. Mark’s comparison highlighted the importance of researching multiple providers to find the best coverage and value.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Customer Reviews:

When it comes to choosing an insurance company, customer reviews are often an important consideration. So, what do customers have to say about American Family vs Auto Club Car Insurance?

American Family has received mixed reviews from customers, with some praising the company for its good customer service and reasonable rates, while others have criticized the company for its claims handling process and the difficulty of filing claims. On the other hand, Auto Club Car Insurance has received generally positive reviews from customers, with many citing the company’s good customer service, fast claims handling, and competitive rates as reasons for their satisfaction.

Overall, both American Family and Auto Club Car Insurance have their strengths and weaknesses when it comes to customer reviews. As always, it’s important to do your own research and read reviews from multiple sources before making a decision.

FAQ:

Q: What states does American Family offer car insurance in?

A: American Family offers car insurance in 19 states, including Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah, Washington, and Wisconsin.

Q: What types of discounts does Auto Club Car Insurance offer?

A: Auto Club Car Insurance offers a variety of discounts to help customers save money on their car insurance premiums. Some of the discounts available include good driver discounts, multi-car discounts, and discounts for students with good grades.

Q: What is the claims process like with American Family?

A: To file a claim with American Family, customers can either call the company’s 24/7 claims center or file a claim online. Once a claim has been filed, an American Family claims representative will contact the customer to discuss the details of the claim and help guide them through the claims process.

Q: Does Auto Club Car Insurance offer roadside assistance?

A: Yes, Auto Club Car Insurance offers roadside assistance as part of its auto insurance policies. This includes services such as towing, battery service, flat tire service, and lockout service.

Q: How can I qualify for a safe driver discount with American Family?

A: To qualify for a safe driver discount with American Family, customers must have a clean driving record with no accidents or moving violations in the past three years. This discount can help customers save up to 10% on their car insurance premiums.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption