Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Applewood, CO are $336/month
  • Average car insurance rates in Applewood, CO for senior drivers are $2,369/year
  • The cheapest car insurance company in Applewood for teen drivers is USAA

Average car insurance rates in Applewood, Colorado are $336 a month. But with a little research you can get a great deal from the top car insurance companies in Applewood, CO. Before you buy Applewood, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Applewood car insurance rates with Lakewood car insurance rates, Colorado Springs car insurance rates, or Arvada car insurance rates to make sure you’re getting the best Applewood, CO car insurance quotes available.

Need affordable Applewood, CO car insurance? Enter your ZIP code to compare Applewood car insurance quotes from multiple car insurance companies near you.

Applewood, CO Minimum Car Insurance Coverage

Applewood, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Applewood, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Applewood, CO Car Insurance Rates by Coverage Level

Some Applewood drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Applewood, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Applewood, Colorado

Insurance Company Low Medium High
Allstate $5,315 $5,595 $5,929
American Family $3,793 $4,084 $4,131
Farmers $4,954 $5,577 $6,449
GEICO $2,943 $3,267 $3,810
Liberty Mutual $2,653 $2,841 $3,072
Nationwide $3,824 $3,855 $3,879
Progressive $4,015 $4,378 $4,695
State Farm $3,074 $3,332 $3,587
USAA $3,078 $3,245 $3,411

Applewood, CO Car Insurance Rates by Age, Gender, and Marital Status

Applewood, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Applewood, CO car insurance, get quotes from multiple car insurance companies in the Applewood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Applewood, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,182 $3,069 $3,100 $12,003 $12,641 $3,746 $3,760
American Family $2,733 $2,733 $2,464 $2,464 $6,635 $8,912 $2,733 $3,348
Farmers $3,278 $3,258 $2,962 $3,188 $12,587 $12,751 $3,605 $3,651
GEICO $2,089 $2,296 $2,253 $2,591 $6,657 $7,012 $1,904 $1,918
Liberty Mutual $1,876 $1,791 $1,618 $1,784 $5,768 $6,264 $1,881 $1,862
Nationwide $2,559 $2,601 $2,295 $2,419 $6,513 $8,306 $2,950 $3,180
Progressive $2,622 $2,447 $2,294 $2,283 $9,179 $10,252 $2,957 $2,868
State Farm $2,062 $2,062 $1,873 $1,873 $6,072 $7,660 $2,311 $2,735
USAA $2,145 $2,125 $2,063 $2,048 $5,537 $6,319 $2,751 $2,968

Applewood, CO Car Insurance Rates for Teens

How much is Applewood, Colorado car insurance for teens? Compare rates from top Applewood car insurance companies below to help find the cheapest teen car insurance in Applewood, CO.

Annual Car Insurance Rates for Teen Drivers in Applewood, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,003 $12,641
American Family $6,635 $8,912
Farmers $12,587 $12,751
GEICO $6,657 $7,012
Liberty Mutual $5,768 $6,264
Nationwide $6,513 $8,306
Progressive $9,179 $10,252
State Farm $6,072 $7,660
USAA $5,537 $6,319

Applewood, CO Car Insurance Rates for Seniors

Before seniors buy Applewood, Colorado car insurance, they should make sure to shop around. Some Applewood, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Applewood, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,069 $3,100
American Family $2,464 $2,464
Farmers $2,962 $3,188
GEICO $2,253 $2,591
Liberty Mutual $1,618 $1,784
Nationwide $2,295 $2,419
Progressive $2,294 $2,283
State Farm $1,873 $1,873
USAA $2,063 $2,048

Applewood, CO Car Insurance Rates by Credit History

How does your credit history affect Applewood, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Applewood, Colorado

Insurance Company Poor Fair Good
Allstate $7,153 $5,521 $4,165
American Family $5,200 $3,702 $3,106
Farmers $6,553 $5,345 $5,081
GEICO $4,018 $3,340 $2,661
Liberty Mutual $4,068 $2,506 $1,991
Nationwide $4,656 $3,691 $3,212
Progressive $4,953 $4,238 $3,897
State Farm $4,614 $2,975 $2,404
USAA $4,776 $2,748 $2,210

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Applewood, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Applewood, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Applewood.

Annual Applewood, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,776 $5,505 $6,750 $5,421
American Family $2,963 $4,187 $5,500 $3,360
Farmers $4,787 $6,147 $6,058 $5,647
GEICO $2,334 $3,671 $4,314 $3,040
Liberty Mutual $2,507 $2,938 $3,028 $2,948
Nationwide $2,972 $4,048 $5,125 $3,266
Progressive $3,769 $5,311 $3,978 $4,394
State Farm $3,053 $3,609 $3,331 $3,331
USAA $2,360 $2,896 $5,066 $2,657

Applewood, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Applewood, CO car insurance rates. Compare rates below to see which Applewood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Applewood, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,750
American Family $5,500
Farmers $6,058
GEICO $4,314
Liberty Mutual $3,028
Nationwide $5,125
Progressive $3,978
State Farm $3,331
USAA $5,066

Applewood, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Applewood, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Applewood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Applewood, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,613 $5,613
American Family $3,916 $4,089
Farmers $5,660 $5,660
GEICO $3,271 $3,409
Liberty Mutual $2,855 $2,855
Nationwide $3,853 $3,853
Progressive $4,363 $4,363
State Farm $3,248 $3,414
USAA $3,153 $3,336

Applewood, CO Cheapest Car Insurance Rates

How do the top Applewood, Colorado car insurance companies’ average rates stack up against the Applewood average monthly car insurance rates of $336? Take a look and see.

Best Annual Car Insurance Rates by Company in Applewood, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Applewood, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Applewood, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Applewood, Colorado

Insurance Company Average Annual Rates
Allstate $5,613
American Family $4,003
Farmers $5,660
GEICO $3,340
Liberty Mutual $2,855
Nationwide $3,853
Progressive $4,363
State Farm $3,331
USAA $3,245

Other Factors Affecting Applewood, CO Car Insurance Rates

Before you buy Applewood, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Applewood, CO Commute Time

How does your Applewood, CO commute time compare with the average driver? In Applewood, the average commute is 26.1 minutes.

Applewood, CO Car Insurance Quotes

Compare Applewood, CO car insurance quotes from multiple companies by entering your ZIP code now.