Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Atkins, AR are $319/month
  • The cheapest car insurance company in Atkins after a DUI is State Farm
  • Average car insurance rates in Atkins, AR for senior drivers are $2,005/year

Average car insurance rates in Atkins, Arkansas are $319 a month. But with a little research you can get a great deal from the top car insurance companies in Atkins, AR. Before you buy Atkins, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Atkins car insurance rates with Fort Smith car insurance rates, Pine Bluff car insurance rates, or Fayetteville car insurance rates to make sure you’re getting the best Atkins, AR car insurance quotes available.

Need affordable Atkins, AR car insurance? Enter your ZIP code to compare Atkins car insurance quotes from multiple car insurance companies near you.

Atkins, AR Minimum Car Insurance Coverage

Atkins, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Atkins, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Atkins, AR Car Insurance Rates by Coverage Level

Some Atkins drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Atkins, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Atkins, Arkansas

Insurance Company Low Medium High
Allstate $5,087 $5,214 $5,350
Farmers $3,804 $3,959 $4,236
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,249 $4,531 $5,022
State Farm $2,342 $2,461 $2,588
Travelers $5,081 $5,325 $5,524
USAA $2,087 $2,176 $2,292

Atkins, AR Car Insurance Rates by Age, Gender, and Marital Status

Atkins, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Atkins, AR car insurance, get quotes from multiple car insurance companies in the Atkins area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atkins, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,950 $2,975 $2,628 $2,811 $10,719 $12,841 $3,264 $3,549
Farmers $2,169 $2,155 $1,939 $2,041 $9,137 $9,453 $2,487 $2,616
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,426 $2,296 $1,993 $2,087 $10,334 $11,628 $2,902 $3,138
State Farm $1,555 $1,555 $1,391 $1,391 $4,457 $5,604 $1,750 $2,005
Travelers $1,979 $2,015 $1,964 $1,966 $11,538 $18,448 $2,124 $2,449
USAA $1,339 $1,351 $1,244 $1,251 $4,257 $4,449 $1,727 $1,859

Atkins, AR Car Insurance Rates for Teens

How much is Atkins, Arkansas car insurance for teens? Compare rates from top Atkins car insurance companies below to help find the cheapest teen car insurance in Atkins, AR.

Annual Car Insurance Rates for Teen Drivers in Atkins, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,719 $12,841
Farmers $9,137 $9,453
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,334 $11,628
State Farm $4,457 $5,604
Travelers $11,538 $18,448
USAA $4,257 $4,449

Atkins, AR Car Insurance Rates for Seniors

Before seniors buy Atkins, Arkansas car insurance, they should make sure to shop around. Some Atkins, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Atkins, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,811
Farmers $1,939 $2,041
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $1,993 $2,087
State Farm $1,391 $1,391
Travelers $1,964 $1,966
USAA $1,244 $1,251

Atkins, AR Car Insurance Rates by Credit History

How does your credit history affect Atkins, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Atkins, Arkansas

Insurance Company Poor Fair Good
Allstate $6,555 $5,023 $4,073
Farmers $4,550 $3,815 $3,634
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,213 $4,450 $4,139
State Farm $3,566 $2,150 $1,675
Travelers $6,090 $5,086 $4,755
USAA $2,891 $1,977 $1,686

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Atkins, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Atkins, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Atkins.

Annual Atkins, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,306 $5,412 $6,010 $5,141
Farmers $3,378 $4,334 $4,234 $4,053
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $3,965 $5,515 $4,166 $4,756
State Farm $2,263 $2,664 $2,464 $2,464
Travelers $4,448 $4,594 $6,737 $5,462
USAA $1,677 $2,131 $3,070 $1,861

Atkins, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Atkins, AR car insurance rates. Compare rates below to see which Atkins car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Atkins, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,010
Farmers $4,234
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,166
State Farm $2,464
Travelers $6,737
USAA $3,070

Atkins, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Atkins, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Atkins companies based on commute time.

Annual Car Insurance Rates by Commute Length in Atkins, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,217 $5,217
Farmers $4,000 $4,000
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,601 $4,601
State Farm $2,405 $2,523
Travelers $5,310 $5,310
USAA $2,122 $2,248

Atkins, AR Cheapest Car Insurance Rates

How do the top Atkins, Arkansas car insurance companies’ average rates stack up against the Atkins average monthly car insurance rates of $319? Take a look and see.

Best Annual Car Insurance Rates by Company in Atkins, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Atkins, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Atkins, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Atkins, Arkansas

Insurance Company Average Annual Rates
Allstate $5,217
Farmers $4,000
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,601
State Farm $2,464
Travelers $5,310
USAA $2,185

Other Factors Affecting Atkins, AR Car Insurance Rates

Before you buy Atkins, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Atkins, AR Commute Time

How does your Atkins, AR commute time compare with the average driver? In Atkins, the average commute is 17.7 minutes.

Atkins, AR Car Insurance Quotes

Compare Atkins, AR car insurance quotes from multiple companies by entering your ZIP code now.